{"id":63783,"date":"2026-08-13T13:48:25","date_gmt":"2026-08-13T11:48:25","guid":{"rendered":"https:\/\/housesmarketplace.com\/u-s-home-sales-slip-a-second-straight-month-in-july\/"},"modified":"2026-08-13T13:48:25","modified_gmt":"2026-08-13T11:48:25","slug":"u-s-home-sales-slip-a-second-straight-month-in-july","status":"publish","type":"post","link":"https:\/\/housesmarketplace.com\/ru\/u-s-home-sales-slip-a-second-straight-month-in-july\/","title":{"rendered":"U.S. Home Sales Slip a Second Straight Month in July"},"content":{"rendered":"

Sales of existing homes in the United States fell for a second consecutive month in July 2026, underscoring the continued pressure that elevated mortgage rates and high home prices are placing on the housing market.<\/p>\n

Existing-home sales declined 1.7% from June to a seasonally adjusted annual rate of 4.06 million, according to the National Association of Realtors (NAR). Sales were nevertheless 0.7% higher than a year earlier, while year-to-date sales were up 2.4%.<\/p>\n

The July decline followed a 2.4% drop in June, marking two consecutive months of month-over-month declines in existing-home sales. The latest figures point to a housing market that has stabilized compared with a year ago but has yet to generate a sustained increase in transaction activity. Mortgage rates remain above 6%, while limited inventory and rising home prices continue to constrain buyers.<\/p>\n

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“Home sales have been remarkably stable, even amid the rising mortgage rate environment of the past few months,” said NAR Chief Economist Lawrence Yun. “Year-to-date sales are up 2.4% and there’s no doubt that the housing market would be thriving if average mortgage rates were to return near 6%.”<\/p>\n

The median existing-home price increased 2.0% from a year earlier to $434,100 in July, marking the 37th consecutive month of year-over-year price increases. The median price was $425,700 in July 2025.<\/p>\n

Despite higher home prices, NAR’s Housing Affordability Index improved to 103.3 in July, up from 98.3 a year earlier. Affordability improved across all four major regions, with the index increasing 1.5% in the Northeast, 4.0% in the Midwest, 6.1% in the South and 7.3% in the West.<\/p>\n

Total housing inventory declined 1.9% from June to 1.54 million units in July, representing a 4.6-month supply of unsold homes, unchanged from both June and July 2025. Inventory was 0.6% below its level a year earlier.<\/p>\n

The combination of limited inventory and subdued sales has helped keep prices rising even as buyers face elevated financing costs.<\/p>\n

Single-family home sales fell 1.9% from June to an annual rate of 3.69 million in July. Sales were nevertheless 0.8% above July 2025. The median single-family home price increased 1.9% from a year earlier to $440,300.<\/p>\n

Condominium and cooperative sales were unchanged from June at an annual rate of 370,000 and were also unchanged from a year earlier. The median condo and co-op price increased 2.2% year over year to $371,800.<\/p>\n

The national decline also masked significant differences among the four major regions. The Northeast recorded a 2.0% increase in existing-home sales from June to an annual rate of 500,000. Sales were unchanged from a year earlier, while the median price increased 5.2% year over year to $563,800.<\/p>\n

The Midwest saw sales decline 2.0% from June to an annual rate of 970,000, although sales were still 2.1% above July 2025. The median price rose 2.8% to $342,900.<\/p>\n

The South experienced the largest monthly decline, with sales falling 3.1% to an annual rate of 1.86 million. Sales were unchanged from a year earlier, while the median price increased 0.9% to $371,700.<\/p>\n

The West posted no monthly change in sales, remaining at an annual rate of 730,000. Sales were 1.4% above July 2025, while the median price rose 0.2% to $622,200.<\/p>\n

Homes remained on the market for a median of 29 days in July, compared with 28 days in June and 28 days a year earlier. First-time buyers accounted for 29% of sales, down from 33% in June but up from 28% a year earlier.<\/p>\n

Cash transactions represented 26% of sales, compared with 25% in June and 31% a year earlier. Individual investors and second-home buyers accounted for 14% of transactions, up from 13% in June but down from 20% a year earlier. Distressed sales, including foreclosures and short sales, remained at 2% of transactions, unchanged from both the previous month and a year earlier.<\/p>\n

The average 30-year fixed-rate mortgage was 6.54% in July, according to Freddie Mac, up from 6.49% in June and down from 6.72% a year earlier.<\/p>\n

Mortgage rates remain a critical factor for the housing market because they directly affect the purchasing power of prospective buyers and the willingness of existing homeowners to sell.<\/p>\n

For now, the July report presents a mixed picture: existing-home sales are modestly higher than a year ago, but monthly sales have declined for two consecutive months. Prices continue to rise, inventory remains constrained and mortgage rates remain above 6%.<\/p>\n

The housing market’s ability to move from stabilization toward a broader recovery may therefore depend heavily on whether mortgage rates move closer to the 6% level cited by Yun.<\/p>","protected":false},"excerpt":{"rendered":"

Sales of existing homes in the United States fell for a second consecutive month in July 2026, underscoring the continued pressure that elevated mortgage rates and high home prices are placing on the housing market. 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