{"id":63542,"date":"2026-07-12T03:00:23","date_gmt":"2026-07-12T01:00:23","guid":{"rendered":"https:\/\/housesmarketplace.com\/trump-didnt-sign-it-but-the-21st-century-road-to-housing-act-is-now-law\/"},"modified":"2026-07-12T03:00:23","modified_gmt":"2026-07-12T01:00:23","slug":"trump-didnt-sign-it-but-the-21st-century-road-to-housing-act-is-now-law","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/trump-didnt-sign-it-but-the-21st-century-road-to-housing-act-is-now-law\/","title":{"rendered":"Trump didn\u2019t sign it, but the 21st Century ROAD to Housing Act is now law"},"content":{"rendered":"<div>\n<p>After months of deliberation, delays and drama, the 21st Century ROAD to Housing Act has finally crossed the finish line.\u00a0<\/p>\n<p>The <a href=\"https:\/\/www.housingwire.com\/articles\/understanding-21st-century-road-housing-act-119th-congress\/\">\u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e<\/a>, aimed at cutting red tape and making homeownership more attainable, is now the law of the land after President Donald Trump declined to sign or veto the bill before the deadline of midnight Eastern time Saturday.<\/p>\n<p>\u0412 <strong>\u041f\u0440\u0430\u0432\u0434\u0430 \u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f<\/strong> <a href=\"https:\/\/truthsocial.com\/@realDonaldTrump\/posts\/116895869064122989\">\u043f\u043e\u0447\u0442\u0430<\/a> on Friday morning, Trump said he <a href=\"https:\/\/www.housingwire.com\/articles\/trump-says-he-wont-sign-road-act-which-could-automatically-become-law-tonight\/\">withheld his signature<\/a> \u201cin protest\u201d of the <strong>\u0421\u0435\u043d\u0430\u0442<\/strong>\u2018s failure to pass the SAVE America Act, a separate bill targeting voter identification and registration.\u00a0<\/p>\n<p>The move threw a last-minute twist into what was a drama-filled final few weeks. Trump <a href=\"https:\/\/www.housingwire.com\/articles\/trump-housing-bill-signing\/\">abruptly canceled<\/a> a planned signing ceremony for the bill on June 24, demanding <strong>\u041a\u043e\u043d\u0433\u0440\u0435\u0441\u0441<\/strong> prioritize the SAVE America Act, and later dismissed the housing bill as a <a href=\"https:\/\/www.housingwire.com\/articles\/trump-calls-21st-century-road-to-housing-act-a-yawn\/\">\u201cbig yawn\u201d<\/a> by comparison.\u00a0<\/p>\n<p>The bipartisan package cleared the Senate 85-5 on June 22 and the <strong>\u043f\u0430\u043b\u0430\u0442\u0430 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u0435\u0439<\/strong> 358-32 on June 23. House Speaker Mike Johnson (R-La.) sent it back to the <strong>\u0431\u0435\u043b\u044b\u0439 \u0434\u043e\u043c<\/strong> on June 29. That started a 10-day clock, with Sundays excluded, for Trump to sign, veto or allow the legislation to become law without his signature \u2014 which is ultimately what happened.<\/p>\n<p>The dynamic is rare but not unprecedented. In 2016, then-President Barack Obama declined to sign a 10-year renewal of the Iran Sanctions Act, enabling the legislation to become law without taking action. That bill was also overwhelmingly bipartisan, having passed the Senate in a unanimous 99-0 vote.<\/p>\n<p>Recent polling from the <strong>\u0410\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0441\u043a\u0438\u0439 \u0430\u043b\u044c\u044f\u043d\u0441 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u0438\u043a\u043e\u0432 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438<\/strong> indicates that the general public <a href=\"https:\/\/www.housingwire.com\/articles\/road-to-housing-act-poll-support\/\">overwhelmingly backs<\/a> the main objectives of the ROAD to Housing Act, with 89% of voters voicing their support.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-first-comprehensive-housing-package-in-decades\">First comprehensive housing package in decades<\/h2>\n<p>The <a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/house-bill\/6644\/text\">final bill<\/a> includes provisions from more than 60 different bills introduced in Congress, most of which were introduced with bipartisan sponsors. A few of the bills incorporated into the 21st Century ROAD to Housing Act include:<\/p>\n<ul class=\"wp-block-list\">\n<li>The HOME Reform Act bolstered the <a href=\"https:\/\/www.housingwire.com\/articles\/house-bill-calls-for-home-housing-program-reforms\/\">HOME Investment Partnerships<\/a> program by updating program eligibility, streamlining environmental reviews and expanding flexibility for infrastructure and community land trusts.\u00a0<\/li>\n<li>The Rural Housing Service Reform Act modernized <strong>\u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0441\u0435\u043b\u044c\u0441\u043a\u043e\u0433\u043e \u0445\u043e\u0437\u044f\u0439\u0441\u0442\u0432\u0430 \u0421\u0428\u0410<\/strong> (\u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u043e \u0441\u0435\u043b\u044c\u0441\u043a\u043e\u0433\u043e \u0445\u043e\u0437\u044f\u0439\u0441\u0442\u0432\u0430 \u0421\u0428\u0410) <a href=\"https:\/\/www.housingwire.com\/articles\/rural-america-not-immune-to-housing-affordability-supply-squeeze\/\">rural housing programs<\/a>. Key provisions include the preservation of affordable rentals, the protection of rental assistance, and the strengthening of preservation tools to expand rental and homeownership opportunities in rural communities.\u00a0<\/li>\n<li>The Housing Supply Frameworks Act<strong> <\/strong>would direct the <strong>\u0414\u0435\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0438 \u0433\u043e\u0440\u043e\u0434\u0441\u043a\u043e\u0433\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f<\/strong> (HUD) to produce frameworks to help states and municipalities streamline <a href=\"https:\/\/www.housingwire.com\/articles\/housing-starts-completed-supply-122k\/\">\u0437\u043e\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435<\/a> and regulatory barriers.\u00a0<\/li>\n<\/ul>\n<p>For homebuilders, another key provision is the establishment of $200 million in grant funding, which will reward municipalities that successfully eliminate excessive red tape and burdensome zoning. The removal of the permanent chassis requirement for manufactured homes will also <a href=\"https:\/\/www.housingwire.com\/articles\/new-policy-impact-may-ignite-a-manufactured-housing-blue-sky-era\/\">open up opportunities<\/a> for manufactured homes to compete in densely populated, high-cost markets that have traditionally been reserved for site-built and modular homes.\u00a0<\/p>\n<p>Notably, the final version of the bill also <a href=\"https:\/\/www.housingwire.com\/articles\/road-wins-house-nod-carving-btr-out-from-institutional-investor-ban\/\">omitted prior provisions<\/a> that build-to-rent (BTR) developers said would largely freeze new investments in BTR projects.<\/p>\n<p>For lenders and mortgage professionals, key provisions include a <strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435<\/strong> (FHA) loan pilot program for small-dollar mortgages below $100,000 and a requirement that the <strong>\u0411\u044e\u0440\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0437\u0430\u0449\u0438\u0442\u044b \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439<\/strong> study how <a href=\"https:\/\/www.housingwire.com\/articles\/chla-urges-congress-to-narrow-lo-comp-rule\/\">loan originator compensation rules<\/a> impact the availability of small-dollar mortgages.\u00a0<\/p>\n<p>The ROAD to Housing Act also authorizes a three-year Community Development Block Grant-Disaster Recovery Program and raises FHA multifamily statutory loan limits for the first time in more than 20 years.\u00a0<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-collaborative-advocacy-effort\">Collaborative advocacy effort<\/h2>\n<p>On June 10, more than 1,100 members of the <strong>\u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u0430\u044f \u0430\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u0434\u043e\u043c\u043e\u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u0435\u0439<\/strong> (<a href=\"https:\/\/www.housingwire.com\/articles\/residential-building-input-costs-reaccelerate-nahb-may-2026\/\">\u041d\u0410\u0425\u0411<\/a>) met with federal lawmakers to advocate for the passage of the 21st Century ROAD to Housing Act. And in May, more than 3,000 advocates responded to call-to-action alerts from the <strong>\u0410\u0441\u0441\u043e\u0446\u0438\u0430\u0446\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0438\u0440\u043e\u0432<\/strong> \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435<strong> <\/strong>their MAA Action Week to advocate on behalf of the bill.\u00a0<\/p>\n<p>These advocacy efforts didn\u2019t take place in isolation. Thousands of housing industry professionals \u2014 including Realtors, homebuilders, mortgage and banking professionals, community developers, rental housing providers and more \u2014 spent months advocating on behalf of the most comprehensive federal housing bill in decades.\u00a0<\/p>\n<p>While most housing leaders acknowledge that there is more work to be done, the industry\u2019s reaction to the bill\u2019s passing has been overwhelmingly positive.\u00a0<\/p>\n<p>\u201cThis bill becoming law is a genuine milestone \u2014 and I don\u2019t use that word lightly,\u201d said Dennis Shea, executive vice president of the <strong>\u0426\u0435\u043d\u0442\u0440 \u0434\u0432\u0443\u0445\u043f\u0430\u0440\u0442\u0438\u0439\u043d\u043e\u0439 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0438<\/strong> (BPC). \u201cGetting Congress to move on <a href=\"https:\/\/www.housingwire.com\/articles\/supply-outpaces-demand-mba\/\">\u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u0436\u0438\u043b\u044c\u044f<\/a> and affordability has been a long time coming, and the American people made clear they were ready for it. <\/p>\n<p>\u201cBut this moment calls for urgency as much as celebration. The hard work of implementation starts now, and there are still many issues to be tackled. BPC will be watching closely, pushing for what\u2019s next, and working hard to increase supply and lower housing costs.\u201d<\/p>\n<p>\u201cThe bipartisan 21st Century ROAD to Housing Act is a landmark step toward protecting the American Dream of homeownership,\u201d said Colin Allen, executive director of the American Property Owners Alliance. \u201cBy expanding our housing supply and removing barriers to ownership, this legislation will help more Americans achieve their dream, strengthen communities, and build generational wealth.\u201d<\/p>\n<p>\u201cToo many older Americans are struggling to find housing they can afford in the communities they call home,\u201d said Nancy LeaMond, <strong><a href=\"https:\/\/www.housingwire.com\/articles\/aarp-83m-community-grants\/\">\u0410\u0410\u0420\u041f<\/a><\/strong>\u2018s executive vice president and chief advocacy and engagement officer. \u201cAARP has consistently pushed for increasing housing availability and affordability, and with the 21st Century Road to Housing Act now law, more older Americans will be able to age where they want to be \u2014 at home.\u201d<\/p>\n<p>Scott Olson, executive director for the <strong>\u041a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0436\u0438\u043b\u044c\u044f \u0410\u043c\u0435\u0440\u0438\u043a\u0438<\/strong> (CHLA), praised the bill\u2019s passage while urging further action.<\/p>\n<p>\u201cEnactment of the Road to Housing bill into law is a major bipartisan accomplishment and great news for American home buyers and renters stressed by housing affordability challenges,\u201d Olson said. \u201cCHLA urges Congress next to move on to action on <a href=\"https:\/\/www.housingwire.com\/articles\/tax-reform-real-estate-2026\/\">tax changes<\/a> to make it easier to access the trillions of dollars in stocks and IRAs to use for a <a href=\"https:\/\/www.housingwire.com\/articles\/down-payment-assistance-gap\/\">\u0430\u0432\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u043f\u043b\u0430\u0442\u0435\u0436<\/a> on a home.\u201d<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>After months of deliberation, delays and drama, the 21st Century ROAD to Housing Act has finally crossed the finish line.\u00a0 The legislation, aimed at cutting red tape and making homeownership more attainable, is now the law of the land after President Donald Trump declined to sign or veto the bill before the deadline of midnight [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-63542","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.0) - 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