{"id":62026,"date":"2026-01-13T03:00:15","date_gmt":"2026-01-13T02:00:15","guid":{"rendered":"https:\/\/housesmarketplace.com\/skyrocketing-health-care-costs-threaten-early-retirement\/"},"modified":"2026-01-13T03:00:15","modified_gmt":"2026-01-13T02:00:15","slug":"skyrocketing-health-care-costs-threaten-early-retirement","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/skyrocketing-health-care-costs-threaten-early-retirement\/","title":{"rendered":"\u0421\u0442\u0440\u0435\u043c\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0440\u043e\u0441\u0442 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f \u0443\u0433\u0440\u043e\u0436\u0430\u0435\u0442 \u0434\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u043c\u0443 \u0432\u044b\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e."},"content":{"rendered":"<div>\n<p>\u0421\u0442\u0440\u0435\u043c\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0440\u043e\u0441\u0442 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0443\u0433\u0440\u043e\u0437\u0443 \u043d\u0430 \u0440\u0430\u043d\u043d\u0435\u0439 \u0441\u0442\u0430\u0434\u0438\u0438. <a href=\"https:\/\/www.housingwire.com\/articles\/elon-musk-retirement-saving-could-become-irrelevant\/\">\u0432\u044b\u0445\u043e\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e<\/a> \u043c\u0435\u0447\u0442\u044b \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0446\u0435\u0432.<\/p>\n<p>\u0420\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u043d\u044b\u0435 \u0441\u0443\u0431\u0441\u0438\u0434\u0438\u0438 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u0417\u0430\u043a\u043e\u043d\u0430 \u043e \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u043c \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0438 (ACA) <a href=\"https:\/\/www.housingwire.com\/articles\/will-steep-increases-in-health-insurance-premiums-threaten-u-s-homebuying\/\">\u0438\u0441\u0442\u0435\u043a\u0448\u0438\u0439<\/a> \u043a \u043a\u043e\u043d\u0446\u0443 2025 \u0433\u043e\u0434\u0430 \u2014 \u0432 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 \u0447\u0435\u0433\u043e 24 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u0430 \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0441\u0442\u043e\u043b\u043a\u043d\u0443\u0442\u0441\u044f \u0441 \u0440\u0435\u0437\u043a\u0438\u043c \u0440\u043e\u0441\u0442\u043e\u043c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f, \u0435\u0441\u043b\u0438... <strong>\u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441<\/strong> \u0434\u0435\u044f\u043d\u0438\u044f.<\/p>\n<p>\u0421\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u0434\u0430\u043d\u043d\u044b\u043c, \u043d\u0430\u0438\u0431\u043e\u043b\u044c\u0448\u0435\u043c\u0443 \u0440\u0438\u0441\u043a\u0443 \u043f\u043e\u0434\u0432\u0435\u0440\u0436\u0435\u043d\u044b \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0446\u044b \u0441\u043e \u0441\u0440\u0435\u0434\u043d\u0438\u043c \u0443\u0440\u043e\u0432\u043d\u0435\u043c \u0434\u043e\u0445\u043e\u0434\u0430 \u0432 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0435 \u043e\u0442 50 \u0434\u043e 64 \u043b\u0435\u0442. <strong>\u041a\u0424\u0424<\/strong> \u0434\u0430\u043d\u043d\u044b\u0435, \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u043d\u044b\u0435 \u0432 \u043d\u0435\u0434\u0430\u0432\u043d\u0435\u043c <a href=\"https:\/\/www.kiplinger.com\/retirement\/retirement-planning\/will-soaring-health-care-premiums-tank-your-early-retirement\">\u043e\u0442\u0447\u0435\u0442<\/a> \u0438\u0437 \u0438\u0437\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 Kiplinger. \u00a0<\/p>\n<p>\u042d\u0442\u0430 \u0433\u0440\u0443\u043f\u043f\u0430 \u0441\u043b\u0438\u0448\u043a\u043e\u043c \u043c\u043e\u043b\u043e\u0434\u0430 \u0434\u043b\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0439 \u043f\u043e\u043c\u043e\u0449\u0438 \u043f\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435 Medicare \u0438 \u043c\u043e\u0436\u0435\u0442 \u0441\u0442\u043e\u043b\u043a\u043d\u0443\u0442\u044c\u0441\u044f \u0441... <a href=\"https:\/\/www.housingwire.com\/articles\/long-term-health-care-costs-reverse-mortgage-medicaid-trump\/\">\u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435<\/a> \u0434\u0432\u043e\u0439\u043d\u043e\u0439 \u0438\u043b\u0438 \u0442\u0440\u043e\u0439\u043d\u043e\u0439.<\/p>\n<p>\u00ab\u041f\u043e\u043b\u043e\u0432\u0438\u043d\u0430 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u043e\u0432 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b ACA, \u0438\u043c\u0435\u044e\u0449\u0438\u0445 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d\u043d\u044b\u0439 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0439 \u0432\u044b\u0447\u0435\u0442, \u043d\u0430\u0445\u043e\u0434\u044f\u0442\u0441\u044f \u0432 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0435 \u043e\u0442 50 \u0434\u043e 64 \u043b\u0435\u0442\u00bb, \u2014 \u0433\u043e\u0432\u043e\u0440\u0438\u0442 \u0414\u0436\u0435\u0439\u043c\u0438 \u041a\u043e\u043a\u0441, \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u044e\u0449\u0438\u0439 \u043f\u0430\u0440\u0442\u043d\u0435\u0440 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. <strong>Harris Financial Group<\/strong>\u00ab\u042d\u0442\u043e \u0440\u0430\u0437\u043e\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0434\u043b\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0430\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d \u0438\u0437\u0434\u0430\u043d\u0438\u044e Kiplinger. \u00ab\u041c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430, \u043f\u043e \u0441\u0443\u0442\u0438, \u043f\u0440\u0438\u0437\u0432\u0430\u043d\u0430 \u0441\u043f\u0430\u0441\u0442\u0438 \u0432\u0430\u043c \u0436\u0438\u0437\u043d\u044c. \u041d\u043e \u043e\u043d\u0430 \u0442\u0430\u043a\u0436\u0435 \u043c\u043e\u0436\u0435\u0442 \u0440\u0430\u0437\u0440\u0443\u0448\u0438\u0442\u044c \u0432\u0430\u0448\u0438 \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u043d\u044b\u0435 \u043d\u0430\u043a\u043e\u043f\u043b\u0435\u043d\u0438\u044f\u00bb.<\/p>\n<p>\u041e\u0436\u0438\u0434\u0430\u0435\u0442\u0441\u044f, \u0447\u0442\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u0432\u0437\u043d\u043e\u0441\u044b \u043f\u043e \u043f\u043b\u0430\u043d\u0430\u043c \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u044b\u043c \u043d\u0430 \u0442\u043e\u0440\u0433\u043e\u0432\u043e\u0439 \u043f\u043b\u043e\u0449\u0430\u0434\u043a\u0435 ACA, \u0432\u044b\u0440\u0430\u0441\u0442\u0443\u0442 \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c \u043d\u0430 181%.<\/p>\n<p>\u0414\u043b\u044f 50-\u043b\u0435\u0442\u043d\u0435\u0433\u043e \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0430, \u0437\u0430\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u044e\u0449\u0435\u0433\u043e \u043e\u043a\u043e\u043b\u043e 100 000 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u0432 \u0433\u043e\u0434, \u0435\u0436\u0435\u0433\u043e\u0434\u043d\u044b\u0435 \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043c\u043e\u0433\u0443\u0442 \u0432\u044b\u0440\u0430\u0441\u0442\u0438 \u0441 5328 \u0434\u043e 9828 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432. 64-\u043b\u0435\u0442\u043d\u0435\u043c\u0443 \u0447\u0435\u043b\u043e\u0432\u0435\u043a\u0443, \u043f\u0440\u0438\u0431\u043b\u0438\u0436\u0430\u044e\u0449\u0435\u043c\u0443\u0441\u044f \u043a \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044e \u043f\u0440\u0430\u0432\u0430 \u043d\u0430 Medicare, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u0432\u0437\u043d\u043e\u0441\u044b \u043c\u043e\u0433\u0443\u0442 \u0441\u043e\u0441\u0442\u0430\u0432\u0438\u0442\u044c 16 500 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u2014 \u043d\u0430 11 000 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u0431\u043e\u043b\u044c\u0448\u0435, \u0447\u0435\u043c \u0432 2025 \u0433\u043e\u0434\u0443, \u0441\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u0434\u0430\u043d\u043d\u044b\u043c KFF.<\/p>\n<p>\u00ab\u041f\u043e\u0436\u0438\u043b\u044b\u0435 \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u043d\u0430 \u0431\u0438\u0440\u0436\u0435 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0441\u0442\u043e\u043b\u043a\u043d\u0443\u0442\u0441\u044f \u0441 \u043e\u0434\u043d\u0438\u043c\u0438 \u0438\u0437 \u0441\u0430\u043c\u044b\u0445 \u0431\u043e\u043b\u044c\u0448\u0438\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0442\u0440\u0443\u0434\u043d\u043e\u0441\u0442\u0435\u0439, \u0435\u0441\u043b\u0438 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u043d\u044b\u0445 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0445 \u043b\u044c\u0433\u043e\u0442 \u043f\u0440\u0435\u043a\u0440\u0430\u0442\u0438\u0442\u0441\u044f\u00bb, \u2014 \u043d\u0430\u043f\u0438\u0441\u0430\u043b \u0432 \u0441\u0432\u043e\u0435\u043c \u0431\u043b\u043e\u0433\u0435 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a KFF \u041c\u044d\u0442\u0442 \u041c\u0430\u043a\u0433\u043e\u0443.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-congressional-action-still-possible\">\u0414\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441\u0430 \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b.<\/h2>\n<p>\u0415\u0441\u0442\u044c \u043d\u0430\u0434\u0435\u0436\u0434\u0430, \u0447\u0442\u043e \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u0438 \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u043e\u0434\u043b\u0438\u0442\u044c \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u0441\u0443\u0431\u0441\u0438\u0434\u0438\u0439 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u0417\u0430\u043a\u043e\u043d\u0430 \u043e \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u043c \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0438 (ACA).<\/p>\n<p>8 \u044f\u043d\u0432\u0430\u0440\u044f <strong>\u0414\u043e\u043c<\/strong> \u0431\u044b\u043b \u043f\u0440\u0438\u043d\u044f\u0442 \u0437\u0430\u043a\u043e\u043d \u043e \u043f\u0440\u043e\u0434\u043b\u0435\u043d\u0438\u0438 \u043d\u0430 \u0442\u0440\u0438 \u0433\u043e\u0434\u0430, \u043d\u043e <strong>\u0421\u0435\u043d\u0430\u0442<\/strong> \u0420\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u0435\u0442\u0441\u044f \u0434\u0432\u0443\u0445\u043b\u0435\u0442\u043d\u0438\u0439 \u043f\u043b\u0430\u043d, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0449\u0438\u0439 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u0435 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f \u043f\u043e \u0434\u043e\u0445\u043e\u0434\u0430\u043c \u0438 \u043c\u0435\u0440\u044b \u043f\u043e \u0431\u043e\u0440\u044c\u0431\u0435 \u0441 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e\u043c. <\/p>\n<p>\u041f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442 \u0414\u043e\u043d\u0430\u043b\u044c\u0434 \u0422\u0440\u0430\u043c\u043f \u0434\u0430\u043b \u043f\u043e\u043d\u044f\u0442\u044c, \u0447\u0442\u043e \u043c\u043e\u0436\u0435\u0442 \u043d\u0430\u043b\u043e\u0436\u0438\u0442\u044c \u0432\u0435\u0442\u043e \u043d\u0430 \u043b\u044e\u0431\u043e\u0435 \u043f\u0440\u043e\u0434\u043b\u0435\u043d\u0438\u0435 \u0441\u0440\u043e\u043a\u0430 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b, \u0447\u0442\u043e \u0441\u043e\u0437\u0434\u0430\u0441\u0442 \u043d\u0435\u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u043e\u0441\u0442\u044c \u0434\u043b\u044f \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u0435\u0440\u043e\u0432 \u0438 \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0446\u0435\u0432, \u0435\u0449\u0435 \u043d\u0435 \u0438\u043c\u0435\u044e\u0449\u0438\u0445 \u043f\u0440\u0430\u0432\u0430 \u043d\u0430 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0435 Medicare.<\/p>\n<p>\u0414\u0430\u0436\u0435 \u0441 \u0443\u0447\u0435\u0442\u043e\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0434\u043b\u0435\u043d\u0438\u044f, \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u044b \u043f\u0440\u0435\u0434\u0443\u043f\u0440\u0435\u0436\u0434\u0430\u044e\u0442, \u0447\u0442\u043e \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u043e\u0441\u0442\u0430\u044e\u0442\u0441\u044f \u0432\u044b\u0441\u043e\u043a\u0438\u043c\u0438. <a href=\"https:\/\/www.housingwire.com\/articles\/medicare-part-b-premium-2026\/\">\u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u0430\u044f \u0437\u0430\u0434\u0430\u0447\u0430<\/a>.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-financial-planning-even-more-critical\">\u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0435 \u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u0435\u0449\u0435 \u0431\u043e\u043b\u0435\u0435 \u0432\u0430\u0436\u043d\u044b\u043c.<\/h2>\n<p>\u0420\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043e\u0434\u043d\u043e\u0439 \u0438\u0437 \u0433\u043b\u0430\u0432\u043d\u044b\u0445 \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0434\u043b\u044f \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u0435\u0440\u043e\u0432 \u0438 \u0442\u0435\u0445, \u043a\u0442\u043e \u0440\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u0435\u0442 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0434\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0433\u043e \u0432\u044b\u0445\u043e\u0434\u0430 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e.<\/p>\n<p>\u00ab\u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f \u2014 \u043e\u0434\u043d\u0430 \u0438\u0437 \u0433\u043b\u0430\u0432\u043d\u044b\u0445 \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0438 \u043f\u043e\u0432\u043e\u0434\u043e\u0432 \u0434\u043b\u044f \u0431\u0435\u0441\u043f\u043e\u043a\u043e\u0439\u0441\u0442\u0432\u0430 \u0434\u043b\u044f \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0430 \u043d\u0430\u0448\u0438\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0438 \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u0435\u0440\u043e\u0432\u00bb, \u2014 \u0433\u043e\u0432\u043e\u0440\u0438\u0442 \u0420\u043e\u0431 \u0423\u0438\u043b\u044c\u044f\u043c\u0441, \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u044c \u043e\u0442\u0434\u0435\u043b\u0430 \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0439 \u0432 \u0441\u0444\u0435\u0440\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0430\u043a\u0442\u0438\u0432\u0430\u043c\u0438. <strong>\u0427\u0430\u0440\u043b\u044c\u0437 \u0428\u0432\u0430\u0431<\/strong>\u00ab\u041f\u043e\u044d\u0442\u043e\u043c\u0443, \u0435\u0441\u043b\u0438 \u0432\u044b \u043f\u043b\u0430\u043d\u0438\u0440\u0443\u0435\u0442\u0435 \u0432\u044b\u0439\u0442\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e \u0434\u043e\u0441\u0440\u043e\u0447\u043d\u043e, \u043e\u0447\u0435\u043d\u044c \u0432\u0430\u0436\u043d\u043e \u0443\u0431\u0435\u0434\u0438\u0442\u044c\u0441\u044f, \u0447\u0442\u043e \u0432\u044b \u0441\u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043f\u0440\u0430\u0432\u0438\u0442\u044c\u0441\u044f \u0441 \u043b\u044e\u0431\u044b\u043c\u0438 \u0440\u0430\u0441\u0445\u043e\u0434\u0430\u043c\u0438 \u043d\u0430 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0435 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u0438 \u043e\u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0438\u0445\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d \u0438\u0437\u0434\u0430\u043d\u0438\u044e Kiplinger.<\/p>\n<p>\u0412 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 <strong>\u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438 \u0432 Fidelity<\/strong>20% \u0432\u0441\u0435\u0445 \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0446\u0435\u0432 \u0438 25% <a href=\"https:\/\/www.housingwire.com\/articles\/gen-x-retirement-readiness-survey-northwestern-mutual\/\">\u041f\u043e\u043a\u043e\u043b\u0435\u043d\u0438\u0435 X<\/a> \u041d\u0438\u043a\u043e\u0433\u0434\u0430 \u043d\u0435 \u0437\u0430\u0434\u0443\u043c\u044b\u0432\u0430\u043b\u0438\u0441\u044c \u043e \u043f\u043e\u0442\u0440\u0435\u0431\u043d\u043e\u0441\u0442\u044f\u0445 \u0432 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u043c \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0438 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u0438. \u0415\u0449\u0435 171 \u0447\u0435\u043b\u043e\u0432\u0435\u043a \u0438\u0437 \u0433\u0440\u0443\u043f\u043f\u044b TP3T \u043d\u0435 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u043d\u044f\u043b\u0438 \u043d\u0438\u043a\u0430\u043a\u0438\u0445 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0439 \u0434\u043b\u044f \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0438.<\/p>\n<p>\u041a\u043e\u043a\u0441 \u0434\u043e\u0431\u0430\u0432\u0438\u043b, \u0447\u0442\u043e \u0440\u043e\u0441\u0442 \u0446\u0435\u043d \u0437\u0430\u0442\u0440\u0430\u0433\u0438\u0432\u0430\u0435\u0442 \u0432\u0441\u0435\u0445 \u0430\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0446\u0435\u0432, \u0430 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0442\u0435\u0445, \u043a\u0442\u043e \u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442\u0441\u044f \u0443\u0441\u043b\u0443\u0433\u0430\u043c\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 ACA Marketplace.<\/p>\n<p>\u00ab\u042d\u0442\u043e \u043f\u043e\u0432\u0441\u0435\u043c\u0435\u0441\u0442\u043d\u0430\u044f \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430 \u043a\u0430\u043a \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e, \u0442\u0430\u043a \u0438 \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u043e\u043d, \u0434\u043e\u0431\u0430\u0432\u0438\u0432, \u0447\u0442\u043e \u0434\u0430\u0436\u0435 \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043f\u0440\u043e\u0444\u0441\u043e\u044e\u0437\u043d\u044b\u0445 \u043f\u043b\u0430\u043d\u043e\u0432 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u0432\u0437\u043d\u043e\u0441\u044b \u0443\u0442\u0440\u0430\u0438\u0432\u0430\u044e\u0442\u0441\u044f. \u00ab\u0423 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u043b\u044e\u0434\u0435\u0439 \u0432\u0437\u043d\u043e\u0441\u044b \u0432\u044b\u0440\u0430\u0441\u0442\u0443\u0442 \u0441 $600 \u0434\u043e $1800. \u042d\u0442\u043e \u043f\u043e\u0447\u0442\u0438 \u043a\u0430\u043a \u0432\u0442\u043e\u0440\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430\u00bb.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 \u2014 leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-62026","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Skyrocketing health care costs threaten early retirement - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/skyrocketing-health-care-costs-threaten-early-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skyrocketing health care costs threaten early retirement\" \/>\n<meta property=\"og:description\" content=\"Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 \u2014 leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. 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