August 2024

9 Must-Know Costco Shopping Tips to Maximize Your Membership

Costco's bulk pricing is already a great way to save money, but there are a few clever hacks you can use to save even more cash. Getty Images / BING-JHEN HONG Costco is one of America's favorite retailers, and while it's true Costco can save you some serious cash, chances are you're not taking full advantage of your membership. Experienced Costco shoppers can tell you that choosing the Kirkland...

15 Clutter Culprits You Should Get Rid of ASAP

Overwhelmed and frustrated by the disarray of your household? Consider paring down these clutter-causing items. Jason Donnelly Concealing clutter behind cabinet doors might make your home feel organized at first glance, but cluttered storage spaces can quickly become overwhelming. It seems like a simple answer to isolate random kitchen utensils, unused toys, and almost-empty products in drawers to...

Here’s Exactly When to Harvest Potatoes (Plus How to Do It Correctly)

Use these tips on how and when to harvest potatoes so you can get the most out of this versatile vegetable. Getty Images / terra24 Potatoes are easy to grow in your garden where you can experiment with different varieties. When to harvest potatoes depends on your region and the type you're growing. Spuds are a warm-season crop in the North, because frost and light freezes will kill the tops, and a...

The Best Flooring for Basements, Including Vinyl, Tile, and More

Use this handy guide to choose the best basement flooring for your home. David A Land Basements often serve as multipurpose spaces with unique requirements due to moisture and temperature fluctuations. Even in dry weather, basement flooring can leach residual moisture in the form of vapor from the ground, resulting in damage. In heavy rains, some basements may experience flooding or groundwater...

What Do Dryer Sheets Do? How to Use Them Effectively

Make the most of dryer sheets by knowing their proper usage and alternatives. Wirestock / Getty Images Dryer sheets are small, thin sheets that are ubiquitous in most laundry rooms. Typically coated in fragrance, lubricant, and silicone-based softener, they are designed to reduce static, soften fabrics, reduce wrinkles, and leave a pleasant scent in the drying cycle.However, dryer sheets have many...

Los Angeles, San Diego and New York Have Highest Concentrations of Renter Households

Renters in U.S. Grow Three Times Faster Than Homeowner Population Based on new data from Redfin, the number of renter households in America grew 1.9% year over year in the second quarter to a record 45.2 million. That's over three times faster than the number of homeowner households, which grew 0.6% to a record 86.3 million. The number of renter households grew at the second-fastest pace since 2021, while...

One year after wildfire, HUD extends assistance timeline to those rebuilding homes on Maui

The U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) on Thursday announced an expansion of relief measures to homeowners on the Hawaiian island of Maui who are seeking to rebuild single-family homes after the devastating wildfire that destroyed the town of Lahaina. This week marks the one-year anniversary of the outbreak of the fire and federal...

Housing market hinges on mortgage rates and supply, not commission structures

Although there is no doubt that business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement are going to impact how real estate industry professionals operate, economists aren’t too sure they’ll have much bearing on the housing market. “I know that surprises people,” Orphe Divounguy, a senior economist at Zillow, said of...

Guild delivers $37M profit as origination volume jumps 69%

Guild Holdings Co., the parent company of Guild Mortgage, delivered a profit in the second quarter of 2024, mainly due to the performance of its growing servicing portfolio. Meanwhile, its origination volume increased by 69% from April to June compared to the previous quarter but at lower margins.  Net income in Q2 2024 increased to $37.6 million, compared to $28.5 million in the previous quarter,...

Longbridge parent lauds reverse lender’s contribution in Q2

Following the slight loss contributed by Longbridge Financial to the first-quarter earnings of parent company Ellington Financial, the reverse mortgage lender turned its fortunes around in the second quarter, which led to praise from the Ellington executive team in a Q2 2024 earnings report released this week. Ellington reported net income contributable to common stockholders of $52.3 million, and $69.1...

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