July 2025

Mortgage spreads are almost back to normal

In a week marked by discussions of the potential firing of Federal Reserve Chair Jerome Powell and inflation data, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads. Mortgage spreads have improved significantly since 2023, leaving us just 0.49% from normal levels, based on the data we use. This means we can achieve near 6% mortgage rates without the 10-year yield...

Rayse expands platform with new home seller tools

Real estate technology company Rayse has launched a seller-focused module aimed at helping listing agents provide clearer communication and real-time updates to clients throughout the sales process. The new tool is the company’s first major product expansion since its 2024 launch. Originally focused on buyer-side transactions, Rayse is now offering agents a way to document and share their...

RealPage acquires Livble, expanding rent payment options

Property management software company RealPage has acquired Livble, a flexible rent payment provider, in a move that expands RealPage’s reach into financial tools for renters and property managers. Financial terms of the deal were not disclosed. The deal brings Livble’s installment-based rent payment system into RealPage’s LOFT and Buildium platforms. Livble allows eligible renters to divide their...

Tech Pulse: Realtor.com acquires Zenlist; Zillow unveils new tools

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Realtor.com parent Move acquires Zenlist Realtor.com parent Move Inc. has acquired Zenlist, a real estate tech startup known for its agent-client collaboration tools. The deal...

Single-family construction is getting worse due to rates

Today’s housing starts report from the Census Bureau shows that Federal Reserve policy remains too restrictive for housing production to grow, which in the long run impacts the fight against inflation. This is why the data on single-family construction is not improving; in fact, it is getting worse. The unfortunate part is that we don’t need mortgage rates at 3%, 4% or 5% to gain some momentum:...

3 charts that show why renters struggle to become homeowners

Record-high home prices and persistently elevated mortgage rates have made the housing market difficult for homebuyers and the industry alike — and not even this year’s significant growth in supply seems to be helping. It’s been particularly difficult for prospective buyers who are currently renters, as renters are dealing with an affordability crisis of their own. Zumper’s National Rent Index...

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