April 2025

VantageScore mortgage usage plunged 42% in 2024

VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years. The decline was due to overall market conditions and a spike in portfolio analysis conducted by the government-sponsored enterprises (GSEs) in the previous year. Meanwhile, originators more than doubled their usage of the scores. Data released on Monday...

12 Inspiring Kitchens With Slab Backsplashes (15 photos)

A slab kitchen backsplash has many benefits. It lacks the numerous grout lines that often come with tile installation, meaning it’s easier to wipe clean. It’s also quicker and easier to install than tile. But perhaps best of all, a slab backsplash looks utterly stunning. Depending on the material,...

10 Times to Hire a Landscape Architect (11 photos)

Wondering if it’s time to hire a landscape architect? These are licensed and trained professionals who design and plan outdoor spaces that are made for living. If you’re thinking about designing your outdoor dream space, want to add value to your home with landscaping or need help...

Hong Kong Property Investors Take a Wait-and-See Approach Due to U.S. Tariffs

The looming threat of President Trump's China tariffs in the first quarter of 2025, coupled with Hong Kong's strong economic ties to China, contributed to a decline in commercial rents and capital values across nearly all sectors of the city's property markets, driven by weak demand and abundant supply, according to JLL's recently released Preliminary Market Summary for Q1 2025. "Tariffs will have an...

8 Key Lighting Trends From Milan (29 photos)

The 2025 edition of Milan’s Salone del Mobile recently welcomed back the biennial Euroluce lighting exhibition (April 8-13). More than 300 international exhibitors showcased the evolving journey of light through research, innovation and a growing sensitivity to societal change. In our increasingly...

Mortgage rates settle down after wild ride

Since President Trump’s Liberation Day on April 2, mortgage rates, the 10-year yield and mortgage spreads have been on a wild ride. It’s been so wild that the low end of my 2025 10-year yield forecast range of 4.70-3.80% for 2025 was almost officially met. However, last week, mortgage rates and the 10-year yield slowly moved lower as the week progressed. But can this last or will the trade war...

10 Smart Bathroom Storage Solutions (22 photos)

Storage space is at a premium in a bathroom, so making the most of every inch is important. Thoughtful storage solutions include customized vanities with features like drawer inserts, integrated hampers and pullout trash bins. Designers also create storage with countertop towers, linen cabinets,...

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