{"id":58292,"date":"2024-08-06T03:03:13","date_gmt":"2024-08-06T01:03:13","guid":{"rendered":"https:\/\/housesmarketplace.com\/nrmla-mba-submit-hmbs-2-0-comments-to-ginnie-mae\/"},"modified":"2024-08-06T03:03:13","modified_gmt":"2024-08-06T01:03:13","slug":"nrmla-mba-submit-hmbs-2-0-comments-to-ginnie-mae","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/nrmla-mba-submit-hmbs-2-0-comments-to-ginnie-mae\/","title":{"rendered":"NRMLA, MBA \u043e\u0442\u043f\u0440\u0430\u0432\u043b\u044f\u044e\u0442 \u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439 \u043a\u043e\u043c\u043c\u0435\u043d\u0442\u0430\u0440\u0438\u0438 \u043f\u043e HMBS 2.0"},"content":{"rendered":"
\n

The \u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u0430\u044f \u0430\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u0432 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438<\/strong><\/a> (\u041d\u0420\u041c\u041b\u0410) \u0438 \u0410\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0438\u0440\u043e\u0432<\/strong><\/a> (MBA) \u043d\u0430\u043f\u0440\u0430\u0432\u0438\u043b\u0438 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e\u0435 \u043f\u0438\u0441\u044c\u043c\u043e \u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439<\/strong><\/a> \u0438\u0441\u043f\u043e\u043b\u043d\u044f\u044e\u0449\u0438\u0439 \u043e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 \u0421\u044d\u043c \u0412\u0430\u043b\u044c\u0432\u0435\u0440\u0434\u0435, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0449\u0438\u0439 \u0441\u0432\u043e\u0438 \u043c\u044b\u0441\u043b\u0438 \u0438 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u044b \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u044b\u0445 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0446\u0435\u043d\u043d\u044b\u0445 \u0431\u0443\u043c\u0430\u0433, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0445 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (HECM) \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 (HMBS<\/a>) \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430.<\/p>\n

\u042d\u0442\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0438 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u043d\u0430\u0437\u044b\u0432\u0430\u044e\u0442 \u00abHMBS 2.0\u00bb, \u0431\u044b\u043b\u0430 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u043e \u043e\u0431\u044a\u044f\u0432\u043b\u0435\u043d\u0430 \u0432 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0435 \u0432 \u043d\u0430\u0447\u0430\u043b\u0435 \u0433\u043e\u0434\u0430. \u041f\u0435\u0440\u0435\u0447\u0435\u043d\u044c \u0443\u0441\u043b\u043e\u0432\u0438\u0439, \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u043e \u043e\u043f\u0438\u0441\u044b\u0432\u0430\u044e\u0449\u0438\u0439 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u044b\u0435 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u044f, \u0431\u044b\u043b \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d \u0432 \u043a\u043e\u043d\u0446\u0435 \u0438\u044e\u043d\u044f, \u0441 \u043f\u043e\u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u043c 30-\u0434\u043d\u0435\u0432\u043d\u044b\u043c \u043f\u0435\u0440\u0438\u043e\u0434\u043e\u043c \u043a\u043e\u043c\u043c\u0435\u043d\u0442\u0430\u0440\u0438\u0435\u0432. \u0420\u0430\u043d\u0435\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u044c Ginnie Mae \u0441\u043a\u0430\u0437\u0430\u043b \u0416\u0438\u043b\u044c\u0435\u041f\u0440\u043e\u0432\u043e\u043b\u043e\u043a\u0430<\/strong>Reverse Mortgage Daily (RMD) \u043e \u0442\u043e\u043c, \u0447\u0442\u043e \u043e\u043d\u0438 \u0441 \u043d\u0435\u0442\u0435\u0440\u043f\u0435\u043d\u0438\u0435\u043c \u0436\u0434\u0430\u043b<\/a> \u0434\u043b\u044f \u0441\u0431\u043e\u0440\u0430 \u043e\u0442\u0437\u044b\u0432\u043e\u0432 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u043f\u043e \u0434\u0430\u043d\u043d\u043e\u043c\u0443 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044e.<\/p>\n

\u0412 \u043f\u0438\u0441\u044c\u043c\u0435 \u0434\u0430\u0435\u0442\u0441\u044f \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u043f\u043e\u0445\u0432\u0430\u043b\u0430 \u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439 \u0437\u0430 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0443 \u044d\u0442\u043e\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u0432 \u043e\u0442\u0432\u0435\u0442 \u043d\u0430 \u043a\u0440\u0438\u0437\u0438\u0441 \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u0438, \u0432\u044b\u0437\u0432\u0430\u043d\u043d\u044b\u0439 \u043f\u0440\u043e\u0432\u0430\u043b \u0432 \u043a\u043e\u043d\u0446\u0435 2022 \u0433\u043e\u0434\u0430<\/a> \u0438\u0437 \u041e\u0431\u0440\u0430\u0442\u043d\u043e\u0435 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435<\/strong> (RMF), \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 \u0438\u0437 10 \u043a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u0445 \u0438 \u0432\u0435\u0434\u0443\u0449\u0438\u0439 \u044d\u043c\u0438\u0442\u0435\u043d\u0442 HMBS. \u0422\u043e\u0440\u0433\u043e\u0432\u044b\u0435 \u0433\u0440\u0443\u043f\u043f\u044b \u0441\u043e\u043e\u0431\u0449\u0438\u043b\u0438 \u0412\u0430\u043b\u044c\u0432\u0435\u0440\u0434\u0435 \u043e \u0441\u0432\u043e\u0438\u0445 \u043d\u0430\u0434\u0435\u0436\u0434\u0430\u0445 \u043d\u0430 \u0442\u043e, \u0447\u0442\u043e \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u043a\u043e\u043c\u043c\u0435\u043d\u0442\u0430\u0440\u0438\u0438 \u043c\u043e\u0433\u0443\u0442 \u00ab\u0435\u0449\u0435 \u0431\u043e\u043b\u044c\u0448\u0435 \u0443\u043a\u0440\u0435\u043f\u0438\u0442\u044c \u0438 \u043f\u0440\u043e\u044f\u0441\u043d\u0438\u0442\u044c \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0438 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u00bb HMBS 2.0, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u043a\u043e\u043f\u0438\u0438 \u043f\u0438\u0441\u044c\u043c\u0430, \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u043d\u043e\u0439 RMD.<\/p>\n

\u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438, \u0438\u0437\u043b\u043e\u0436\u0435\u043d\u043d\u044b\u0435 \u0432 \u043f\u0438\u0441\u044c\u043c\u0435, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0442 \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u0435 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u0438 \u0443\u0447\u0430\u0441\u0442\u0438\u044f \u0432 \u043f\u0443\u043b\u0435 100% \u0441 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435\u043c \u0443\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430 5%. \u0410\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u0438 \u0433\u043e\u0432\u043e\u0440\u044f\u0442, \u0447\u0442\u043e \u044d\u0442\u043e \u0435\u0449\u0435 \u0431\u043e\u043b\u044c\u0448\u0435 \u0441\u043e\u0433\u043b\u0430\u0441\u0443\u0435\u0442 \u043d\u043e\u0432\u0443\u044e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0443 \u0441 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u043c\u0438 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HMBS, \u0432 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435 \u0443\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430 5% \u0442\u0430\u043a\u0436\u0435 \u0441\u043e\u0433\u043b\u0430\u0441\u0443\u0435\u0442 \u0435\u0435 \u0441 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u043c\u0438 \u0417\u0430\u043a\u043e\u043d \u0414\u043e\u0434\u0434\u0430-\u0424\u0440\u0430\u043d\u043a\u0430<\/a> \u0434\u043b\u044f \u043d\u0435\u0430\u0433\u0435\u043d\u0442\u0441\u043a\u0438\u0445 \u0441\u0435\u043a\u044c\u044e\u0440\u0438\u0442\u0438\u0437\u0430\u0446\u0438\u0439, \u043f\u043e\u044f\u0441\u043d\u044f\u0435\u0442\u0441\u044f \u0432 \u043f\u0438\u0441\u044c\u043c\u0435.<\/p>\n

NRMLA \u0438 MBA \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043b\u0438 \u043e\u0431\u043d\u043e\u0432\u0438\u0442\u044c \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u0438\u0435 \u00ab\u0443\u0447\u0430\u0441\u0442\u0438\u044f\u00bb \u0432 \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435 Ginnie Mae \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u043c \u0446\u0435\u043d\u043d\u044b\u043c \u0431\u0443\u043c\u0430\u0433\u0430\u043c (MBS) \u0434\u043b\u044f \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e\u0441\u0442\u0438 \u0438 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u0435\u0433\u043e \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0435 \u0441 \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0438 \u0433\u043e\u0440\u043e\u0434\u0441\u043a\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f \u0421\u0428\u0410<\/strong><\/a> (HUD) \u0442\u0438\u043f\u043e\u0432\u043e\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0435 \u0441\u043e\u0433\u043b\u0430\u0448\u0435\u043d\u0438\u0435 HECM.<\/p>\n

\u0412 \u043f\u0438\u0441\u044c\u043c\u0435 \u0442\u0430\u043a\u0436\u0435 \u0434\u0435\u043b\u0430\u0435\u0442\u0441\u044f \u043f\u043e\u043f\u044b\u0442\u043a\u0430 \u0441\u043a\u043e\u0440\u0440\u0435\u043a\u0442\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u043f\u0443\u043b\u043e\u0432 \u0434\u043b\u044f \u00ab\u0440\u0435\u0448\u0435\u043d\u0438\u044f \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0438 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0445 \u0432\u043e\u043f\u0440\u043e\u0441\u043e\u0432\u00bb, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e MBA. \u042d\u0442\u043e \u043c\u043e\u0433\u043b\u043e \u0431\u044b \u043b\u0443\u0447\u0448\u0435 \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u0442\u044c \u0443\u043d\u0438\u043a\u0430\u043b\u044c\u043d\u044b\u0435 \u0430\u0442\u0440\u0438\u0431\u0443\u0442\u044b HMBS 2.0 \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u043e\u0439 HMBS, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u0442\u043e\u0433\u043e, \u0447\u0442\u043e \u043f\u0443\u043b\u044b HMBS 2.0 \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u043d\u0430\u0437\u043d\u0430\u0447\u0430\u0442\u044c\u0441\u044f HUD.<\/p>\n

\u00ab\u0412 \u0441\u043b\u0443\u0447\u0430\u0435 \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u0430\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 \u043c\u043e\u0433\u043b\u0430 \u0431\u044b \u0441\u043c\u044f\u0433\u0447\u0438\u0442\u044c \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u0438 \u0434\u043b\u044f \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u043e\u0432 HMBS, \u0441\u043f\u043e\u0441\u043e\u0431\u0441\u0442\u0432\u0443\u044f \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u043e\u043c\u0443 \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u0435\u043d\u0438\u044e \u0430\u043a\u0442\u0438\u0432\u043d\u044b\u0445 \u0438 \u043d\u0435\u0430\u043a\u0442\u0438\u0432\u043d\u044b\u0445 \u0432\u044b\u043a\u0443\u043f\u043e\u0432 \u0432 \u043d\u043e\u0432\u044b\u0435 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0443\u043b\u044b \u0441 \u043e\u0434\u043d\u0438\u043c \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u043e\u043c\u00bb, \u2014 \u0437\u0430\u044f\u0432\u0438\u043b\u0430 MBA \u043e \u0441\u0432\u043e\u0435\u043c \u0432\u0437\u0433\u043b\u044f\u0434\u0435 \u043d\u0430 \u043d\u043e\u0432\u0443\u044e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0443. \u00abHMBS 2.0 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u0442\u044c HECM \u0441 \u043d\u0435\u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044b\u043c \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c \u0431\u0430\u043b\u0430\u043d\u0441\u043e\u043c (UPB) \u043d\u0435 \u043c\u0435\u043d\u0435\u0435 98 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u0438 \u043d\u0435 \u0431\u043e\u043b\u0435\u0435 148 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043e\u0442 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e\u0439 \u0441\u0443\u043c\u043c\u044b \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f (MCA)\u00bb.<\/p>\n

MBA \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u043e\u0432\u0430\u043b\u0430 \u0441\u0432\u043e\u0438\u043c \u0447\u043b\u0435\u043d\u0430\u043c \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u0432\u044b\u0441\u043a\u0430\u0437\u044b\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0438 \u043c\u043d\u0435\u043d\u0438\u044f \u043f\u043e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u043e\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435.<\/p>\n

\u00abMBA \u043f\u0440\u0438\u0437\u044b\u0432\u0430\u0435\u0442 \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u043e\u0432 HMBS \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u0434\u0435\u043b\u0438\u0442\u044c\u0441\u044f \u0441\u0432\u043e\u0438\u043c\u0438 \u043e\u0442\u0437\u044b\u0432\u0430\u043c\u0438 \u043e \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HMBS 2.0, \u043f\u043e\u043a\u0430 \u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u0442 \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u043e \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0445 \u0448\u0430\u0433\u0430\u0445\u00bb, \u2014 \u043d\u0430\u043f\u0438\u0441\u0430\u043b\u0430 MBA \u0432 \u0441\u0432\u043e\u0435\u043c \u043f\u0438\u0441\u044c\u043c\u0435. \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u0430\u0434\u0432\u043e\u043a\u0430\u0446\u0438\u0438<\/a> \u0432\u044b\u043f\u0443\u0449\u0435\u043d\u043e \u0432 \u043f\u043e\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u0438\u043a. \u00ab\u042d\u0442\u0438 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u0443\u0441\u0438\u043b\u0438\u044f \u0438\u043c\u0435\u044e\u0442 \u0432\u0430\u0436\u043d\u043e\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435 \u0434\u043b\u044f \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043f\u043e\u0432\u044b\u0448\u0430\u0435\u0442 \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u044c \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u0430, \u043e\u0434\u043d\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e \u0437\u0430\u0449\u0438\u0449\u0430\u044f \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u044b \u043d\u0430\u043b\u043e\u0433\u043e\u043f\u043b\u0430\u0442\u0435\u043b\u044c\u0449\u0438\u043a\u043e\u0432\u00bb.<\/p>\n

\u0412 \u043f\u0440\u0435\u0434\u0434\u0432\u0435\u0440\u0438\u0438 \u043f\u0438\u0441\u044c\u043c\u0430 \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442 NRMLA \u0421\u0442\u0438\u0432 \u0418\u0440\u0432\u0438\u043d \u0440\u0430\u043d\u0435\u0435 \u0441\u043e\u043e\u0431\u0449\u0438\u043b RMD<\/a> \u0447\u0442\u043e \u0447\u043b\u0435\u043d\u044b \u0430\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u0438, \u044f\u0432\u043b\u044f\u044e\u0449\u0438\u0435\u0441\u044f \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u0430\u043c\u0438 HMBS, \u0432\u043d\u0435\u0441\u043b\u0438 \u0441\u0432\u043e\u0439 \u0432\u043a\u043b\u0430\u0434 \u0432 \u0437\u0430\u043f\u0440\u043e\u0448\u0435\u043d\u043d\u044b\u0435 \u043a\u043e\u043c\u043c\u0435\u043d\u0442\u0430\u0440\u0438\u0438, \u0438 \u043e\u043d \u0432\u044b\u0440\u0430\u0437\u0438\u043b \u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u043c \u0432 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0438 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438.<\/p>\n

\u00ab\u041c\u044b \u0437\u043d\u0430\u0435\u043c, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u044b \u0440\u0435\u0441\u0443\u0440\u0441\u044b Ginnie Mae, \u0438 \u044f \u0434\u0443\u043c\u0430\u044e, \u044d\u0442\u043e \u043a\u0440\u0430\u0441\u043d\u043e\u0440\u0435\u0447\u0438\u0432\u043e \u0441\u0432\u0438\u0434\u0435\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0443\u0435\u0442 \u043e\u0431 \u0438\u0445 \u043f\u0440\u0435\u0434\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u043c\u0438\u0441\u0441\u0438\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HECM \u0438 \u0435\u0435 \u0432\u0430\u0436\u043d\u043e\u0441\u0442\u0438 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0434\u043b\u044f HUD, \u043d\u043e \u0438 \u0434\u043b\u044f Ginnie Mae\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u0418\u0440\u0432\u0438\u043d \u0432 \u043f\u0440\u043e\u0448\u043b\u043e\u043c \u043c\u0435\u0441\u044f\u0446\u0435.<\/p>\n

\u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439 \u043d\u0435\u043e\u0434\u043d\u043e\u043a\u0440\u0430\u0442\u043d\u043e \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u043f\u0430\u0440\u0443 \u043b\u0435\u0442 \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u043e \u0440\u0430\u0441\u0441\u043a\u0430\u0437\u044b\u0432\u0430\u043b\u0430, \u0447\u0442\u043e \u044d\u0442\u043e \u0440\u0435\u0441\u0443\u0440\u0441\u044b \u0431\u044b\u043b\u0438 \u043d\u0430\u043f\u0440\u044f\u0436\u0435\u043d\u044b<\/a> \u043f\u0443\u0442\u0435\u043c \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u044f \u043d\u0430 \u0441\u0435\u0431\u044f \u0431\u044b\u0432\u0448\u0435\u0433\u043e \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044f \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f RMF. \u041e\u043d \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f \u043e\u0434\u043d\u0438\u043c \u0438\u0437 \u043a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u0445 \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u0435\u0439 \u0432 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435 HMBS, \u043d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u0442\u043e, \u0447\u0442\u043e Ginnie Mae \u043d\u0435 \u0432\u044b\u043f\u0443\u0441\u043a\u0430\u0435\u0442 \u0438\u0437 \u043d\u0435\u0433\u043e \u043d\u0438\u043a\u0430\u043a\u0438\u0445 \u043f\u0443\u043b\u043e\u0432. \u0418\u043d\u0442\u0435\u043d\u0441\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u0434\u0435\u0442\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HMBS \u043f\u043e\u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043b\u0430 \u043e\u0442 Ginnie \u0443\u0441\u0438\u043b\u0438\u0442\u044c \u0441\u0432\u043e\u0439 \u0448\u0442\u0430\u0442 \u0434\u043b\u044f \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u0435\u043c \u0438 \u0437\u0430\u043f\u0440\u043e\u0441\u0438\u0442\u044c \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430<\/a> \u043e\u0442 \u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441\u0430 \u0432 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0435\u043c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c \u0433\u043e\u0434\u0443.<\/p>\n

\u042d\u0442\u0430 \u043f\u0440\u043e\u0441\u044c\u0431\u0430 \u0431\u044b\u043b\u0430 \u043d\u0435\u0434\u0430\u0432\u043d\u043e \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u043d\u044b\u0439 \u0441\u0435\u043d\u0430\u0442\u0441\u043a\u0438\u043c \u043a\u043e\u043c\u0438\u0442\u0435\u0442\u043e\u043c<\/a>, \u043d\u043e \u043f\u043e\u043a\u0430 \u043d\u0435\u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0434\u0430\u043b\u0435\u043a\u043e \u044d\u0442\u043e \u0437\u0430\u0439\u0434\u0435\u0442 \u0432 \u043e\u0431\u0435\u0438\u0445 \u043f\u0430\u043b\u0430\u0442\u0430\u0445 \u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441\u0430.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

\u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u0430\u044f \u0430\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u0432, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0449\u0438\u0445 \u043e\u0431\u0440\u0430\u0442\u043d\u0443\u044e \u0438\u043f\u043e\u0442\u0435\u043a\u0443 (NRMLA), \u0438 \u0410\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0438\u0440\u043e\u0432 (MBA) \u043d\u0430\u043f\u0440\u0430\u0432\u0438\u043b\u0438 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e\u0435 \u043f\u0438\u0441\u044c\u043c\u043e \u0438\u0441\u043f\u043e\u043b\u043d\u044f\u044e\u0449\u0435\u043c\u0443 \u043e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u0430 Ginnie Mae \u0421\u044d\u043c\u0443 \u0412\u0430\u043b\u044c\u0432\u0435\u0440\u0434\u0435, \u0432 \u043a\u043e\u0442\u043e\u0440\u043e\u043c \u0438\u0437\u043b\u043e\u0436\u0438\u043b\u0438 \u0441\u0432\u043e\u0438 \u043c\u044b\u0441\u043b\u0438 \u0438 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u044b \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u043e\u0439 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0435\u0439 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u0446\u0435\u043d\u043d\u044b\u0445 \u0431\u0443\u043c\u0430\u0433, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0445 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (HMBS). \u042d\u0442\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430, \u043f\u043e\u043b\u0443\u0447\u0438\u0432\u0448\u0430\u044f \u0441\u0440\u0435\u0434\u0438 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u043e\u0432 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u043d\u0430\u0437\u0432\u0430\u043d\u0438\u0435 \u00abHMBS 2.0\u00bb, \u0431\u044b\u043b\u0430 [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-58292","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\nNRMLA, MBA submit HMBS 2.0 comments to Ginnie Mae - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/nrmla-mba-submit-hmbs-2-0-comments-to-ginnie-mae\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NRMLA, MBA submit HMBS 2.0 comments to Ginnie Mae\" \/>\n<meta property=\"og:description\" content=\"The National Reverse Mortgage Lenders Association (NRMLA) and the Mortgage Bankers Association (MBA) have submitted a joint letter to Ginnie Mae acting president Sam Valverde, offering their thoughts and perspectives on the government-owned company\u2019s proposed supplemental Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program. 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