{"id":62760,"date":"2026-04-10T03:00:12","date_gmt":"2026-04-10T01:00:12","guid":{"rendered":"https:\/\/housesmarketplace.com\/loandepot-figure-team-up-on-streamlined-home-loan-and-equity-products\/"},"modified":"2026-04-10T03:00:12","modified_gmt":"2026-04-10T01:00:12","slug":"loandepot-figure-team-up-on-streamlined-home-loan-and-equity-products","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/loandepot-figure-team-up-on-streamlined-home-loan-and-equity-products\/","title":{"rendered":"loanDepot, Figure team up on streamlined home loan and equity products"},"content":{"rendered":"<div>\n<p><strong>\u043a\u0440\u0435\u0434\u0438\u0442\u0434\u0435\u043f\u043e <\/strong>announced Thursday that it has formed a strategic partnership with <strong>\u0420\u0435\u0448\u0435\u043d\u0438\u044f Figure Technology<\/strong> to power a new \u201cexpress-path\u201d home loan product through loanDepot\u2019s mello platform.<\/p>\n<p>Under the agreement, <a href=\"https:\/\/www.housingwire.com\/company\/loandepot\/\">\u043a\u0440\u0435\u0434\u0438\u0442\u0434\u0435\u043f\u043e<\/a> will integrate <a href=\"https:\/\/www.housingwire.com\/company\/figure\/\">\u0424\u0438\u0433\u0443\u0440\u0430<\/a>\u2019s proprietary credit and loan underwriting engine into its mello technology stack and point-of-sale system. The integration is designed to allow loanDepot to offer a suite of faster-closing, express-path products, starting with the 5\u00d75 HomeLoan, according to a press release.<\/p>\n<p>The 5\u00d75 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days. The product can be used to access <a href=\"https:\/\/www.housingwire.com\/articles\/us-home-equity-trends\/\">\u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b<\/a> and will be available for refinances and purchase transactions, effectively giving borrowers an option comparable to <a href=\"https:\/\/www.housingwire.com\/articles\/purchasing-a-home-with-all-cash-gives-buyers-a-big-advantage\/\">cash offers<\/a> on speed and certainty of close.<\/p>\n<p>loanDepot, a national retail lender that <a href=\"https:\/\/www.housingwire.com\/articles\/loandepot-reenters-wholesale-lending\/\">recently rejoined<\/a> the wholesale channel, will roll out the 5\u00d75 HomeLoan in all 50 states. The product will be distributed through the company\u2019s sales force of nearly 1,800 licensed loan officers, who collectively hold about 12,500 state licenses.<\/p>\n<p>The partnership ties Figure\u2019s blockchain-based infrastructure and automated <a href=\"https:\/\/www.housingwire.com\/articles\/waterstone-mortgage-adopts-friday-harbor-ai-pre-underwriting\/\">\u0430\u043d\u0434\u0435\u0440\u0440\u0430\u0439\u0442\u0438\u043d\u0433<\/a> capabilities to loanDepot\u2019s existing proprietary tech stack and diversified distribution channels. Figure has focused on using blockchain rails and automated underwriting to compress cycle times and lower fulfillment costs, particularly in home equity and consumer credit.<\/p>\n<p>\u201cloanDepot already has the most differentiated customer acquisition and retention business model in the marketplace today, with a world-class brand and the only at-scale diversified channel strategy in the industry,\u201d <a href=\"https:\/\/www.housingwire.com\/tag\/anthony-hsieh\/\">\u042d\u043d\u0442\u043e\u043d\u0438 \u0425\u0441\u0438\u0435\u0445<\/a>, the company\u2019s founder and CEO, said in a statement.<\/p>\n<p>\u201cOur partnership with Figure builds on these unique assets and provides a meaningful strategic lever for our business, allowing us to help more customers, close more loans, materially reduce the cost to produce, and deliver profitable market share growth. Further, it positions us to introduce new and innovative products that expand the way we will meet the needs of borrowers in the future.\u201d<\/p>\n<p><em>This article was generated using HousingWire Automation and reviewed by a HousingWire editor before publication. The system helps convert company announcements and industry data into HousingWire-style news coverage.<\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>loanDepot announced Thursday that it has formed a strategic partnership with Figure Technology Solutions to power a new \u201cexpress-path\u201d home loan product through loanDepot\u2019s mello platform. Under the agreement, loanDepot will integrate Figure\u2019s proprietary credit and loan underwriting engine into its mello technology stack and point-of-sale system. The integration is designed to allow loanDepot to [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-62760","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>loanDepot, Figure team up on streamlined home loan and equity products - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.com\/ru\/loandepot-figure-team-up-on-streamlined-home-loan-and-equity-products\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"loanDepot, Figure team up on streamlined home loan and equity products\" \/>\n<meta property=\"og:description\" content=\"loanDepot announced Thursday that it has formed a strategic partnership with Figure Technology Solutions to power a new \u201cexpress-path\u201d home loan product through loanDepot\u2019s mello platform. 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