July 2025

NAMB issues support for CHLA white paper on LO compensation

The National Association of Mortgage Brokers (NAMB) on Monday issued a letter of support for the Community Home Lenders of America (CHLA)’s white paper on LO compensation reform. CHLA‘s white paper, released last week, urged Congress to roll back the loan originator compensation rule to focus on its original purpose — a ban on yield spread premiums (YSP), a predatory practice from the financial...

Home equity cushions homeowners against economic shocks

The most recent National Mortgage Database (NMDB) Aggregate Statistics report from FHFA reveals the significant amount of home equity that American households possess. This should put an end to any discussions suggesting that the housing market is on the verge of a mass foreclosure crisis or that national home prices will crash like they did from 2007 to 2011. Vast home equity cushion Keep this very...

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July 2025

NAMB issues support for CHLA white paper on LO compensation

Home equity cushions homeowners against economic shocks

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