{"id":62348,"date":"2026-02-20T03:05:07","date_gmt":"2026-02-20T02:05:07","guid":{"rendered":"https:\/\/housesmarketplace.com\/older-women-worry-about-retirement-security-making-them-prime-reverse-mortgage-candidates\/"},"modified":"2026-02-20T03:05:07","modified_gmt":"2026-02-20T02:05:07","slug":"older-women-worry-about-retirement-security-making-them-prime-reverse-mortgage-candidates","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/older-women-worry-about-retirement-security-making-them-prime-reverse-mortgage-candidates\/","title":{"rendered":"Older women worry about retirement security, making them prime reverse mortgage candidates"},"content":{"rendered":"<div>\n<p>Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new <strong>\u0410\u0410\u0420\u041f<\/strong> \u043e\u043f\u0440\u043e\u0441.<\/p>\n<p>The research, part of AARP\u2019s \u201cShe\u2019s the Difference\u201d series, highlights financial concerns that weigh heavily on older women \u2014 particularly when it comes to <a href=\"https:\/\/www.housingwire.com\/articles\/medicare-advantage-insurer-exits\/\">\u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435<\/a>, emergencies and living comfortably in <a href=\"https:\/\/www.housingwire.com\/articles\/aging-america-reshapes-retirement-exposes-divides\/\">\u0432\u044b\u0445\u043e\u0434 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e<\/a>.<\/p>\n<p>\u201cWhen kitchen table costs are rising along with retirement insecurity, those concerns don\u2019t stay at home,\u201d said Nancy LeaMond, AARP\u2019s chief advocacy and engagement officer. \u201cThey shape how older women voters think about the upcoming elections.\u201d<\/p>\n<p>The <a href=\"https:\/\/www.aarp.org\/advocacy\/shes-the-difference-financial-economic-concerns\/\">\u043e\u043f\u0440\u043e\u0441<\/a>, conducted in December by bipartisan pollsters <strong>Echelon Insights<\/strong> \u0438 <strong>GBAO Strategies<\/strong>, collected responses from nearly 2,600 voters ages 50 and up.<\/p>\n<p>It found that women ages 50 to 64 are especially anxious about their <a href=\"https:\/\/www.housingwire.com\/articles\/home-equity-retirement-savings-shortfall\/\">economic security<\/a>, a concern that extends to long-term retirement planning.<\/p>\n<p>More than half of women surveyed are unsure whether their savings will last in retirement. Among those 50 to 64, two-thirds express uncertainty \u2014 compared with half of women 65 and older.<\/p>\n<p>Short-term financial stress is also significant, with more than 40% of the survey group reporting that they\u2019re unable to cover a $400 emergency without borrowing or tapping into retirement savings.<\/p>\n<p>Women worry that a struggling economy, rising costs and uncertainty over whether <a href=\"https:\/\/www.housingwire.com\/articles\/house-funding-boost-social-security\/\">\u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0435 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u0435<\/a> will cover expenses could put a comfortable retirement out of reach.<\/p>\n<p>More than 80% expect Social Security to provide income in their 60s, and nearly 30% anticipate it will be their only source of income.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-health-care-costs-dominate-worries\">Health care costs dominate worries<\/h2>\n<p>Stress over health care costs outranks other financial concerns.<\/p>\n<p>Only 45% of women in the 50-to-64 bracket strongly or somewhat agree they can afford medical expenses.<\/p>\n<p>Many have already made tough choices, with 38% of women in this age group skipping medical care due to costs. Women 65 and older are slightly more confident due to <a href=\"https:\/\/www.housingwire.com\/articles\/white-house-medicare-advantage-rates-2027\/\">Medicare<\/a> coverage, but more than one-quarter remain uncertain about affording health care.<\/p>\n<p>Older women are more likely than men to provide unpaid care for adult relatives, with 37% of women 50 to 64 and 42% of women 65-plus reporting caregiver duties.<\/p>\n<p>Caregiving often comes with financial sacrifices, with nearly 40% providing some <a href=\"https:\/\/www.housingwire.com\/articles\/the-bank-of-mom-and-dad-can-strain-retirement\/\">financial support to adult children<\/a>.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-reverse-mortgages-reflect-demographic-trends\">Reverse mortgages reflect demographic trends<\/h2>\n<p>Amid these concerns, the <a href=\"https:\/\/www.housingwire.com\/articles\/reverse-mortgage-myths-2026\/\">\u043e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430<\/a> landscape continues to evolve.<\/p>\n<p><strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 <\/strong>(FHA) data shows the Home Equity Conversion Mortgage (HECM) program predominantly served single female borrowers in fiscal year 2025, making up 41.1% of all endorsements. <\/p>\n<p>Across all borrowers, the average age rose slightly to about 75. Reverse mortgage volume rose in 2025, with 28,172 HECM endorsements, although that\u2019s less than half the total from three years earlier. The FHA attributes the drop to higher interest rates and more stable home-price appreciation.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new AARP survey. The research, part of AARP\u2019s \u201cShe\u2019s the Difference\u201d series, highlights financial concerns that weigh heavily on older women \u2014 particularly when it comes [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-62348","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Older women worry about retirement security, making them prime reverse mortgage candidates - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/older-women-worry-about-retirement-security-making-them-prime-reverse-mortgage-candidates\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Older women worry about retirement security, making them prime reverse mortgage candidates\" \/>\n<meta property=\"og:description\" content=\"Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new AARP survey. 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