{"id":60098,"date":"2025-06-03T03:05:43","date_gmt":"2025-06-03T01:05:43","guid":{"rendered":"https:\/\/housesmarketplace.com\/the-proprietary-reverse-mortgage-landscape-is-getting-crowded\/"},"modified":"2025-06-03T03:05:43","modified_gmt":"2025-06-03T01:05:43","slug":"the-proprietary-reverse-mortgage-landscape-is-getting-crowded","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/the-proprietary-reverse-mortgage-landscape-is-getting-crowded\/","title":{"rendered":"\u0420\u044b\u043d\u043e\u043a \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0441 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430\u043c\u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u043f\u0435\u0440\u0435\u043f\u043e\u043b\u043d\u0435\u043d\u043d\u044b\u043c"},"content":{"rendered":"<div>\n<p>\u0411\u043e\u043b\u0435\u0435 \u0448\u0438\u0440\u043e\u043a\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u0430\u044f \u043e\u0442\u0440\u0430\u0441\u043b\u044c \u0438 \u043f\u043e\u0434\u0433\u0440\u0443\u043f\u043f\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0440\u0430\u0431\u043e\u0442\u0430\u043b\u0438 \u0432 \u043f\u0435\u0440\u0438\u043e\u0434 \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u0434\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u043a\u0442\u043e-\u043b\u0438\u0431\u043e \u043c\u043e\u0433 \u043e\u0436\u0438\u0434\u0430\u0442\u044c. \u041f\u043e\u0441\u043b\u0435 \u043f\u043e\u0441\u0442\u043f\u0430\u043d\u0434\u0435\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0431\u0443\u043c\u0430 \u0432 \u043e\u0431\u044a\u0435\u043c\u0435, \u0432\u044b\u0437\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0435\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (<a href=\"https:\/\/www.housingwire.com\/tag\/hecm\/\" target=\"_blank\" rel=\"noreferrer noopener\">HECM<\/a>) \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u0432\u043a\u0438 \u043f\u0440\u0438\u0432\u0435\u043b\u0438 \u043a \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044e \u043e\u0431\u044a\u0435\u043c\u0430 HECM, \u0441\u0447\u0438\u0442\u0430\u044e\u0442 \u043e\u0442\u0440\u0430\u0441\u043b\u0435\u0432\u044b\u0435 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u044b \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0438.<\/p>\n<p>\u0412 \u043e\u0442\u0432\u0435\u0442 \u043d\u0430 \u044d\u0442\u043e \u043c\u043d\u043e\u0433\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u043e\u0431\u0440\u0430\u0442\u0438\u043b\u0438\u0441\u044c \u043a \u0444\u0438\u0440\u043c\u0435\u043d\u043d\u044b\u043c \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430\u043c \u2014 \u0447\u0430\u0441\u0442\u043d\u044b\u043c \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u043c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u0441\u043c\u043e\u0434\u0435\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u044b \u043f\u043e \u043e\u0431\u0440\u0430\u0437\u0446\u0443 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HECM, \u043d\u043e \u043d\u0435 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u0447\u0430\u0441\u0442\u044c\u044e \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u0438 \u0447\u0430\u0441\u0442\u043e \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u044e\u0442 \u043b\u0438\u043c\u0438\u0442\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f, \u0432\u044b\u0445\u043e\u0434\u044f\u0449\u0438\u0435 \u0437\u0430 \u0440\u0430\u043c\u043a\u0438 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044b\u0445 <a href=\"https:\/\/www.housingwire.com\/tag\/fha\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435<\/strong><\/a> (FHA) \u0434\u043b\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b HECM.<\/p>\n<p>\u0417\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u043f\u0430\u0440\u0443 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u0432 \u0441\u0444\u0435\u0440\u0435 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0441 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u043e\u043c \u0440\u0430\u0441\u0448\u0438\u0440\u044f\u0435\u0442\u0441\u044f. \u041b\u0438\u0434\u0435\u0440 \u0440\u044b\u043d\u043a\u0430 HECM \u0432\u044b\u043f\u0443\u0441\u0442\u0438\u043b \u043d\u043e\u0432\u044b\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442, \u0432\u0435\u0434\u0443\u0449\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u0432 \u044d\u0442\u043e\u0439 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0440\u0430\u0441\u0445\u0432\u0430\u043b\u0438\u0432\u0430\u044e\u0442 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u0441\u0432\u043e\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u043e\u0432, \u0430 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u0438\u0433\u0440\u043e\u043a\u0438 \u0441\u0442\u0440\u0435\u043c\u044f\u0442\u0441\u044f \u0432\u044b\u0432\u0435\u0441\u0442\u0438 \u043d\u0430 \u0440\u044b\u043d\u043e\u043a \u043d\u043e\u0432\u044b\u0435 \u0432\u0430\u0440\u0438\u0430\u0446\u0438\u0438.<\/p>\n<p>\u041e\u0441\u043b\u043e\u0436\u043d\u044f\u0435\u0442 \u043b\u0438 \u044d\u0442\u043e \u0437\u0430\u0434\u0430\u0447\u0443 \u0434\u0438\u0444\u0444\u0435\u0440\u0435\u043d\u0446\u0438\u0430\u0446\u0438\u0438 \u0440\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u0445 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0439 \u0441\u0440\u0435\u0434\u0438 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0432? \u041c\u044b \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u043b\u0438 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0432\u044b\u0441\u043e\u043a\u043e\u043f\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0445 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u043e\u0432 \u043f\u043e \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0435, \u0447\u0442\u043e\u0431\u044b \u0432\u044b\u044f\u0441\u043d\u0438\u0442\u044c \u044d\u0442\u043e.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-standing-out-in-a-more-crowded-field\">\u0412\u044b\u0434\u0435\u043b\u044f\u044f\u0441\u044c \u043d\u0430 \u0431\u043e\u043b\u0435\u0435 \u043c\u043d\u043e\u0433\u043e\u043b\u044e\u0434\u043d\u043e\u043c \u043f\u043e\u043b\u0435<\/h2>\n<figure class=\"alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"828\" height=\"1024\" data-attachment-id=\"434974\" data-permalink=\"https:\/\/www.housingwire.com\/articles\/nrmla-executive-committee-welcomes-reverse-mortgage-industry-back-to-events\/mike-kent-head-shot-1\/\" data-orig-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg\" data-orig-size=\"828,1024\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"Mike-Kent-head-shot-1\" data-image-description=\"&lt;p&gt;Mike Kent, SVP of reverse asset management and industry relations at PHH\/Liberty Reverse Mortgage.&lt;\/p&gt;\" data-image-caption=\"&lt;p&gt;Mike Kent&lt;\/p&gt;\" data-medium-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?w=243\" data-large-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?w=828\" src=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?w=828\" alt=\"Mike Kent, SVP of reverse asset management and industry relations at PHH\/Liberty Reverse Mortgage.\" class=\"wp-image-434974\" style=\"width:200px\" srcset=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg 828w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?resize=121,150 121w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?resize=243,300 243w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/01\/Mike-Kent-head-shot-1.jpg?resize=768,950 768w\" sizes=\"(max-width: 828px) 100vw, 828px\"><figcaption class=\"wp-element-caption\">\u041c\u0430\u0439\u043a \u041a\u0435\u043d\u0442<\/figcaption><\/figure>\n<p>\u0412 \u043d\u0435\u0434\u0430\u0432\u043d\u0435\u043c <a href=\"https:\/\/www.housingwire.com\/articles\/liberty-reverse-mortgage-mike-kent-talks-relaunch-of-equityiq-proprietary\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0438\u043d\u0442\u0435\u0440\u0432\u044c\u044e<\/a> \u0441 <strong>\u0416\u0438\u043b\u044c\u0435\u041f\u0440\u043e\u0432\u043e\u043b\u043e\u043a\u0430<\/strong>\u0415\u0436\u0435\u0434\u043d\u0435\u0432\u043d\u0430\u044f \u043e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 (RMD), <a href=\"https:\/\/www.housingwire.com\/tag\/liberty-reverse-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0421\u0432\u043e\u0431\u043e\u0434\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430<\/strong><\/a>\u041c\u0430\u0439\u043a \u041a\u0435\u043d\u0442 \u0438\u0437 , \u0433\u043e\u0432\u043e\u0440\u044f \u043e\u0431 \u044d\u0442\u043e\u043c, \u0433\u043e\u0432\u043e\u0440\u0438\u043b \u043e \u0442\u043e\u043c, \u043a\u0430\u043a \u0431\u043e\u043b\u0435\u0435 \u043c\u0430\u0441\u0448\u0442\u0430\u0431\u043d\u044b\u0435 \u0443\u0441\u0438\u043b\u0438\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0440\u0430\u0441\u0448\u0438\u0440\u044f\u044e\u0442 \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b \u0435\u0435 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 \u2014 \u043d\u0435\u0434\u0430\u0432\u043d\u043e \u043f\u0435\u0440\u0435\u0437\u0430\u043f\u0443\u0449\u0435\u043d\u043d\u043e\u0433\u043e <a href=\"https:\/\/www.housingwire.com\/articles\/phh-liberty-reverse-mortgage-relaunches-equityiq-proprietary-product\/\">EquityIQ<\/a> \u2014 \u0432\u044b\u0434\u0435\u043b\u044f\u0442\u044c\u0441\u044f.<\/p>\n<p>\u00ab\u041c\u044b \u043d\u0430\u0434\u0435\u0435\u043c\u0441\u044f, \u0447\u0442\u043e, \u043f\u043e\u043c\u0438\u043c\u043e \u0437\u0430\u043f\u0443\u0441\u043a\u0430 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430, \u0434\u0440\u0443\u0433\u0438\u0435 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f, \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u043c\u044b\u0435 \u043d\u0430\u043c\u0438 \u0432 \u043d\u0430\u0448\u0435\u043c \u0431\u0438\u0437\u043d\u0435\u0441\u0435 \u0434\u043b\u044f \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u0438\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u0441\u043a\u043e\u0439 \u0431\u0430\u0437\u044b \u0438 \u043d\u0430\u0448\u0438\u0445 \u0434\u0438\u0441\u0442\u0440\u0438\u0431\u044c\u044e\u0442\u043e\u0440\u0441\u043a\u0438\u0445 \u0441\u0435\u0442\u0435\u0439, \u0434\u0430\u0434\u0443\u0442 \u043d\u0430\u043c \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d. <\/p>\n<p>\u00ab\u0423 \u043d\u0430\u0441 \u043e\u0447\u0435\u043d\u044c \u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u0431\u0438\u0437\u043d\u0435\u0441 \u043f\u043e \u0444\u043e\u0440\u0432\u0430\u0440\u0434\u043d\u043e\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044e, \u043d\u0430 \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043c\u044b \u0440\u0430\u0441\u0448\u0438\u0440\u044f\u0435\u043c \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u0439 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442, \u0438 \u043e\u0447\u0435\u043d\u044c \u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u0444\u043e\u0440\u0432\u0430\u0440\u0434\u043d\u044b\u0439 <a href=\"https:\/\/www.housingwire.com\/tag\/mortgage-servicing\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435<\/a> \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c. \u042d\u0442\u043e \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u043d\u0430\u043c \u0440\u0430\u0441\u0448\u0438\u0440\u0438\u0442\u044c EquityIQ \u043d\u0430 \u043d\u0443\u0436\u043d\u0443\u044e \u0434\u0435\u043c\u043e\u0433\u0440\u0430\u0444\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u0433\u0440\u0443\u043f\u043f\u0443 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u044d\u0442\u043e\u0433\u043e \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044f \u0443\u0441\u043b\u0443\u0433\u00bb.<\/p>\n<p>\u041e\u0434\u043d\u0430\u043a\u043e \u041a\u0435\u043d\u0442 \u043f\u0440\u0435\u0434\u043f\u043e\u0447\u0438\u0442\u0430\u0435\u0442, \u0447\u0442\u043e\u0431\u044b \u0432 \u044d\u0442\u043e\u0439 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0431\u044b\u043b\u043e \u0431\u043e\u043b\u044c\u0448\u0435 \u0430\u043a\u0442\u0438\u0432\u043d\u044b\u0445 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u043e\u0432, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u00ab\u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u00bb \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0435\u043c \u043f\u0440\u043e\u0433\u0440\u0435\u0441\u0441\u0430 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u0443\u0441\u0438\u043b\u0438\u0439 \u043f\u043e \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u0438\u044e \u043a\u0430\u043d\u0430\u043b\u043e\u0432 \u0441\u0431\u044b\u0442\u0430 \u0432 \u043e\u0442\u0440\u0430\u0441\u043b\u0438, \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-consistency-as-a-hallmark\">\u041f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043a\u0430\u043a \u043e\u0442\u043b\u0438\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0447\u0435\u0440\u0442\u0430<\/h2>\n<p>\u0412 <a href=\"https:\/\/www.housingwire.com\/tag\/finance-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0424\u0438\u043d\u0430\u043d\u0441\u044b \u0410\u043c\u0435\u0440\u0438\u043a\u0438<\/strong><\/a> (\u0424\u041e\u0410), <a href=\"https:\/\/www.housingwire.com\/articles\/finance-of-america-promotes-jonathan-scarpati-to-chief-production-officer\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0433\u043b\u0430\u0432\u043d\u044b\u0439 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u043f\u043e \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u0443<\/a> \u0414\u0436\u043e\u043d\u0430\u0442\u0430\u043d \u0421\u043a\u0430\u0440\u043f\u0430\u0442\u0438 \u0441\u043a\u0430\u0437\u0430\u043b, \u0447\u0442\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u043d\u0430\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0432 \u0445\u043e\u0440\u043e\u0448\u0435\u043c \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u0438 \u0441 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u043b\u0438\u0434\u0435\u0440\u0441\u0442\u0432\u0430 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0446\u0438\u0438. \u041c\u043d\u043e\u0433\u0438\u0435 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u044b \u0440\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u044e\u0442 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f FOA \u043a\u0430\u043a \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0435 \u043c\u043e\u0434\u0435\u043b\u0438 \u0434\u043b\u044f \u0441\u0432\u043e\u0438\u0445 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u0432\u0442\u043e\u0440\u0436\u0435\u043d\u0438\u0439 \u0432 \u044d\u0442\u0443 \u0441\u0444\u0435\u0440\u0443.<\/p>\n<figure class=\"alignleft size-large is-resized\"><img decoding=\"async\" width=\"912\" height=\"1069\" data-attachment-id=\"461449\" data-permalink=\"https:\/\/www.housingwire.com\/articles\/jonathan-scarpati-joins-nrmla-board-of-directors\/jonathanscarpati_foa\/\" data-orig-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg\" data-orig-size=\"912,1069\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"jonathanscarpati_foa\" data-image-description=\"&lt;p&gt;Jonathan Scarpati, chief production officer at Finance of America and NRMLA board member.&lt;\/p&gt;\" data-image-caption=\"&lt;p&gt;Jonathan Scarpati&lt;\/p&gt;\" data-medium-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?w=256\" data-large-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?w=874\" src=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?w=874\" alt=\"Jonathan Scarpati, chief production officer at Finance of America and NRMLA board member.\" class=\"wp-image-461449\" style=\"width:200px\" srcset=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg 912w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?resize=128,150 128w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?resize=256,300 256w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?resize=768,900 768w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/05\/jonathanscarpati_foa.jpg?resize=874,1024 874w\" sizes=\"(max-width: 912px) 100vw, 912px\"><figcaption class=\"wp-element-caption\">\u0414\u0436\u043e\u043d\u0430\u0442\u0430\u043d \u0421\u043a\u0430\u0440\u043f\u0430\u0442\u0438<\/figcaption><\/figure>\n<p>\u00ab\u042f \u0434\u0443\u043c\u0430\u044e, \u0447\u0442\u043e \u044d\u0442\u043e \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0438\u0440\u0443\u0435\u0442 \u0440\u044b\u043d\u043e\u043a\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d. \u00ab\u041d\u043e \u043c\u043d\u0435 \u043d\u0440\u0430\u0432\u0438\u0442\u0441\u044f, \u0447\u0442\u043e \u044d\u0442\u043e \u0441\u043e\u0445\u0440\u0430\u043d\u044f\u0435\u0442 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e \u0432 Finance of America. \u041d\u0435 \u0432\u0440\u0435\u043c\u044f \u0440\u0430\u0441\u0441\u043b\u0430\u0431\u043b\u044f\u0442\u044c\u0441\u044f. \u041c\u044b \u0434\u043e\u043b\u0436\u043d\u044b \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u0432\u043d\u0435\u0434\u0440\u044f\u0442\u044c \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u0438 \u0438 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u0438\u0441\u043a\u0430\u0442\u044c \u043d\u043e\u0432\u044b\u0435 \u0441\u043f\u043e\u0441\u043e\u0431\u044b \u043f\u043e\u0431\u0435\u0434\u0438\u0442\u044c, \u0438 \u043c\u044b \u0433\u043e\u0442\u043e\u0432\u044b \u043f\u0440\u0438\u043d\u044f\u0442\u044c \u0432\u044b\u0437\u043e\u0432. <\/p>\n<p>\u00ab\u041c\u044b \u0434\u0435\u043b\u0430\u043b\u0438 \u044d\u0442\u043e \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u043d\u0430 \u043f\u0440\u043e\u0442\u044f\u0436\u0435\u043d\u0438\u0438 \u043c\u043d\u043e\u0433\u0438\u0445 \u043b\u0435\u0442, \u0438 \u044f \u043d\u0435 \u0432\u0438\u0436\u0443 \u043d\u0438\u043a\u0430\u043a\u0438\u0445 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0439 \u0432 \u0431\u043b\u0438\u0436\u0430\u0439\u0448\u0435\u0435 \u0432\u0440\u0435\u043c\u044f\u00bb.<\/p>\n<p>\u0421\u043a\u0430\u0440\u043f\u0430\u0442\u0438 \u0434\u043e\u0431\u0430\u0432\u0438\u043b, \u0447\u0442\u043e \u043f\u0440\u0435\u0434\u043c\u0435\u0442\u043e\u043c \u043b\u0438\u0447\u043d\u043e\u0439 \u0433\u043e\u0440\u0434\u043e\u0441\u0442\u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043b\u0438\u043d\u0435\u0439\u043a\u0430 \u043f\u0440\u043e\u0434\u0443\u043a\u0446\u0438\u0438 FOA, <a href=\"https:\/\/www.housingwire.com\/articles\/foa-lowers-rate-expands-homesafe-second-reverse-mortgage-into-new-states\/\">HomeSafe<\/a>, \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e \u043f\u0440\u0438\u0441\u0443\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u0447\u0430\u0441\u0442\u043d\u044b\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u043e\u0432. \u0418 \u044d\u0442\u043e \u043d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u044b, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0437\u0430\u0441\u0442\u0430\u0432\u0438\u043b\u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u0432 \u043b\u0438\u0431\u043e \u0438\u0437\u043c\u0435\u043d\u0438\u0442\u044c \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0441\u0432\u043e\u0438\u0445 \u0447\u0430\u0441\u0442\u043d\u044b\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u043e\u0432, \u043b\u0438\u0431\u043e \u0432\u043e\u043e\u0431\u0449\u0435 \u0443\u0431\u0440\u0430\u0442\u044c \u0438\u0445 \u0441 \u0440\u044b\u043d\u043a\u0430.<\/p>\n<p>\u00ab\u0427\u0435\u0441\u0442\u043d\u043e \u0433\u043e\u0432\u043e\u0440\u044f, \u043c\u044b \u0431\u044b\u043b\u0438 \u0432\u0435\u0440\u043d\u044b \u0441\u0435\u0431\u0435\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d. \u00ab\u0418 \u043c\u044b \u0441\u0434\u0435\u043b\u0430\u043b\u0438 \u0442\u043e, \u0447\u0442\u043e \u043b\u0443\u0447\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u0434\u043b\u044f \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0430, \u043f\u0440\u0435\u0432\u044b\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u043e\u0441\u0442\u0430\u043b\u044c\u043d\u043e\u0433\u043e. \u0414\u0430, \u0440\u044b\u043d\u043a\u0438 \u043c\u0435\u043d\u044f\u044e\u0442\u0441\u044f, \u043d\u043e [\u043c\u044b \u0431\u044b\u043b\u0438 \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u044b \u0432 \u0442\u043e\u043c], \u0433\u0434\u0435 \u043c\u044b \u0441\u043e\u0431\u0438\u0440\u0430\u0435\u043c\u0441\u044f \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442\u044c \u0438\u043c \u0437\u0430\u043a\u0440\u044b\u0442\u044c\u0441\u044f, \u0438 \u044f \u0434\u0443\u043c\u0430\u044e, \u0447\u0442\u043e \u043e\u0440\u0438\u0433\u0438\u043d\u0430\u0442\u043e\u0440\u044b \u0432 \u044d\u0442\u043e\u0439 \u0441\u0444\u0435\u0440\u0435 \u044d\u0442\u043e \u0446\u0435\u043d\u044f\u0442\u00bb.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-new-entrants-keep-coming\">\u041d\u043e\u0432\u044b\u0435 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0438 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u044e\u0442 \u043f\u0440\u0438\u0431\u044b\u0432\u0430\u0442\u044c<\/h2>\n<p>\u0414\u0430\u0436\u0435 \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u043f\u0430\u0440\u0443 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u0444\u0438\u0440\u043c\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u043e\u0432 \u043d\u0430\u0431\u043b\u044e\u0434\u0430\u0435\u0442\u0441\u044f \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0440\u043e\u0441\u0442 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0441\u0442\u0438. <\/p>\n<p>\u0412 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a Liberty \u043f\u0435\u0440\u0435\u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b\u0430 EquityIQ, \u043b\u0438\u0434\u0435\u0440 \u0440\u044b\u043d\u043a\u0430 HECM <a href=\"https:\/\/www.housingwire.com\/tag\/mutual-of-omaha-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0412\u0437\u0430\u0438\u043c\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0432 \u041e\u043c\u0430\u0445\u0435<\/strong><\/a> \u043e\u0431\u044a\u044f\u0432\u0438\u043b\u0438 \u043e \u0437\u0430\u043f\u0443\u0441\u043a\u0435 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 \u043f\u043e\u0434 \u043d\u0430\u0437\u0432\u0430\u043d\u0438\u0435\u043c <a href=\"https:\/\/www.housingwire.com\/articles\/mutual-of-omaha-launches-proprietary-reverse-mortgage-product\/\" target=\"_blank\" rel=\"noreferrer noopener\">SecureEquity<\/a>\u0412 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0448\u0442\u0430\u0442\u0430\u0445 \u043e\u043d \u0434\u043e\u0441\u0442\u0443\u043f\u0435\u043d \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0430\u043c \u0432 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0435 \u043e\u0442 55 \u043b\u0435\u0442, \u043f\u0440\u0438 \u044d\u0442\u043e\u043c \u043b\u0438\u043c\u0438\u0442 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 1 \u043c\u043b\u043d. \u0444\u0443\u043d\u0442\u043e\u0432 \u0441\u0442\u0435\u0440\u043b\u0438\u043d\u0433\u043e\u0432, \u0447\u0442\u043e \u0441\u0442\u0430\u043b\u043e \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043e\u043c \u0432 \u043e\u0442\u0440\u0430\u0441\u043b\u0438.<\/p>\n<p>\u041d\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f <a href=\"https:\/\/www.housingwire.com\/articles\/the-top-10-retail-reverse-mortgage-lenders-of-2024\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u043f\u043e\u0437\u0438\u0446\u0438\u044f \u043d\u0430 \u0440\u044b\u043d\u043a\u0435<\/a> \u043c\u043e\u0436\u0435\u0442 \u0441\u0442\u0430\u0442\u044c \u0440\u0430\u0437\u0440\u0443\u0448\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u0438\u0433\u0440\u043e\u043a\u043e\u043c \u043d\u0430 \u0440\u044b\u043d\u043a\u0435, \u0438 \u043d\u0435\u0434\u0430\u0432\u043d\u043e \u043e\u043d <a href=\"https:\/\/www.housingwire.com\/articles\/mutual-of-omaha-hires-tracy-milligan-reverse-mortgage-proprietary-product\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u043d\u0430\u043d\u044f\u043b \u0432\u0435\u0442\u0435\u0440\u0430\u043d\u0430 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438<\/a> \u0434\u043b\u044f \u0441\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u0431\u043e\u043b\u0435\u0435 \u0448\u0438\u0440\u043e\u043a\u043e\u043c\u0443 \u0440\u0430\u0437\u0432\u0435\u0440\u0442\u044b\u0432\u0430\u043d\u0438\u044e SecureEquity.<\/p>\n<p>\u0412 \u043f\u0440\u043e\u0448\u043b\u043e\u043c \u043c\u0435\u0441\u044f\u0446\u0435, <a href=\"https:\/\/www.housingwire.com\/company\/longbridge-financial\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u041b\u043e\u043d\u0433\u0431\u0440\u0438\u0434\u0436 \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439<\/strong><\/a> \u043e\u0431\u044a\u044f\u0432\u0438\u043b\u0430 \u043e \u0434\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u0438\u0438 \u043d\u043e\u0432\u043e\u0433\u043e \u0444\u0438\u0440\u043c\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u0441\u0432\u043e\u0435\u0439 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0439 \u043b\u0438\u043d\u0435\u0439\u043a\u0438 \u0447\u0430\u0441\u0442\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 Platinum, \u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e\u0439 \u043a\u0430\u043a <a href=\"https:\/\/www.housingwire.com\/articles\/longbridge-financial-proprietary-reverse-mortgage-home-equity-for-heirs\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u041f\u043b\u0430\u0442\u0438\u043d\u043e\u0432\u044b\u0439 \u043a\u043e\u043d\u0441\u0435\u0440\u0432\u0430\u043d\u0442<\/a>.<\/p>\n<p>\u041e\u043d \u00ab\u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0430\u043d, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043c\u043e\u0447\u044c \u043f\u043e\u0436\u0438\u043b\u044b\u043c \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0430\u043c \u0432\u043e\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0441\u0432\u043e\u0438\u043c\u0438 <a href=\"https:\/\/www.housingwire.com\/tag\/home-equity\/\">\u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b<\/a> \u0441\u0435\u0439\u0447\u0430\u0441, \u0440\u0435\u0437\u0435\u0440\u0432\u0438\u0440\u0443\u044f \u0447\u0430\u0441\u0442\u044c \u0434\u043b\u044f \u0431\u0443\u0434\u0443\u0449\u0438\u0445 \u043d\u0443\u0436\u0434, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044f \u0441\u0431\u0430\u043b\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0439 \u043f\u043e\u0434\u0445\u043e\u0434 \u043a \u0442\u0435\u043a\u0443\u0449\u0435\u043c\u0443 \u0438 \u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u043c\u0443 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c\u0443 \u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044e\u00bb, \u2014 \u0437\u0430\u044f\u0432\u0438\u043b\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u0432 \u0441\u0432\u043e\u0435\u043c \u0430\u043d\u043e\u043d\u0441\u0435 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430.<\/p>\n<p>\u0417\u0430 \u043c\u0435\u0441\u044f\u0446 \u0434\u043e \u0437\u0430\u043f\u0443\u0441\u043a\u0430 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 Preserve \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f Longbridge \u043e\u0431\u044a\u044f\u0432\u0438\u043b\u0430 \u043e \u043d\u043e\u0432\u043e\u0439 \u0432\u0435\u0440\u0441\u0438\u0438 \u0441\u0432\u043e\u0435\u0433\u043e \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 \u043f\u043e\u0434 \u043d\u0430\u0437\u0432\u0430\u043d\u0438\u0435\u043c <a href=\"https:\/\/www.housingwire.com\/articles\/longbridge-financial-new-proprietary-reverse-mortgage-option-platinum-peak\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u041f\u043b\u0430\u0442\u0438\u043d\u043e\u0432\u044b\u0439 \u041f\u0438\u043a<\/a>. <\/p>\n<p>\u041e\u043d \u043d\u0430\u0446\u0435\u043b\u0435\u043d \u043d\u0430 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0445 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u0445 \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442\u043e\u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u043a \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 (LTV), \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u0440\u0438\u0437\u0432\u0430\u043d\u044b \u0442\u0440\u0430\u043d\u0441\u043b\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0432 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u043f\u043e\u0441\u0442\u0443\u043f\u043b\u0435\u043d\u0438\u044f \u043f\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c \u0434\u043b\u044f \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u043e\u0432. \u041e\u043d \u0442\u0430\u043a\u0436\u0435 \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u0432\u044b\u0434\u0435\u0440\u0436\u043a\u0435 \u0434\u043b\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 Platinum-to-Platinum \u0438\u043b\u0438 proprietarium-to-Platinum.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0411\u043e\u043b\u0435\u0435 \u0448\u0438\u0440\u043e\u043a\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u0430\u044f \u043e\u0442\u0440\u0430\u0441\u043b\u044c \u0438 \u043f\u043e\u0434\u0433\u0440\u0443\u043f\u043f\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u0440\u0430\u0431\u043e\u0442\u0430\u043b\u0438 \u0432 \u043f\u0435\u0440\u0438\u043e\u0434 \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u0434\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u043a\u0442\u043e-\u043b\u0438\u0431\u043e \u043c\u043e\u0433 \u043e\u0436\u0438\u0434\u0430\u0442\u044c. \u041f\u043e\u0441\u043b\u0435 \u043f\u043e\u0441\u0442\u043f\u0430\u043d\u0434\u0435\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0431\u0443\u043c\u0430 \u043e\u0431\u044a\u0435\u043c\u0430, \u0432\u044b\u0437\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435\u043c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (Home Equity Conversion Mortgage, HECM), \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u0432\u043a\u0438 \u043f\u0440\u0438\u0432\u0435\u043b\u0438 \u043a \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044e \u043e\u0431\u044a\u0435\u043c\u0430 HECM, \u043f\u043e \u0441\u043b\u043e\u0432\u0430\u043c \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u043e\u0432 \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u043e\u0432 \u043e\u0442\u0440\u0430\u0441\u043b\u0438. \u0412 [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-60098","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The proprietary reverse mortgage landscape is getting crowded - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/the-proprietary-reverse-mortgage-landscape-is-getting-crowded\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The proprietary reverse mortgage landscape is getting crowded\" \/>\n<meta property=\"og:description\" content=\"The broader mortgage industry and the reverse mortgage subset have worked through a period of elevated interest rates for longer than anyone may have been expecting. Following a post-pandemic boom in volume fueled by Home Equity Conversion Mortgage (HECM) refinances, higher rates have served to restrict HECM volume, according to industry professionals and analysts. 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