{"id":62571,"date":"2026-03-18T03:05:07","date_gmt":"2026-03-18T02:05:07","guid":{"rendered":"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/"},"modified":"2026-03-18T03:05:07","modified_gmt":"2026-03-18T02:05:07","slug":"older-americans-maintain-record-share-of-housing-wealth","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/older-americans-maintain-record-share-of-housing-wealth\/","title":{"rendered":"Older Americans maintain record share of housing wealth"},"content":{"rendered":"<div>\n<p>Older Americans now hold as much real estate wealth as middle-aged homeowners, illustrating the widening gaps in homeownership access and long-term home price gains.<\/p>\n<p>An analysis from <strong>\u041a\u0440\u0430\u0441\u043d\u043e\u043f\u0435\u0440\u044b\u0439<\/strong>, \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438\u0437 <strong>\u0421\u043e\u0432\u0435\u0442 \u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0439 \u0440\u0435\u0437\u0435\u0440\u0432\u043d\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b<\/strong>, found that Americans ages 70 and older controlled roughly 26% of the nation\u2019s $48 trillion in <a href=\"https:\/\/www.housingwire.com\/articles\/gen-x-millennials-set-to-inherit-trillions-in-real-estate-wealth\/\">real estate wealth<\/a> in the third quarter of 2025. That matches the share held by those ages 40 to 54 \u2014 the first time the two groups have reached parity.<\/p>\n<p>The crossover first occurred in the second quarter of 2025, when older Americans slightly surpassed the 40-to-54 age group at just over 26%, a record high.<\/p>\n<p>Redfin\u2019s <a href=\"https:\/\/www.redfin.com\/news\/real-estate-wealth-by-age\/\">\u043e\u0442\u0447\u0435\u0442<\/a> shows the share of housing wealth held by the <a href=\"https:\/\/www.housingwire.com\/articles\/senior-home-renovation-adu\/\">70-and-older demographic<\/a> increasing steadily for decades. In 2005, that group held 16.6% of real estate wealth. A decade ago, the share was 21.6%.<\/p>\n<p>Americans in the 70-and-older group now hold roughly $13 trillion in housing wealth. By contrast, the share held by Americans ages 40 to 54 has declined over time. That group controlled 29.3% of real estate wealth a decade ago \u2014 compared with 26% in 2025.<\/p>\n<p>Americans ages 55 to 69 still hold the largest share overall at 35.3%, but that figure has also declined from 37.2% over the past decade.<\/p>\n<p><a href=\"https:\/\/www.housingwire.com\/articles\/how-real-estate-agents-are-helping-young-homebuyers-overcome-fears-finances\/\">Younger Americans<\/a> have seen little change. Those under age 40 held 12.6% of real estate wealth in the third quarter of 2025 \u2014 only slightly higher than their 11.9% share a decade ago.<\/p>\n<p><a href=\"https:\/\/www.housingwire.com\/company\/redfin\/\">\u041a\u0440\u0430\u0441\u043d\u043e\u043f\u0435\u0440\u044b\u0439<\/a> chief economist Daryl Fairweather said the shift reflects long-term <a href=\"https:\/\/www.housingwire.com\/articles\/case-shiller-december-growth\/\">home price growth<\/a> and challenges that younger buyers face when entering the housing market.<\/p>\n<p>\u201cBreaking into homeownership wasn\u2019t an easy feat for <a href=\"https:\/\/www.housingwire.com\/articles\/baby-boomer-retirement-small-business-transfers\/\">\u0431\u044d\u0431\u0438-\u0431\u0443\u043c\u0435\u0440\u044b<\/a>, who faced high inflation and high interest rates,\u201d Fairweather said in a statement. \u201cBut mortgage rates then entered a decades-long decline, fueling years of home price growth that benefited baby boomers. Those home price gains, along with a rebound in mortgage rates in recent years, have pushed homeownership out of reach for many younger Americans.\u201d<\/p>\n<p>Higher home prices and elevated <a href=\"https:\/\/www.housingwire.com\/articles\/mortgage-rates-us-iran\/\">\u0441\u0442\u0430\u0432\u043a\u0438 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u043c<\/a> in recent years have made it more difficult for first-time buyers to enter the market. As a result, younger households are purchasing homes later in life \u2014 and in some cases, delaying homeownership altogether.<\/p>\n<p>There are early signs that affordability pressures may ease.<\/p>\n<p>Redfin reported that home price growth has slowed compared with the surge seen during the pandemic-era housing market. Mortgage rates have also declined in recent months with the average 30-year fixed rate moving closer to 6% \u2014 some of the lowest levels in more than three years.<\/p>\n<p>The company projected that income growth could outpace home price increases in 2026 \u2014 potentially improving conditions for buyers who have been priced out in recent years.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Older Americans now hold as much real estate wealth as middle-aged homeowners, illustrating the widening gaps in homeownership access and long-term home price gains. An analysis from Redfin, based on data from the Federal Reserve Board, found that Americans ages 70 and older controlled roughly 26% of the nation\u2019s $48 trillion in real estate wealth [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-62571","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Older Americans maintain record share of housing wealth - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/older-americans-maintain-record-share-of-housing-wealth\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Older Americans maintain record share of housing wealth\" \/>\n<meta property=\"og:description\" content=\"Older Americans now hold as much real estate wealth as middle-aged homeowners, illustrating the widening gaps in homeownership access and long-term home price gains. An analysis from Redfin, based on data from the Federal Reserve Board, found that Americans ages 70 and older controlled roughly 26% of the nation\u2019s $48 trillion in real estate wealth [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/housesmarketplace.com\/ru\/older-americans-maintain-record-share-of-housing-wealth\/\" \/>\n<meta property=\"og:site_name\" content=\"Houses Marketplace\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-18T02:05:07+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 \u043c\u0438\u043d\u0443\u0442\u044b\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/housesmarketplace.com\/#website\",\"url\":\"https:\/\/housesmarketplace.com\/\",\"name\":\"Houses Marketplace\",\"description\":\"International Real Estate\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/housesmarketplace.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ru-RU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#webpage\",\"url\":\"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/\",\"name\":\"Older Americans maintain record share of housing wealth - Houses Marketplace\",\"isPartOf\":{\"@id\":\"https:\/\/housesmarketplace.com\/#website\"},\"datePublished\":\"2026-03-18T02:05:07+00:00\",\"dateModified\":\"2026-03-18T02:05:07+00:00\",\"author\":{\"@id\":\"https:\/\/housesmarketplace.com\/#\/schema\/person\/665c421ad640387074205c0c27f1322d\"},\"breadcrumb\":{\"@id\":\"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#breadcrumb\"},\"inLanguage\":\"ru-RU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/housesmarketplace.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Older Americans maintain record share of housing wealth\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/housesmarketplace.com\/#\/schema\/person\/665c421ad640387074205c0c27f1322d\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/housesmarketplace.com\/#personlogo\",\"inLanguage\":\"ru-RU\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/140237897fb8310eb02b9e9e60bc4c80ec8ee5e10f4896a3c4d6b98a92bf825e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/140237897fb8310eb02b9e9e60bc4c80ec8ee5e10f4896a3c4d6b98a92bf825e?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\/\/housesmarketplace.com\/ru\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Older Americans maintain record share of housing wealth - Houses Marketplace","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/housesmarketplace.com\/ru\/older-americans-maintain-record-share-of-housing-wealth\/","og_locale":"ru_RU","og_type":"article","og_title":"Older Americans maintain record share of housing wealth","og_description":"Older Americans now hold as much real estate wealth as middle-aged homeowners, illustrating the widening gaps in homeownership access and long-term home price gains. An analysis from Redfin, based on data from the Federal Reserve Board, found that Americans ages 70 and older controlled roughly 26% of the nation\u2019s $48 trillion in real estate wealth [&hellip;]","og_url":"https:\/\/housesmarketplace.com\/ru\/older-americans-maintain-record-share-of-housing-wealth\/","og_site_name":"Houses Marketplace","article_published_time":"2026-03-18T02:05:07+00:00","twitter_card":"summary_large_image","twitter_misc":{"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c":"admin","\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f":"2 \u043c\u0438\u043d\u0443\u0442\u044b"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/housesmarketplace.com\/#website","url":"https:\/\/housesmarketplace.com\/","name":"Houses Marketplace","description":"International Real Estate","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/housesmarketplace.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ru-RU"},{"@type":"WebPage","@id":"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#webpage","url":"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/","name":"Older Americans maintain record share of housing wealth - Houses Marketplace","isPartOf":{"@id":"https:\/\/housesmarketplace.com\/#website"},"datePublished":"2026-03-18T02:05:07+00:00","dateModified":"2026-03-18T02:05:07+00:00","author":{"@id":"https:\/\/housesmarketplace.com\/#\/schema\/person\/665c421ad640387074205c0c27f1322d"},"breadcrumb":{"@id":"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#breadcrumb"},"inLanguage":"ru-RU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/housesmarketplace.com\/older-americans-maintain-record-share-of-housing-wealth\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/housesmarketplace.com\/"},{"@type":"ListItem","position":2,"name":"Older Americans maintain record share of housing wealth"}]},{"@type":"Person","@id":"https:\/\/housesmarketplace.com\/#\/schema\/person\/665c421ad640387074205c0c27f1322d","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/housesmarketplace.com\/#personlogo","inLanguage":"ru-RU","url":"https:\/\/secure.gravatar.com\/avatar\/140237897fb8310eb02b9e9e60bc4c80ec8ee5e10f4896a3c4d6b98a92bf825e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/140237897fb8310eb02b9e9e60bc4c80ec8ee5e10f4896a3c4d6b98a92bf825e?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/housesmarketplace.com\/ru\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/posts\/62571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/comments?post=62571"}],"version-history":[{"count":0,"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/posts\/62571\/revisions"}],"wp:attachment":[{"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/media?parent=62571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/categories?post=62571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/housesmarketplace.com\/ru\/wp-json\/wp\/v2\/tags?post=62571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}