{"id":58464,"date":"2024-08-17T03:03:20","date_gmt":"2024-08-17T01:03:20","guid":{"rendered":"https:\/\/housesmarketplace.com\/the-month-in-reverse-mortgage-rates-august-2024\/"},"modified":"2024-08-17T03:03:20","modified_gmt":"2024-08-17T01:03:20","slug":"the-month-in-reverse-mortgage-rates-august-2024","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/the-month-in-reverse-mortgage-rates-august-2024\/","title":{"rendered":"\u041c\u0435\u0441\u044f\u0446 \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435: \u0430\u0432\u0433\u0443\u0441\u0442 2024 \u0433."},"content":{"rendered":"<div>\n<p>\u041a\u0430\u043a \u043e\u0431\u0441\u0443\u0436\u0434\u0430\u043b\u043e\u0441\u044c \u0432 <a href=\"https:\/\/www.housingwire.com\/tag\/reverse-rates\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u0435 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u0441\u0442\u0430\u0432\u043e\u043a \u043f\u043e \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0435<\/a>, \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u043d\u0430 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (<a href=\"https:\/\/www.housingwire.com\/tag\/hecm\/\" target=\"_blank\" rel=\"noreferrer noopener\">HECM<\/a>) \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0434\u043e\u043c\u0438\u043d\u0438\u0440\u0443\u044e\u0449\u0435\u0439 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439 \u0432 \u0410\u043c\u0435\u0440\u0438\u043a\u0435. \u0412 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 HECM \u0441\u0442\u0430\u043b \u0441\u0438\u043d\u043e\u043d\u0438\u043c\u043e\u043c \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438.<\/p>\n<p>\u041d\u043e \u0437\u043d\u0430\u0435\u0442\u0435 \u043b\u0438 \u0432\u044b, \u0447\u0442\u043e \u043f\u043e\u0447\u0442\u0438 \u0432\u0441\u0435 HECM, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u043e\u044f\u0432\u0438\u043b\u0438\u0441\u044c \u0441\u0435\u0433\u043e\u0434\u043d\u044f, \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0441 \u043f\u0435\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439? \u042d\u0442\u043e \u0440\u0435\u0437\u043a\u043e \u043a\u043e\u043d\u0442\u0440\u0430\u0441\u0442\u0438\u0440\u0443\u0435\u0442 \u0441 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u043c \u0444\u043e\u0440\u0432\u0430\u0440\u0434\u043d\u044b\u043c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u043c \u0431\u0438\u0437\u043d\u0435\u0441\u043e\u043c, \u0432 \u043a\u043e\u0442\u043e\u0440\u043e\u043c \u0434\u043e\u043c\u0438\u043d\u0438\u0440\u0443\u044e\u0442 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u044b \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439.<\/p>\n<p>\u0423\u0447\u0442\u0438\u0442\u0435, \u0447\u0442\u043e 99,81% HECM, \u0432\u043e\u0437\u043d\u0438\u043a\u0448\u0438\u0445 \u0432 \u0438\u044e\u043d\u0435 2024 \u0433\u043e\u0434\u0430, \u0431\u044b\u043b\u0438 <a href=\"https:\/\/www.housingwire.com\/tag\/adjustable-rate-mortgage\/\">\u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u044b \u0441 \u043f\u043b\u0430\u0432\u0430\u044e\u0449\u0435\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439<\/a> (ARM). \u0414\u043b\u044f \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044f, \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0432 \u0410\u043c\u0435\u0440\u0438\u043a\u0435 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u043e \u043f\u043e\u0441\u0442\u0443\u043f\u0430\u0435\u0442 \u0431\u043e\u043b\u044c\u0448\u0435 \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u0439 \u043e \u043d\u0430\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044f\u0445 \u0437\u0430 \u0441\u043d\u0435\u0436\u043d\u044b\u043c \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u043e\u043c, \u0447\u0435\u043c \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u0439 \u043e \u0441\u043d\u0435\u0436\u043d\u043e\u043c \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0435.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-why-variable-rate\">\u041f\u043e\u0447\u0435\u043c\u0443 \u043f\u0435\u0440\u0435\u043c\u0435\u043d\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430?<\/h2>\n<p>\u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u044b\u0445 \u043f\u0440\u0438\u0447\u0438\u043d \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0441\u0442\u0438 \u0438 \u0434\u043e\u043c\u0438\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f HECM ARM \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 10 \u043b\u0435\u0442. \u0414\u0430\u0432\u0430\u0439\u0442\u0435 \u043f\u0435\u0440\u0435\u0447\u0438\u0441\u043b\u0438\u043c \u0448\u0435\u0441\u0442\u044c \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432 HECM ARM \u0441 \u043f\u0435\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 \u043d\u0430\u0434 \u0435\u0433\u043e \u0430\u043d\u0430\u043b\u043e\u0433\u043e\u043c \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439:<\/p>\n<ul>\n<li><strong>\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c: <\/strong>HECM ARM \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0442\u044c \u043d\u0435\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438 (LOC). \u042d\u0442\u043e\u0442 LOC \u043d\u0435 \u0437\u0430\u043c\u043e\u0440\u0430\u0436\u0438\u0432\u0430\u0435\u0442\u0441\u044f, \u043d\u0435 \u0441\u043e\u043a\u0440\u0430\u0449\u0430\u0435\u0442\u0441\u044f \u0438 \u043d\u0435 \u0430\u043d\u043d\u0443\u043b\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043f\u0440\u0438 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0438 \u0440\u044b\u043d\u043e\u0447\u043d\u044b\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439. \u041f\u043e\u043a\u0430 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0432 \u0445\u043e\u0440\u043e\u0448\u0435\u043c \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u0438, LOC \u0431\u0443\u0434\u0435\u0442 \u0434\u043e\u0441\u0442\u0443\u043f\u0435\u043d, \u0434\u0430\u0436\u0435 \u0435\u0441\u043b\u0438 \u043e\u0441\u0442\u0430\u0442\u043e\u043a \u043f\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443 \u043f\u0440\u0435\u0432\u044b\u0448\u0430\u0435\u0442 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0434\u043e\u043c\u0430.<\/li>\n<li><strong>\u0413\u0438\u0431\u043a\u043e\u0441\u0442\u044c:<\/strong> HECM ARM \u2014 \u044d\u0442\u043e \u043e\u0442\u043a\u0440\u044b\u0442\u043e\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u0435. \u042d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u0437\u0430\u0435\u043c\u0449\u0438\u043a \u043c\u043e\u0436\u0435\u0442 \u0431\u0440\u0430\u0442\u044c \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430, \u043a\u043e\u0433\u0434\u0430 \u043e\u043d \u0432 \u043d\u0438\u0445 \u043d\u0443\u0436\u0434\u0430\u0435\u0442\u0441\u044f \u0438 \u0432 \u0441\u0443\u043c\u043c\u0430\u0445, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0442 \u0435\u0433\u043e \u043f\u043e\u0442\u0440\u0435\u0431\u043d\u043e\u0441\u0442\u044f\u043c. \u041f\u0440\u043e\u0441\u0442\u043e \u0431\u0435\u0440\u0438\u0442\u0435 \u0432 \u0434\u043e\u043b\u0433 \u0432 \u043b\u044e\u0431\u043e\u0435 \u0432\u0440\u0435\u043c\u044f, \u0432\u044b\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0439\u0442\u0435 \u0435\u0433\u043e \u0438 \u0431\u0435\u0440\u0438\u0442\u0435 \u0441\u043d\u043e\u0432\u0430 \u0431\u0435\u0437 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u0439 \u043f\u043e\u0441\u043b\u0435 \u043f\u0435\u0440\u0432\u043e\u0433\u043e \u0433\u043e\u0434\u0430.<\/li>\n<li><strong>\u0412\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0432\u044b\u0431\u043e\u0440\u0430:<\/strong> HECM ARM \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0443 \u0432 \u043b\u044e\u0431\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0438\u0437\u043c\u0435\u043d\u0438\u0442\u044c \u0441\u0432\u043e\u0439 \u043f\u043b\u0430\u043d \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0441 \u0440\u0430\u0441\u0442\u0443\u0449\u0435\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438 \u043d\u0430 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043f\u043e \u0441\u0440\u043e\u043a\u0443 \u0438\u043b\u0438 \u0441\u0440\u043e\u0447\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438. \u041e\u0431\u0440\u0430\u0442\u0438\u0442\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435, \u0447\u0442\u043e \u0437\u0430\u043f\u0440\u043e\u0441\u044b \u043d\u0430 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0435 \u043f\u043b\u0430\u043d\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0441\u0442\u043e\u044f\u0442 \u0432\u0441\u0435\u0433\u043e $20.<\/li>\n<li><strong>\u041d\u0430\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u044f: <\/strong>\u0421\u0438\u0441\u0442\u0435\u043c\u0430 HECM ARM \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043c\u0438\u043d\u0438\u043c\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043d\u0430\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432, \u043a\u043e\u0433\u0434\u0430 \u0437\u0430\u0435\u043c\u0449\u0438\u043a \u0431\u0435\u0440\u0435\u0442 \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0438 \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u043c\u0438 \u0441\u0443\u043c\u043c\u0430\u043c\u0438 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u0432\u0440\u0435\u043c\u0435\u043d\u0438.<\/li>\n<li><strong>\u041e\u0440\u0433\u0430\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0440\u043e\u0441\u0442: <\/strong>HECM ARM \u0438\u043c\u0435\u0435\u0442 \u0440\u0430\u0441\u0442\u0443\u0449\u0443\u044e \u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c \u0437\u0430\u0438\u043c\u0441\u0442\u0432\u043e\u0432\u0430\u043d\u0438\u044f. \u0414\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u0439 LOC \u0431\u0443\u0434\u0435\u0442 \u0440\u0430\u0441\u0442\u0438 \u0435\u0441\u0442\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c \u0432 \u043f\u043e\u043b\u044c\u0437\u0443 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0430 \u043f\u043e \u0442\u043e\u0439 \u0436\u0435 \u0441\u043b\u043e\u0436\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u0435, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u0442\u0441\u044f \u043a \u043e\u0441\u0442\u0430\u0442\u043a\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0430. \u042d\u0442\u0430 \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e\u0441\u0442\u044c \u0443\u043d\u0438\u043a\u0430\u043b\u044c\u043d\u0430 \u0432 \u043c\u0438\u0440\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432. \u042d\u0442\u043e \u0442\u0430\u043a\u0436\u0435 \u043e\u0441\u043d\u043e\u0432\u043d\u0430\u044f \u043f\u0440\u0438\u0447\u0438\u043d\u0430, \u043f\u043e \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u0435 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u043b\u0435\u0437\u043d\u044b \u0432 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c \u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0438.<\/li>\n<li><strong>\u0420\u043e\u0441\u0442 \u043f\u0440\u0435\u0434\u043e\u043f\u043b\u0430\u0442\u044b: <\/strong>\u0417\u0430\u0435\u043c\u0449\u0438\u043a HECM ARM \u043c\u043e\u0436\u0435\u0442 \u0432\u043e\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0434\u043e\u0431\u0440\u043e\u0432\u043e\u043b\u044c\u043d\u044b\u043c\u0438 \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u044b\u043c\u0438 \u0434\u043e\u0441\u0440\u043e\u0447\u043d\u044b\u043c\u0438 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f\u043c\u0438. \u042d\u0442\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0430\u0442 HECM LOC \u201c<a href=\"https:\/\/www.housingwire.com\/articles\/the-month-in-reverse-mortgage-rates-july-2024\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0434\u043e\u043b\u043b\u0430\u0440 \u0437\u0430 \u0434\u043e\u043b\u043b\u0430\u0440<\/a>.\u201d \u041e\u043d\u0438 \u0442\u0430\u043a\u0436\u0435 \u0443\u0432\u0435\u043b\u0438\u0447\u0430\u0442 \u043f\u043e\u0437\u0438\u0446\u0438\u044e \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u0438\u043a\u0430 \u0436\u0438\u043b\u044c\u044f \u0438 \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u0438\u0432\u0435\u0441\u0442\u0438 \u043a \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u043e\u043c\u0443 \u0432\u044b\u0447\u0435\u0442\u0443 \u043f\u043e \u0444\u043e\u0440\u043c\u0435 IRS 1098. \u0417\u0430\u0435\u043c\u0449\u0438\u043a\u0430\u043c \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u043f\u0440\u043e\u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0441 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u043c \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u043e\u043c \u043f\u0435\u0440\u0435\u0434 \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d\u0438\u0435\u043c \u0434\u043e\u0431\u0440\u043e\u0432\u043e\u043b\u044c\u043d\u043e\u0433\u043e \u0430\u0432\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430.<\/li>\n<\/ul>\n<p>\u041d\u0430 \u0441\u0435\u0433\u043e\u0434\u043d\u044f\u0448\u043d\u0435\u043c \u0440\u044b\u043d\u043a\u0435, \u0433\u0434\u0435 \u043c\u043d\u043e\u0433\u0438\u0435 \u043e\u0436\u0438\u0434\u0430\u044e\u0442 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a, HECM ARM \u0442\u0430\u043a\u0436\u0435 \u043c\u043e\u0433\u0443\u0442 \u0441\u0442\u043e\u043b\u043a\u043d\u0443\u0442\u044c\u0441\u044f \u0441 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u043c\u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u043c\u0438 \u0441\u0442\u0430\u0432\u043a\u0430\u043c\u0438 \u0432 \u043a\u0440\u0430\u0442\u043a\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0439 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0435.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-august-2024-update\">\u041e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u0437\u0430 \u0430\u0432\u0433\u0443\u0441\u0442 2024 \u0433.<\/h2>\n<p>10-\u043b\u0435\u0442\u043d\u044f\u044f \u043a\u0430\u0437\u043d\u0430\u0447\u0435\u0439\u0441\u043a\u0430\u044f \u043e\u0431\u043b\u0438\u0433\u0430\u0446\u0438\u044f \u0441 \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u044b\u043c \u0441\u0440\u043e\u043a\u043e\u043c \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f (CMT) \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c \u0437\u0430 \u043d\u0435\u0434\u0435\u043b\u044e \u0443\u043f\u0430\u043b\u0430 \u043d\u0430 38 \u0431\u0430\u0437\u0438\u0441\u043d\u044b\u0445 \u043f\u0443\u043d\u043a\u0442\u043e\u0432 \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 38 \u0434\u043d\u0435\u0439. \u0421\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0435 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u0435 \u043e\u0436\u0438\u0434\u0430\u0435\u043c\u044b\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u043f\u043e HECM \u0441\u0434\u0435\u043b\u0430\u043b\u043e \u0431\u043e\u043b\u044c\u0448\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u043c\u0438 \u0434\u043b\u044f \u043d\u043e\u0432\u044b\u0445 \u0437\u0430\u044f\u0432\u043e\u043a \u0438 \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0439 HECM \u0432 \u0430\u0432\u0433\u0443\u0441\u0442\u0435. \u042d\u0442\u043e \u0431\u044b\u043b\u043e \u0431\u044b \u043e\u0442\u043b\u0438\u0447\u043d\u044b\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0435\u043c \u0434\u043b\u044f \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0435\u0432 \u043f\u0435\u0440\u0435\u0441\u043c\u043e\u0442\u0440\u0435\u0442\u044c \u0438 \u043e\u0431\u043d\u043e\u0432\u0438\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f.<\/p>\n<p>\u0421\u0440\u0435\u0434\u043d\u0435\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u0430\u044f 10-\u043b\u0435\u0442\u043d\u044f\u044f CMT \u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u0435 3,91% \u0432\u0441\u0442\u0443\u043f\u0438\u043b\u0430 \u0432 \u0441\u0438\u043b\u0443 13 \u0430\u0432\u0433\u0443\u0441\u0442\u0430, \u043e\u0437\u043d\u0430\u043c\u0435\u043d\u043e\u0432\u0430\u0432 \u0441\u0430\u043c\u0443\u044e \u043d\u0438\u0437\u043a\u0443\u044e \u0441\u0442\u0430\u0432\u043a\u0443 \u0437\u0430 \u0433\u043e\u0434 \u043d\u0430 \u0441\u0435\u0433\u043e\u0434\u043d\u044f\u0448\u043d\u0438\u0439 \u0434\u0435\u043d\u044c. \u041e\u043d\u0430 \u043f\u0440\u0438\u043d\u0435\u0441\u043b\u0430 \u0447\u0443\u0432\u0441\u0442\u0432\u043e \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u043c\u0430 \u0434\u043b\u044f \u0442\u0440\u0435\u0442\u044c\u0435\u0433\u043e \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043d\u0443\u0436\u0434\u0430\u0435\u0442\u0441\u044f \u0432 \u0440\u043e\u0441\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f. 1-\u043b\u0435\u0442\u043d\u044f\u044f CMT \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043b\u0430 \u044d\u0442\u043e\u0439 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u0438 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u044f, \u043a\u0430\u043a \u043f\u043e\u043a\u0430\u0437\u0430\u043d\u043e \u0437\u0434\u0435\u0441\u044c:<\/p>\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1540\" height=\"730\" data-attachment-id=\"476141\" data-permalink=\"https:\/\/www.housingwire.com\/articles\/the-month-in-reverse-mortgage-rates-august-2024\/hultquistaug2024_graph\/\" data-orig-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png\" data-orig-size=\"1540,730\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"hultquistaug2024_graph\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?w=300\" data-large-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?w=1024\" tabindex=\"0\" role=\"button\" src=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?w=1024\" alt=\"hultquistaug2024_graph\" class=\"wp-image-476141\" style=\"width:697px;height:auto\" srcset=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png 1540w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?resize=150,71 150w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?resize=300,142 300w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?resize=768,364 768w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?resize=1024,485 1024w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/08\/hultquistaug2024_graph.png?resize=1536,728 1536w\" sizes=\"(max-width: 1540px) 100vw, 1540px\"><\/figure>\n<p><em>\u0413\u0440\u0430\u0444\u0438\u043a\u0430 \u0414\u044d\u043d\u0430 \u0425\u0430\u043b\u0442\u043a\u0432\u0438\u0441\u0442\u0430. \u042d\u0442\u0430 \u0441\u0442\u0430\u0442\u044c\u044f \u043d\u0435 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u043e\u0442\u0440\u0430\u0436\u0430\u0435\u0442 \u043c\u043d\u0435\u043d\u0438\u0435\u00a0<strong>\u0416\u0438\u043b\u044c\u0435\u041f\u0440\u043e\u0432\u043e\u043b\u043e\u043a\u0430<\/strong>&#039;s\u00a0<a href=\"https:\/\/www.housingwire.com\/reverse-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u041e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0435\u0436\u0435\u0434\u043d\u0435\u0432\u043d\u043e<\/a>\u00a0\u0438 \u0435\u0433\u043e \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u044b.<\/em><\/p>\n<p><em>\u0427\u0442\u043e\u0431\u044b \u0441\u0432\u044f\u0437\u0430\u0442\u044c\u0441\u044f \u0441 \u0430\u0432\u0442\u043e\u0440\u043e\u043c \u044d\u0442\u043e\u0439 \u0438\u0441\u0442\u043e\u0440\u0438\u0438: \u0414\u044d\u043d\u043e\u043c \u0425\u0430\u043b\u0442\u043a\u0432\u0438\u0441\u0442\u043e\u043c \u043f\u043e \u0430\u0434\u0440\u0435\u0441\u0443\u00a0<a href=\"mailto:dan@understandingreverse.com\" target=\"_blank\" rel=\"noreferrer noopener\">dan@understandingreverse.com<\/a><\/em><\/p>\n<p><em>\u0427\u0442\u043e\u0431\u044b \u0441\u0432\u044f\u0437\u0430\u0442\u044c\u0441\u044f \u0441 \u0440\u0435\u0434\u0430\u043a\u0442\u043e\u0440\u043e\u043c, \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u0437\u0430 \u044d\u0442\u0443 \u0441\u0442\u0430\u0442\u044c\u044e: \u041a\u0440\u0438\u0441 \u041a\u043b\u043e\u0443 \u043f\u043e \u0430\u0434\u0440\u0435\u0441\u0443\u00a0<a href=\"mailto:chris@hwmedia.com\" target=\"_blank\" rel=\"noreferrer noopener\">chris@hwmedia.com<\/a><\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u041a\u0430\u043a \u043e\u0431\u0441\u0443\u0436\u0434\u0430\u043b\u043e\u0441\u044c \u0432 \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u0445 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438, \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 Home Equity Conversion Mortgage (HECM) \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0434\u043e\u043c\u0438\u043d\u0438\u0440\u0443\u044e\u0449\u0435\u0439 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439 \u0432 \u0410\u043c\u0435\u0440\u0438\u043a\u0435. \u0412 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 HECM \u0441\u0442\u0430\u043b \u0441\u0438\u043d\u043e\u043d\u0438\u043c\u043e\u043c \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438. \u041d\u043e \u0437\u043d\u0430\u0435\u0442\u0435 \u043b\u0438 \u0432\u044b, \u0447\u0442\u043e \u043f\u043e\u0447\u0442\u0438 \u0432\u0441\u0435 HECM, \u0441\u043e\u0437\u0434\u0430\u043d\u043d\u044b\u0435 \u0441\u0435\u0433\u043e\u0434\u043d\u044f, \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0441 \u043f\u0435\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439? \u042d\u0442\u043e \u0440\u0435\u0437\u043a\u043e \u043a\u043e\u043d\u0442\u0440\u0430\u0441\u0442\u0438\u0440\u0443\u0435\u0442 \u0441 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u043c\u0438 \u0444\u043e\u0440\u0432\u0430\u0440\u0434\u043d\u044b\u043c\u0438 [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-58464","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The month in reverse mortgage rates: August 2024 - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/the-month-in-reverse-mortgage-rates-august-2024\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The month in reverse mortgage rates: August 2024\" \/>\n<meta property=\"og:description\" content=\"As discussed in previous reverse mortgage rate updates, the federally insured Home Equity Conversion Mortgage (HECM) is the dominant reverse mortgage in America. 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