{"id":61667,"date":"2025-12-03T03:05:13","date_gmt":"2025-12-03T02:05:13","guid":{"rendered":"https:\/\/housesmarketplace.com\/hecm-endorsements-spike-in-november-amid-shutdown-backlog\/"},"modified":"2025-12-03T03:05:13","modified_gmt":"2025-12-03T02:05:13","slug":"hecm-endorsements-spike-in-november-amid-shutdown-backlog","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/hecm-endorsements-spike-in-november-amid-shutdown-backlog\/","title":{"rendered":"\u0427\u0438\u0441\u043b\u043e \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0439 HECM \u0440\u0435\u0437\u043a\u043e \u0432\u043e\u0437\u0440\u043e\u0441\u043b\u043e \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u043d\u0430 \u0444\u043e\u043d\u0435 \u043d\u0430\u043a\u043e\u043f\u0438\u0432\u0448\u0438\u0445\u0441\u044f \u0437\u0430\u0434\u0435\u0440\u0436\u0435\u043a \u0432 \u0440\u0430\u0431\u043e\u0442\u0435"},"content":{"rendered":"<div>\n<p>\u0412 \u043d\u043e\u044f\u0431\u0440\u0435 \u043d\u0430\u0431\u043b\u044e\u0434\u0430\u043b\u0441\u044f \u0438\u0441\u043a\u0443\u0441\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u0440\u043e\u0441\u0442 \u0447\u0438\u0441\u043b\u0430 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0439 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (HECM) \u0438\u0437-\u0437\u0430 <a href=\"https:\/\/www.housingwire.com\/articles\/government-shutdown-halts-new-reverse-mortgage-endorsements\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0435 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430<\/a>, \u0438 \u044d\u0442\u043e\u0442 \u044d\u0444\u0444\u0435\u043a\u0442 \u043c\u043e\u0436\u0435\u0442 \u0441\u043e\u0445\u0440\u0430\u043d\u0438\u0442\u044c\u0441\u044f \u0434\u043e \u0434\u0435\u043a\u0430\u0431\u0440\u044f. \u0422\u0435\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0435\u043c, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043d\u044b\u043c \u043d\u0430 \u044d\u0442\u043e\u0439 \u043d\u0435\u0434\u0435\u043b\u0435 \u043e\u0442\u0447\u0451\u0442\u0430\u043c, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u043d\u0430 \u0432\u0442\u043e\u0440\u0438\u0447\u043d\u043e\u043c \u0440\u044b\u043d\u043a\u0435 \u0437\u0430\u043c\u0435\u0434\u043b\u0438\u043b\u0430\u0441\u044c.<\/p>\n<p>\u0412 \u043e\u0431\u0449\u0435\u0439 \u0441\u043b\u043e\u0436\u043d\u043e\u0441\u0442\u0438, <strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435<\/strong> (FHA) \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043b\u0430 3905 HECM \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u2014 \u044d\u0442\u043e \u043f\u043e\u0447\u0442\u0438 \u043d\u0430 77% \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c 2211 \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 <a href=\"https:\/\/www.housingwire.com\/articles\/reverse-mortgage-endorsements-hecm-hmbs-september-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0421\u0435\u043d\u0442\u044f\u0431\u0440\u044c<\/a> \u2013 \u043f\u043e \u0434\u0430\u043d\u043d\u044b\u043c, \u0441\u043e\u0431\u0440\u0430\u043d\u043d\u044b\u043c <strong>\u041e\u0431\u0440\u0430\u0442\u043d\u044b\u0439 \u043e\u0431\u0437\u043e\u0440 \u0440\u044b\u043d\u043a\u0430<\/strong> (\u0420\u041c\u0418).<\/p>\n<p>\u00ab\u0412 \u043e\u043a\u0442\u044f\u0431\u0440\u0435 \u043d\u0435 \u0431\u044b\u043b\u043e \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u043e \u043d\u0438 \u043e\u0434\u043d\u043e\u0433\u043e HECM, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u0446\u0438\u0444\u0440\u044b \u0437\u0430 \u043d\u043e\u044f\u0431\u0440\u044c \u0437\u0430\u0432\u044b\u0448\u0435\u043d\u044b \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u043e\u0431\u044b\u0447\u043d\u044b\u043c \u043c\u0435\u0441\u044f\u0446\u0435\u043c \u0438\u0437-\u0437\u0430 \u0437\u0430\u0434\u0435\u0440\u0436\u0435\u043a, \u0432\u044b\u0437\u0432\u0430\u043d\u043d\u044b\u0445 \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u043e\u0439 \u0440\u0430\u0431\u043e\u0442\u044b \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430\u00bb, \u2014 \u0433\u043e\u0432\u043e\u0440\u0438\u0442\u0441\u044f \u0432 \u043e\u0442\u0447\u0435\u0442\u0435 RMI, \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043d\u043e\u043c \u0432\u043e \u0432\u0442\u043e\u0440\u043d\u0438\u043a.\u00a0<\/p>\n<p>\u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c RMI, \u0435\u0441\u043b\u0438 \u0441\u043a\u043e\u0440\u0440\u0435\u043a\u0442\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043e\u0431\u044a\u0435\u043c \u0437\u0430 \u043d\u043e\u044f\u0431\u0440\u044c \u043f\u0443\u0442\u0435\u043c \u0434\u0435\u043b\u0435\u043d\u0438\u044f \u0435\u0433\u043e \u0432\u0434\u0432\u043e\u0435 \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u0434\u0432\u0443\u0445 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u0430 \u2014 \u043e\u0442\u0441\u0442\u0430\u0432\u0430\u043d\u0438\u044f \u043e\u0442 \u043e\u043a\u0442\u044f\u0431\u0440\u044f \u0438 \u0444\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u0430 \u0432 \u043d\u043e\u044f\u0431\u0440\u0435, \u2014 \u043e\u0431\u0449\u0438\u0439 \u043e\u0431\u044a\u0435\u043c \u043e\u0442\u0440\u0430\u0436\u0430\u0435\u0442 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u0435 \u043d\u0430 11,7% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435\u043c.<\/p>\n<p>\u041e\u0434\u043d\u0430\u043a\u043e \u00ab\u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e, \u0447\u0442\u043e [\u0432 \u0434\u0435\u043a\u0430\u0431\u0440\u0435] \u0435\u0449\u0435 \u0441\u043e\u0445\u0440\u0430\u043d\u0438\u0442\u0441\u044f \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043e\u0431\u044a\u0435\u043c \u043d\u0435\u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u043d\u044b\u0445 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0439, \u0447\u0442\u043e \u043c\u043e\u0436\u0435\u0442 \u043e\u0437\u043d\u0430\u0447\u0430\u0442\u044c, \u0447\u0442\u043e \u044d\u0442\u043e \u043a\u043e\u043d\u0441\u0435\u0440\u0432\u0430\u0442\u0438\u0432\u043d\u0430\u044f \u0438\u043d\u0442\u0435\u0440\u043f\u0440\u0435\u0442\u0430\u0446\u0438\u044f\u00bb, \u2014 \u0433\u043e\u0432\u043e\u0440\u0438\u0442\u0441\u044f \u0432 \u043e\u0442\u0447\u0435\u0442\u0435.\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-top-lenders\">\u041b\u0443\u0447\u0448\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b<\/h2>\n<p>\u0414\u0430\u043d\u043d\u044b\u0435 RMI \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442, \u0447\u0442\u043e 10 \u043a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u043e\u0432, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0449\u0438\u0445 \u043e\u0431\u0440\u0430\u0442\u043d\u0443\u044e \u0438\u043f\u043e\u0442\u0435\u043a\u0443, \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u043b\u0438 \u0441\u0432\u043e\u044e \u0434\u043e\u043b\u044e \u0440\u044b\u043d\u043a\u0430 \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u043e \u0434\u043e 80% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 78,8% \u0432 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435. <strong>\u0412\u0437\u0430\u0438\u043c\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0432 \u041e\u043c\u0430\u0445\u0435<\/strong> \u043b\u0438\u0434\u0438\u0440\u043e\u0432\u0430\u043b\u0430 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u0441 896 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0432 \u043d\u043e\u044f\u0431\u0440\u0435, \u0437\u0430\u0432\u043e\u0435\u0432\u0430\u0432 \u0434\u043e\u043b\u044e \u0440\u044b\u043d\u043a\u0430 \u0432 22,8%.<\/p>\n<p><strong>\u0424\u0438\u043d\u0430\u043d\u0441\u044b \u0410\u043c\u0435\u0440\u0438\u043a\u0438<\/strong> (FOA) \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043b \u0437\u0430 \u043d\u0438\u043c \u0441 663 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c\u0438 \u0438 \u0434\u043e\u043b\u0435\u0439 16,9%. \u041d\u0435\u0434\u0430\u0432\u043d\u043e FOA <a href=\"https:\/\/www.housingwire.com\/articles\/phh-foa-msr-deal\/\">\u0437\u0430\u043a\u0440\u044b\u043b \u0441\u0434\u0435\u043b\u043a\u0443 \u043f\u043e \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0435\u043d\u0438\u044e<\/a> $9.6 \u043c\u043b\u0440\u0434. \u043f\u0440\u0430\u0432 \u043d\u0430 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u043e\u0442 <strong>\u0413\u0440\u0443\u043f\u043f\u0430 \u041e\u043d\u0438\u0442\u0438<\/strong>, \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u0442 \u043a \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044e \u0434\u043e\u0447\u0435\u0440\u043d\u0435\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 Onity, <strong>\u0421\u0432\u043e\u0431\u043e\u0434\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430<\/strong>, \u0432\u044b\u0445\u043e\u0434\u044f \u0438\u0437 \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u043f\u043e \u0432\u044b\u0434\u0430\u0447\u0435 \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u0445 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432.<\/p>\n<p>\u0422\u0435\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0435\u043c, <strong>\u041b\u043e\u043d\u0433\u0431\u0440\u0438\u0434\u0436 \u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 <\/strong>\u0412 \u043d\u043e\u044f\u0431\u0440\u0435 \u0431\u044b\u043b\u043e \u0432\u044b\u0434\u0430\u043d\u043e 635 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 (\u0434\u043e\u043b\u044f \u0440\u044b\u043d\u043a\u0430 16,2%). \u0412 \u0441\u043e\u0432\u043e\u043a\u0443\u043f\u043d\u043e\u0441\u0442\u0438 \u043d\u0430 \u0434\u043e\u043b\u044e \u0442\u0440\u0451\u0445 \u043a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u043f\u0440\u0438\u0448\u043b\u043e\u0441\u044c \u043e\u043a\u043e\u043b\u043e 61% \u043e\u0442 \u043e\u0431\u0449\u0435\u0433\u043e \u0447\u0438\u0441\u043b\u0430 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u043d\u044b\u0445 HECM \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u0441 \u0434\u0435\u043a\u0430\u0431\u0440\u044f 2024 \u0433\u043e\u0434\u0430 \u043f\u043e \u043d\u043e\u044f\u0431\u0440\u044c 2025 \u0433\u043e\u0434\u0430.<\/p>\n<p>\u0412 \u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u043c \u043f\u043b\u0430\u043d\u0435 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 \u0432\u043e\u0437\u0433\u043b\u0430\u0432\u0438\u043b \u0422\u0438\u0445\u043e\u043e\u043a\u0435\u0430\u043d\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d\/\u0413\u0430\u0432\u0430\u0439\u0438 \u0441 891 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u043c \u0432 \u043d\u043e\u044f\u0431\u0440\u0435. \u0417\u0430 \u043d\u0438\u043c \u0441\u043b\u0435\u0434\u0443\u044e\u0442 \u042e\u0433\u043e-\u0412\u043e\u0441\u0442\u043e\u0447\u043d\u044b\u0439\/\u041a\u0430\u0440\u0438\u0431\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u0438\u043e\u043d (807 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432) \u0438 \u042e\u0433\u043e-\u0417\u0430\u043f\u0430\u0434 (395 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432).<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-secondary-market-trends\">\u0422\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u0438 \u0432\u0442\u043e\u0440\u0438\u0447\u043d\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430<\/h2>\n<p>\u0412 \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u043e\u043c \u043e\u0442\u0447\u0435\u0442\u0435, \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043d\u043e\u043c \u0432 \u043f\u043e\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u0438\u043a, <strong>\u041d\u043e\u0432\u044b\u0435 \u0441\u043e\u0432\u0435\u0442\u043d\u0438\u043a\u0438 \u043f\u043e \u043f\u0440\u043e\u0441\u043c\u043e\u0442\u0440\u0443<\/strong> \u041e\u0442\u043c\u0435\u0447\u0435\u043d\u043e, \u0447\u0442\u043e \u044d\u043c\u0438\u0441\u0441\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u0446\u0435\u043d\u043d\u044b\u0445 \u0431\u0443\u043c\u0430\u0433 HECM (HMBS) \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u0441\u043d\u0438\u0437\u0438\u043b\u0430\u0441\u044c \u0434\u043e $516 \u043c\u043b\u043d, \u0447\u0442\u043e \u043d\u0430 $11 \u043c\u043b\u043d \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435 ($527 \u043c\u043b\u043d). \u0412\u0441\u0435\u0433\u043e \u0431\u044b\u043b\u043e \u0432\u044b\u043f\u0443\u0449\u0435\u043d\u043e 62 \u043f\u0443\u043b\u0430, \u0447\u0442\u043e \u043d\u0430 11 \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435.<\/p>\n<p>\u041a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0438\u043c \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u043e\u043c \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u0441\u0442\u0430\u043b\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f FOA \u0441 \u043e\u0431\u044a\u0435\u043c\u043e\u043c \u0432\u044b\u043f\u0443\u0441\u043a\u0430 $167 \u043c\u043b\u043d., \u0447\u0442\u043e \u043d\u0430 $3 \u043c\u043b\u043d. \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435. <a href=\"https:\/\/www.housingwire.com\/articles\/reverse-mortgage-rate\/\">\u041b\u043e\u043d\u0433\u0431\u0440\u0438\u0434\u0436<\/a> \u0437\u0430 \u043d\u0438\u043c \u0441\u043b\u0435\u0434\u0443\u0435\u0442 $124 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u0430, \u0447\u0442\u043e \u043d\u0430 $4 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 \u043c\u0435\u043d\u044c\u0448\u0435 \u0437\u0430 \u0442\u043e\u0442 \u0436\u0435 \u043f\u0435\u0440\u0438\u043e\u0434, \u0432 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a <a href=\"https:\/\/www.housingwire.com\/articles\/mutual-of-omaha-mortgage-partners-with-homebot\/\">\u0412\u0437\u0430\u0438\u043c\u043d\u044b\u0439 \u041e\u043c\u0430\u0445\u0430<\/a> \u0431\u044b\u043b\u043e \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043e $94 \u043c\u043b\u043d., \u0447\u0442\u043e \u043d\u0430 $2 \u043c\u043b\u043d. \u043c\u0435\u043d\u044c\u0448\u0435.<\/p>\n<p><strong>PHH Mortgage Corp.<\/strong> \u0412\u044b\u0434\u0430\u043d\u043e $79 \u043c\u043b\u043d, \u0447\u0442\u043e \u043d\u0430 $8 \u043c\u043b\u043d \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435. <strong>\u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439<\/strong>-\u043a\u043e\u043d\u0442\u0440\u043e\u043b\u0438\u0440\u0443\u0435\u043c\u044b\u0439 <strong>\u041e\u0431\u0440\u0430\u0442\u043d\u043e\u0435 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435<\/strong> \u041f\u043e \u0434\u0430\u043d\u043d\u044b\u043c New View, \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c \u0441\u043d\u043e\u0432\u0430 \u043d\u0435 \u0432\u044b\u043f\u0443\u0441\u0442\u0438\u043b \u043d\u0438 \u043e\u0434\u043d\u043e\u0433\u043e \u043f\u0443\u043b\u0430 HMBS.<\/p>\n<p>\u0414\u043e\u0431\u044b\u0447\u0430 HMBS \u043f\u043e \u043f\u0435\u0440\u0432\u0438\u0447\u043d\u043e\u043c\u0443 \u0443\u0447\u0430\u0441\u0442\u0438\u044e \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u0441\u043e\u0441\u0442\u0430\u0432\u0438\u043b\u0430 $333 \u043c\u043b\u043d, \u0447\u0442\u043e \u043d\u0438\u0436\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435 ($335 \u043c\u043b\u043d), \u043d\u043e \u0432\u044b\u0448\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f \u0432 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435 ($313 \u043c\u043b\u043d). \u0412 \u043f\u0440\u043e\u0448\u043b\u043e\u043c \u043c\u0435\u0441\u044f\u0446\u0435 74 \u043f\u0443\u043b\u0430 \u0432\u043a\u043b\u044e\u0447\u0430\u043b\u0438 19 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0445 \u043f\u0443\u043b\u043e\u0432 \u0438 43 \u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u044b\u0445 \u043f\u0443\u043b\u0430.<\/p>\n<p>\u041f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0443\u043b\u044b \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0441\u043e\u0431\u043e\u0439 \u043f\u0443\u043b\u044b HMBS, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u043d\u044b\u0435 \u043f\u0435\u0440\u0432\u044b\u043c\u0438 \u0443\u0447\u0430\u0441\u0442\u0438\u044f\u043c\u0438 \u0432 \u0440\u0430\u043d\u0435\u0435 \u043d\u0435\u0441\u0435\u0440\u0442\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0445 HECM, \u0432 \u0442\u043e \u0432\u0440\u0435\u043c\u044f \u043a\u0430\u043a \u043f\u043e\u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u0432\u044b\u043f\u0443\u0441\u043a\u0438 HMBS \u0441\u043e\u0441\u0442\u043e\u044f\u0442 \u0438\u0437 \u043f\u043e\u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0445 \u0443\u0447\u0430\u0441\u0442\u0438\u0439. \u041e\u0431\u0449\u0438\u0439 \u043e\u0431\u044a\u0451\u043c \u043f\u043e\u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0445 \u0432\u044b\u043f\u0443\u0441\u043a\u043e\u0432 \u0441\u043e\u0441\u0442\u0430\u0432\u0438\u043b $183 \u043c\u043b\u043d, \u0447\u0442\u043e \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c $189 \u043c\u043b\u043d \u0432 \u043e\u043a\u0442\u044f\u0431\u0440\u0435.\u00a0<\/p>\n<p>\u041f\u0440\u0438\u043c\u0435\u0447\u0430\u0442\u0435\u043b\u044c\u043d\u043e, \u0447\u0442\u043e \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 13 \u043f\u0443\u043b\u043e\u0432 \u0438\u043c\u0435\u043b\u0438 \u0441\u043e\u0432\u043e\u043a\u0443\u043f\u043d\u044b\u0439 \u0440\u0430\u0437\u043c\u0435\u0440 \u043f\u0443\u043b\u0430 \u043c\u0435\u043d\u0435\u0435 $1 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u0430, \u0447\u0442\u043e \u0441\u0442\u0430\u043b\u043e \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u043c \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f <a href=\"https:\/\/www.housingwire.com\/articles\/joseph-gormley-nominated-to-lead-ginnie-mae\/\">\u0414\u0436\u0438\u043d\u043d\u0438 \u041c\u044d\u0439<\/a>\u041f\u0440\u0430\u0432\u0438\u043b\u043e, \u0440\u0430\u0437\u0440\u0435\u0448\u0430\u044e\u0449\u0435\u0435 \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u0435 \u043f\u0443\u043b\u043e\u0432 \u0440\u0430\u0437\u043c\u0435\u0440\u043e\u043c \u0432\u0441\u0435\u0433\u043e $250 000. \u041d\u0430 \u0438\u0445 \u0434\u043e\u043b\u044e \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u043b\u043e\u0441\u044c $6,6 \u043c\u043b\u043d \u043d\u0435\u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u043e\u0433\u043e \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0433\u043e \u043e\u0441\u0442\u0430\u0442\u043a\u0430 (UPB), \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0432 \u043f\u0440\u043e\u0442\u0438\u0432\u043d\u043e\u043c \u0441\u043b\u0443\u0447\u0430\u0435 \u043c\u043e\u0433 \u0431\u044b \u0438 \u043d\u0435 \u0431\u044b\u0442\u044c \u0432\u044b\u043f\u0443\u0449\u0435\u043d.<\/p>\n<p>\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 APM 23-11 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 Ginnie Mae, \u0432\u0432\u0435\u0434\u0451\u043d\u043d\u0430\u044f \u0432 2023 \u0433\u043e\u0434\u0443, \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u0442\u044c \u0434\u043e\u043b\u0438 \u0443\u0447\u0430\u0441\u0442\u0438\u044f \u043f\u043e \u043e\u0434\u043d\u043e\u043c\u0443 \u0438 \u0442\u043e\u043c\u0443 \u0436\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u0443 \u0431\u043e\u043b\u0435\u0435 \u043e\u0434\u043d\u043e\u0433\u043e \u0440\u0430\u0437\u0430 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043e\u0434\u043d\u043e\u0433\u043e \u043c\u0435\u0441\u044f\u0446\u0430. \u0412 \u043d\u043e\u044f\u0431\u0440\u0435 \u0442\u0430\u043a\u0438\u0435 \u0434\u043e\u043b\u0438 \u0441\u043e\u0441\u0442\u0430\u0432\u0438\u043b\u0438 $64,8 \u043c\u043b\u043d, \u0432\u043a\u043b\u044e\u0447\u0430\u044f $7,4 \u043c\u043b\u043d \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u043f\u0435\u0440\u0432\u043e\u0433\u043e \u0443\u0447\u0430\u0441\u0442\u0438\u044f.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0412 \u043d\u043e\u044f\u0431\u0440\u0435 \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u043d\u044b\u0445 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u0441 \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u043c \u0432\u044b\u043a\u0443\u043f\u043e\u043c (HECM) \u0438\u0441\u043a\u0443\u0441\u0441\u0442\u0432\u0435\u043d\u043d\u043e \u0437\u0430\u0432\u044b\u0441\u0438\u043b\u043e\u0441\u044c \u0438\u0437-\u0437\u0430 \u043f\u0440\u0438\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043a\u0438 \u0440\u0430\u0431\u043e\u0442\u044b \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430, \u0438 \u044d\u0442\u043e\u0442 \u044d\u0444\u0444\u0435\u043a\u0442 \u043c\u043e\u0436\u0435\u0442 \u0441\u043e\u0445\u0440\u0430\u043d\u0438\u0442\u044c\u0441\u044f \u0434\u043e \u0434\u0435\u043a\u0430\u0431\u0440\u044f. \u041c\u0435\u0436\u0434\u0443 \u0442\u0435\u043c, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u043e\u0442\u0447\u0435\u0442\u0430\u043c, \u043e\u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u043d\u043d\u044b\u043c \u043d\u0430 \u044d\u0442\u043e\u0439 \u043d\u0435\u0434\u0435\u043b\u0435, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u043d\u0430 \u0432\u0442\u043e\u0440\u0438\u0447\u043d\u043e\u043c \u0440\u044b\u043d\u043a\u0435 \u0437\u0430\u043c\u0435\u0434\u043b\u0438\u043b\u0430\u0441\u044c. \u0412 \u043e\u0431\u0449\u0435\u0439 \u0441\u043b\u043e\u0436\u043d\u043e\u0441\u0442\u0438 \u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 (FHA) \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043b\u043e 3905 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 HECM \u0432 \u043d\u043e\u044f\u0431\u0440\u0435 \u2014 \u043f\u043e\u0447\u0442\u0438 771 TP3T [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-61667","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HECM endorsements spike in November amid shutdown backlog - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/hecm-endorsements-spike-in-november-amid-shutdown-backlog\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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