{"id":59354,"date":"2025-03-14T09:30:18","date_gmt":"2025-03-14T08:30:18","guid":{"rendered":"https:\/\/housesmarketplace.com\/how-a-government-shutdown-could-impact-reverse-mortgages\/"},"modified":"2025-03-14T09:30:18","modified_gmt":"2025-03-14T08:30:18","slug":"how-a-government-shutdown-could-impact-reverse-mortgages","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/how-a-government-shutdown-could-impact-reverse-mortgages\/","title":{"rendered":"\u041a\u0430\u043a \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0435 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u0432\u043b\u0438\u044f\u0442\u044c \u043d\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u0443\u044e \u0438\u043f\u043e\u0442\u0435\u043a\u0443"},"content":{"rendered":"<div>\n<p>\u041f\u043e\u0445\u043e\u0436\u0435, \u044d\u0442\u043e \u0441\u0442\u0430\u043b\u043e \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e\u0439 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u0435\u0439: \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u0438 \u0432 <a href=\"https:\/\/www.housingwire.com\/tag\/congress\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441<\/strong><\/a> \u043f\u0440\u0438\u0431\u043b\u0438\u0436\u0430\u044e\u0442 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u043a \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u043e\u0439 \u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0435 \u0438\u0437-\u0437\u0430 \u043d\u0430\u0434\u0432\u0438\u0433\u0430\u044e\u0449\u0435\u0433\u043e\u0441\u044f \u043f\u0440\u043e\u0432\u0430\u043b\u0430 \u0432 \u0430\u0441\u0441\u0438\u0433\u043d\u043e\u0432\u0430\u043d\u0438\u044f\u0445, \u0437\u0430\u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043d\u0430 \u043f\u044f\u0442\u043d\u0438\u0446\u0443, 14 \u043c\u0430\u0440\u0442\u0430, \u0435\u0441\u043b\u0438 \u043e\u043d\u0438 \u043d\u0435 \u0441\u043c\u043e\u0433\u0443\u0442 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0438\u0442\u044c\u0441\u044f \u043e \u043f\u043b\u0430\u043d\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f. \u041f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u044f, \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e, \u0431\u0443\u0434\u0443\u0442 \u043e\u0449\u0443\u0449\u0430\u0442\u044c\u0441\u044f \u0432 \u0448\u0438\u0440\u043e\u043a\u043e\u043c \u0441\u043f\u0435\u043a\u0442\u0440\u0435 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433, \u043d\u043e \u0441 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u044f, \u043a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u044b \u2014 \u0437\u0430 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c \u0441\u043b\u0443\u0447\u0430\u0435\u0432, \u043a\u043e\u0433\u0434\u0430 \u0440\u0435\u0447\u044c \u0438\u0434\u0435\u0442 \u043e\u0431 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0435.<\/p>\n<p>\u041f\u0440\u0438 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u043f\u043e\u0441\u043a\u043e\u043b\u044c\u043a\u0443 \u043f\u043e\u0434\u0430\u0432\u043b\u044f\u044e\u0449\u0435\u0435 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u043e \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u0432\u0435\u0434\u0435\u0442\u0441\u044f \u043f\u043e\u0434 <a href=\"https:\/\/www.housingwire.com\/tag\/fha\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435<\/strong><\/a> (FHA) \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0441 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0435\u0439 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (<a href=\"https:\/\/www.housingwire.com\/tag\/hecm\/\" target=\"_blank\" rel=\"noreferrer noopener\">HECM<\/a>) \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430, \u0441\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u0438\u0435 \u0443\u0441\u043b\u0443\u0433 FHA, \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u043d\u0430 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 FHA, \u043d\u0435\u043c\u0435\u0434\u043b\u0435\u043d\u043d\u043e \u043f\u0440\u0435\u043a\u0440\u0430\u0442\u0438\u0442\u0441\u044f \u043f\u043e\u0441\u043b\u0435 \u0438\u0441\u0442\u0435\u0447\u0435\u043d\u0438\u044f \u0442\u0435\u043a\u0443\u0449\u0438\u0445 \u0430\u0441\u0441\u0438\u0433\u043d\u043e\u0432\u0430\u043d\u0438\u0439.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-why-a-shutdown-could-happen\">\u041f\u043e\u0447\u0435\u043c\u0443 \u043c\u043e\u0436\u0435\u0442 \u043f\u0440\u043e\u0438\u0437\u043e\u0439\u0442\u0438 \u043e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/h2>\n<p>\u0412 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u0438\u0440\u0443\u0435\u043c\u044b\u0435 \u0440\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u043d\u0446\u0430\u043c\u0438 <a href=\"https:\/\/www.housingwire.com\/tag\/house-of-representatives\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u043f\u0430\u043b\u0430\u0442\u0430 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u0435\u0439<\/strong><\/a> \u0434\u0435\u043b\u0430\u043b <a href=\"https:\/\/www.reuters.com\/world\/us\/us-house-tees-up-close-vote-government-funding-face-democratic-opposition-2025-03-11\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u043f\u0440\u0438\u043d\u044f\u0442\u044c \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u044e\u0449\u0443\u044e\u0441\u044f \u0440\u0435\u0437\u043e\u043b\u044e\u0446\u0438\u044e<\/a> (CR) \u043d\u0430 \u044d\u0442\u043e\u0439 \u043d\u0435\u0434\u0435\u043b\u0435, \u043f\u0440\u0438\u0437\u0432\u0430\u043d\u043d\u043e\u0435 \u043f\u0440\u043e\u0434\u043b\u0438\u0442\u044c \u0440\u0430\u0431\u043e\u0442\u0443 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0435\u0449\u0435 \u043d\u0430 \u0448\u0435\u0441\u0442\u044c \u043c\u0435\u0441\u044f\u0446\u0435\u0432, \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u0442\u0435\u043f\u0435\u0440\u044c \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043d\u0430 \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0438\u0435 <a href=\"https:\/\/www.housingwire.com\/tag\/senate\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0421\u0435\u043d\u0430\u0442<\/strong><\/a> \u0433\u0434\u0435 \u0434\u043b\u044f \u043b\u0435\u0433\u043a\u043e\u0433\u043e \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u044f \u043f\u043b\u0430\u043d\u0430 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0443\u0447\u0430\u0441\u0442\u0438\u0435 \u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u043c\u0435\u043d\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0430.<\/p>\n<p>\u041d\u043e \u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442\u044b \u043b\u0438\u0448\u0435\u043d\u044b \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0430 \u0432 \u043e\u0431\u0435\u0438\u0445 \u043f\u0430\u043b\u0430\u0442\u0430\u0445 \u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441\u0430 \u0438 \u0431\u043e\u043b\u044c\u0448\u0435 \u043d\u0435 \u0437\u0430\u043d\u0438\u043c\u0430\u044e\u0442 \u043c\u0435\u0441\u0442\u0430 <a href=\"https:\/\/www.housingwire.com\/tag\/white-house\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0431\u0435\u043b\u044b\u0439 \u0434\u043e\u043c<\/strong><\/a>. \u0421\u0442\u043e\u043b\u043a\u043d\u0443\u0432\u0448\u0438\u0441\u044c \u0441 \u043f\u043e\u043b\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u0434\u0430\u0432\u043b\u0435\u043d\u0438\u0435\u043c \u0441\u043e \u0441\u0442\u043e\u0440\u043e\u043d\u044b \u0438\u0437\u0431\u0438\u0440\u0430\u0442\u0435\u043b\u0435\u0439, \u0432\u044b\u0441\u0442\u0443\u043f\u0430\u044e\u0449\u0438\u0445 \u043f\u0440\u043e\u0442\u0438\u0432 \u043c\u0430\u0441\u0448\u0442\u0430\u0431\u043d\u044b\u0445 \u0441\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u0438\u0439 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u043c\u044b\u0445 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0430\u0446\u0438\u0435\u0439 \u0422\u0440\u0430\u043c\u043f\u0430 \u0438 \u0418\u043b\u043e\u043d\u043e\u043c \u041c\u0430\u0441\u043a\u043e\u043c <a href=\"https:\/\/www.housingwire.com\/tag\/doge\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0421\u043b\u0443\u0436\u0431\u0430 DOGE \u0421\u0428\u0410<\/strong><\/a>\u041b\u0438\u0434\u0435\u0440 \u043c\u0435\u043d\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0430 \u0432 \u0421\u0435\u043d\u0430\u0442\u0435 \u0427\u0430\u043a \u0428\u0443\u043c\u0435\u0440 (\u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442 \u043e\u0442 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a\u0430) \u0432 \u0441\u0440\u0435\u0434\u0443 \u0443\u043a\u0430\u0437\u0430\u043b \u043d\u0430 \u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442\u043e\u0432 <a href=\"https:\/\/rollcall.com\/2025\/03\/12\/senate-democrats-play-hardball-wont-advance-house-stopgap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0431\u044b\u043b \u0431\u044b \u043d\u0435 \u0441\u043a\u043b\u043e\u043d\u0435\u043d<\/a> \u0434\u043b\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0440\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u043d\u0441\u043a\u043e\u0433\u043e \u043f\u043b\u0430\u043d\u0430 \u0440\u0430\u0441\u0445\u043e\u0434\u043e\u0432.<\/p>\n<p>\u042d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u043b\u043e \u0431\u044b, \u0447\u0442\u043e \u043a\u0430\u0436\u0434\u043e\u043c\u0443 \u0441\u0435\u043d\u0430\u0442\u043e\u0440\u0443-\u0440\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u043d\u0446\u0443, \u043d\u0430\u0440\u044f\u0434\u0443 \u0441 \u043f\u043e \u043a\u0440\u0430\u0439\u043d\u0435\u0439 \u043c\u0435\u0440\u0435 \u0432\u043e\u0441\u0435\u043c\u044c\u044e \u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442\u0430\u043c\u0438, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0431\u0443\u0434\u0435\u0442 \u043f\u0440\u0435\u043e\u0434\u043e\u043b\u0435\u0442\u044c \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u043d\u044b\u0435 \u043f\u0440\u0435\u043f\u044f\u0442\u0441\u0442\u0432\u0438\u044f, \u0447\u0442\u043e\u0431\u044b \u0432\u044b\u043d\u0435\u0441\u0442\u0438 \u0437\u0430\u043a\u043e\u043d\u043e\u043f\u0440\u043e\u0435\u043a\u0442 \u043e \u0440\u0430\u0441\u0445\u043e\u0434\u0430\u0445 \u043d\u0430 \u043e\u043a\u043e\u043d\u0447\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0433\u043e\u043b\u043e\u0441\u043e\u0432\u0430\u043d\u0438\u0435. \u041f\u043e \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044e \u043d\u0430 \u0447\u0435\u0442\u0432\u0435\u0440\u0433 \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0434\u0438\u043d \u0441\u0435\u043d\u0430\u0442\u043e\u0440-\u0434\u0435\u043c\u043e\u043a\u0440\u0430\u0442 \u2014 \u0414\u0436\u043e\u043d \u0424\u0435\u0442\u0442\u0435\u0440\u043c\u0430\u043d (\u041f\u0435\u043d\u0441\u0438\u043b\u044c\u0432\u0430\u043d\u0438\u044f) \u2014 <a href=\"https:\/\/www.post-gazette.com\/news\/politics-nation\/2025\/03\/12\/fetterman-government-shutdown-republican-funding\/stories\/202503120059\" target=\"_blank\" rel=\"noreferrer noopener\">\u0434\u0430\u043b \u043f\u043e\u043d\u044f\u0442\u044c, \u0447\u0442\u043e \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0442<\/a> \u043f\u043b\u0430\u043d. \u041d\u043e \u043e\u0434\u0438\u043d \u0440\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u043d\u0435\u0446, \u0420\u044d\u043d\u0434 \u041f\u043e\u043b (\u041a\u0435\u043d\u0442\u0443\u043a\u043a\u0438), \u0442\u0430\u043a\u0436\u0435 \u0434\u0430\u043b \u043f\u043e\u043d\u044f\u0442\u044c, \u0447\u0442\u043e <a href=\"https:\/\/x.com\/RandPaul\/status\/1899113680848961888\" target=\"_blank\" rel=\"noreferrer noopener\">\u043e\u043d \u043d\u0435 \u0431\u0443\u0434\u0435\u0442<\/a>.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-potential-reverse-mortgage-impact\">\u041f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0435 \u0432\u043b\u0438\u044f\u043d\u0438\u0435 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438<\/h2>\n<p>\u041f\u043b\u0430\u043d \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0439 \u0434\u043b\u044f <a href=\"https:\/\/www.housingwire.com\/tag\/hud\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0438 \u0433\u043e\u0440\u043e\u0434\u0441\u043a\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f \u0421\u0428\u0410<\/strong><\/a> (HUD) \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u043e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0440\u0430\u0437 \u043e\u0431\u043d\u043e\u0432\u043b\u044f\u043b\u0441\u044f \u0432 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435 2023 \u0433\u043e\u0434\u0430, \u043d\u043e \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u044c HUD \u043e\u0431\u044a\u044f\u0441\u043d\u0438\u043b, \u0447\u0442\u043e <strong>\u0416\u0438\u043b\u044c\u0435\u041f\u0440\u043e\u0432\u043e\u043b\u043e\u043a\u0430<\/strong>Reverse Mortgage Daily (RMD) \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f \u0432 \u0441\u0438\u043b\u0435.<\/p>\n<p>\u0412 \u0441\u043b\u0443\u0447\u0430\u0435 \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u044f \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u044d\u0442\u0438\u043c \u043f\u043b\u0430\u043d\u043e\u043c \u00ab\u0423\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u043e \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u043e\u043c\u0443 \u0436\u0438\u043b\u044c\u044e \u0431\u0443\u0434\u0435\u0442 \u043e\u0434\u043e\u0431\u0440\u044f\u0442\u044c \u043d\u043e\u0432\u044b\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u044b, \u0437\u0430 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c [HECM] \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u043f\u043e \u0420\u0430\u0437\u0434\u0435\u043b\u0443 I, \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u0442\u0435\u043a\u0443\u0449\u0438\u0445 \u043c\u043d\u043e\u0433\u043e\u043b\u0435\u0442\u043d\u0438\u0445 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0439\u043d\u044b\u0445 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432 \u043f\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c \u0432 \u0446\u0435\u043b\u044f\u0445 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u044f \u0437\u0434\u043e\u0440\u043e\u0432\u044c\u044f \u0438 \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u0421\u0428\u0410\u00bb, \u2014 \u0433\u043e\u0432\u043e\u0440\u0438\u0442\u0441\u044f \u0432 \u043f\u043b\u0430\u043d\u0435.<\/p>\n<p>\u0412 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0435 \u044d\u0442\u043e\u0442 \u0432\u043e\u043f\u0440\u043e\u0441 \u0431\u043e\u043b\u0435\u0435 \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u043e \u0440\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u0435\u0442\u0441\u044f \u0434\u0430\u043b\u0435\u0435, \u043a\u043e\u0433\u0434\u0430 \u0443\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442\u0441\u044f, \u0447\u0442\u043e \u00abFHA \u043d\u0435 \u0438\u043c\u0435\u0435\u0442 \u043f\u043e\u043b\u043d\u043e\u043c\u043e\u0447\u0438\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u044c \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 HECM \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u044d\u0442\u043e\u0433\u043e \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u0438\u0437-\u0437\u0430 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u043e\u0433\u043e \u0437\u0430\u043a\u043e\u043d\u043e\u043c \u043b\u0438\u043c\u0438\u0442\u0430, \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0438\u0432\u0430\u044e\u0449\u0435\u0433\u043e \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e HECM \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HECM\u00bb, \u043b\u0438\u043c\u0438\u0442\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 <a href=\"https:\/\/www.housingwire.com\/articles\/hud-outlines-reverse-mortgage-wish-list-in-budget-proposal\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0431\u044b\u043b \u0446\u0435\u043b\u044c\u044e<\/a> \u043d\u0435\u0440\u0435\u0430\u043b\u0438\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0439 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043c\u043d\u043e\u0433\u0438\u0445 \u043b\u0435\u0442.<\/p>\n<p>\u0422\u0435\u043c \u043d\u0435 \u043c\u0435\u043d\u0435\u0435, \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0434\u043b\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0433\u043e \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044f FHA, \u0431\u0443\u0434\u0443\u0442 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0435\u043d\u044b, \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u043f\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u043c \u0441\u043b\u0443\u0447\u0430\u044f\u043c \u0438 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u0432\u0435\u043a\u0441\u0435\u043b\u0435\u0439 \u0438 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0443\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u043c\u044b\u0445 \u0441\u0435\u043a\u0440\u0435\u0442\u0430\u0440\u0435\u043c, \u0432\u043a\u043b\u044e\u0447\u0430\u044f HECM, \u0430 \u044d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0438 \u0441 \u0443\u0436\u0435 \u0438\u043c\u0435\u044e\u0449\u0438\u043c\u0438\u0441\u044f \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u043c\u0438 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u043c\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u043d\u0435 \u0434\u043e\u043b\u0436\u043d\u044b \u043e\u0449\u0443\u0442\u0438\u0442\u044c \u0432\u043b\u0438\u044f\u043d\u0438\u0435 \u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0438 \u043d\u0430 \u0441\u0432\u043e\u044e \u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u044b.<\/p>\n<p>\u041d\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u043c\u043e\u0435 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e\u043c \u0434\u043b\u044f \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c, \u0432\u043a\u043b\u044e\u0447\u0430\u044f HECM, \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e, \u0431\u0443\u0434\u0435\u0442 \u0437\u0430\u0442\u0440\u043e\u043d\u0443\u0442\u043e. \u0412 \u043f\u043b\u0430\u043d\u0435 2023 \u0433\u043e\u0434\u0430 \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u043e \u043e\u043f\u0438\u0441\u044b\u0432\u0430\u043b\u043e\u0441\u044c, \u0447\u0442\u043e \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u044f \u043d\u0430 \u0430\u0434\u0440\u0435\u0441 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043f\u043e\u0447\u0442\u044b \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 HECM (hecmhelp@hud.gov) \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u043e\u0442\u0432\u0435\u0447\u0430\u0442\u044c, \u043f\u043e\u043a\u0430 \u0430\u0441\u0441\u0438\u0433\u043d\u043e\u0432\u0430\u043d\u0438\u044f \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u0432\u043e\u0441\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u044b.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-prior-shutdown\">\u041f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0435\u0435 \u043e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/h2>\n<p>\u0412 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0440\u0430\u0437, \u043a\u043e\u0433\u0434\u0430 \u043f\u0440\u043e\u0438\u0437\u043e\u0448\u043b\u043e \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u043e\u0435 \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0435 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u043e\u0431\u0449\u0435\u0435 \u0432\u043e\u0437\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u043d\u0430 \u0431\u0438\u0437\u043d\u0435\u0441 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0431\u044b\u043b\u043e \u0440\u0430\u0437\u0440\u0443\u0448\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u043c, \u043d\u043e \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u043c. \u041e\u0442\u0441\u0443\u0442\u0441\u0442\u0432\u0438\u0435 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u044f FHA <a href=\"https:\/\/www.housingwire.com\/articles\/reverse-mortgage-endorsements-rocket-upward-in-february\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0438\u0441\u043a\u0443\u0441\u0441\u0442\u0432\u0435\u043d\u043d\u043e \u0440\u0430\u0437\u0434\u0443\u0442\u044b\u0439<\/a> \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u0447\u0435\u0440\u0435\u0437 \u043c\u0435\u0441\u044f\u0446 \u043f\u043e\u0441\u043b\u0435 \u0432\u043e\u0437\u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0430 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0438 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u0431\u044b\u043b\u0438 \u0437\u0430\u0442\u0443\u043c\u0430\u043d\u0435\u043d\u044b \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0438 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0434\u0435\u043a\u0430\u0431\u0440\u0435 2018 \u0433\u043e\u0434\u0430 \u2014 \u044f\u043d\u0432\u0430\u0440\u0435 2019 \u0433\u043e\u0434\u0430.<\/p>\n<p>\u041e\u0434\u043d\u0430\u043a\u043e \u0432 \u0442\u043e \u0432\u0440\u0435\u043c\u044f, \u043a\u043e\u0433\u0434\u0430 \u043f\u0440\u043e\u0438\u0437\u043e\u0448\u043b\u043e \u043e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435, \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u044b \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u0440\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u043e \u0441\u043e\u043e\u0431\u0449\u0430\u043b\u0438 RMD, \u0447\u0442\u043e \u043e\u043d\u043e \u0432 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0441\u0442\u0435\u043f\u0435\u043d\u0438 \u0431\u044b\u043b\u043e \u00ab<a href=\"https:\/\/www.housingwire.com\/articles\/for-reverse-mortgage-originators-government-shutdown-is-business-as-usual\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0431\u0438\u0437\u043d\u0435\u0441 \u043a\u0430\u043a \u043e\u0431\u044b\u0447\u043d\u043e<\/a>.\u201d \u041f\u0440\u044f\u043c\u044b\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b, \u043a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u0441\u0442\u0440\u0430\u0434\u0430\u044e\u0442 \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0431\u0440\u043e\u043a\u0435\u0440\u044b, \u0438 \u0445\u043e\u0442\u044f \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u044b \u0432\u044b\u0441\u043a\u0430\u0437\u044b\u0432\u0430\u043b\u0438 \u043e\u043f\u0430\u0441\u0435\u043d\u0438\u044f \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0431\u043e\u043b\u0435\u0435 \u043d\u0435\u0431\u043b\u0430\u0433\u043e\u043f\u0440\u0438\u044f\u0442\u043d\u044b\u0445 \u043f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u0439, \u0435\u0441\u043b\u0438 \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0430 \u043e\u0441\u0442\u0430\u043d\u0435\u0442\u0441\u044f \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439, \u0432 \u0434\u0430\u043d\u043d\u043e\u043c \u0441\u043b\u0443\u0447\u0430\u0435 \u043e\u043d\u0430 \u0431\u044b\u043b\u0430 \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u043a\u043e\u0440\u043e\u0442\u043a\u043e\u0439 \u2014 \u043d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u0442\u043e, \u0447\u0442\u043e \u044d\u0442\u043e \u0431\u044b\u043b\u0430 \u0441\u0430\u043c\u0430\u044f \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u0430\u044f \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0430 \u0432 \u0438\u0441\u0442\u043e\u0440\u0438\u0438 \u0421\u0428\u0410 \u2014 \u0447\u0442\u043e\u0431\u044b \u0432\u0441\u0435 \u0448\u043b\u043e \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0433\u043b\u0430\u0434\u043a\u043e.<\/p>\n<p>\u041d\u0430 \u044d\u0442\u043e\u0442 \u0440\u0430\u0437 \u043c\u0435\u043d\u0435\u0435 \u043f\u0440\u0435\u0434\u0441\u043a\u0430\u0437\u0443\u0435\u043c\u044b\u043c \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0445\u0430\u0440\u0430\u043a\u0442\u0435\u0440 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u043c\u043e\u0436\u0435\u0442 \u043e\u043a\u0430\u0437\u0430\u0442\u044c \u0434\u0435\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442 \u043f\u043e\u0441\u043b\u0435 \u0442\u043e\u0433\u043e, \u043a\u0430\u043a \u0431\u043e\u043b\u044c\u0448\u0430\u044f \u0447\u0430\u0441\u0442\u044c \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u043f\u0435\u0440\u0435\u0436\u0438\u043b\u0430 \u043a\u0430\u0434\u0440\u043e\u0432\u044b\u0435 \u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u043d\u044b\u0435 \u0441\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u0438\u044f \u043f\u043e \u0443\u043a\u0430\u0437\u0430\u043d\u0438\u044e DOGE. \u041d\u043e, \u043a\u0430\u043a \u0438 \u0432 2023 \u0433\u043e\u0434\u0443, \u0443 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u043e\u0432 \u0432 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0435 \u0432\u0441\u0435\u0433\u0434\u0430 \u0435\u0441\u0442\u044c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u043f\u0440\u0435\u0434\u043e\u0442\u0432\u0440\u0430\u0442\u0438\u0442\u044c \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0435 \u0432 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u0439 \u043c\u043e\u043c\u0435\u043d\u0442.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u041f\u043e\u0445\u043e\u0436\u0435, \u044d\u0442\u043e \u0443\u0436\u0435 \u0441\u0442\u0430\u043b\u043e \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u0435\u0439: \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u0438 \u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441\u0430 \u0432\u0441\u0451 \u0431\u043b\u0438\u0436\u0435 \u043f\u043e\u0434\u0432\u043e\u0434\u044f\u0442 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u043a \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u043e\u0439 \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0435 \u0440\u0430\u0431\u043e\u0442\u044b \u0438\u0437-\u0437\u0430 \u043d\u0430\u0434\u0432\u0438\u0433\u0430\u044e\u0449\u0435\u0433\u043e\u0441\u044f \u043f\u0440\u0435\u043a\u0440\u0430\u0449\u0435\u043d\u0438\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0437\u0430\u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043d\u0430 \u043f\u044f\u0442\u043d\u0438\u0446\u0443, 14 \u043c\u0430\u0440\u0442\u0430, \u0435\u0441\u043b\u0438 \u0438\u043c \u043d\u0435 \u0443\u0434\u0430\u0441\u0442\u0441\u044f \u0441\u043e\u0433\u043b\u0430\u0441\u043e\u0432\u0430\u0442\u044c \u043f\u043b\u0430\u043d \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f. \u041f\u043e\u0441\u043b\u0435\u0434\u0441\u0442\u0432\u0438\u044f, \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e, \u0431\u0443\u0434\u0443\u0442 \u043e\u0449\u0443\u0449\u0430\u0442\u044c\u0441\u044f \u0432 \u0448\u0438\u0440\u043e\u043a\u043e\u043c \u0441\u043f\u0435\u043a\u0442\u0440\u0435 [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59354","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How a government shutdown could impact reverse mortgages - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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