July 2025

Economic Resilience Lifts U.S. Housing Outlook Going Forward

Mortgage Rates Hold Steady in Late July Says Freddie Mac The average rate on a 30-year fixed mortgage in the United States held nearly flat this week, reflecting ongoing stability in borrowing costs amid a broadly resilient macroeconomic environment. According to Freddie Mac's latest Primary Mortgage Market Survey, released July 24, 2025, the benchmark 30-year fixed-rate mortgage averaged 6.74%, a...

10 Decks With Unexpected Features (11 photos)

Even the smallest deck gives you a chance to enjoy being outside. But if you want to take your deck to the next level, consider incorporating a standout element that makes you stop and take a second look at the deck itself. It can be as simple as a unique decking pattern or as elaborate as multiple...

Housing inventory growth is starting to stall

Housing inventory growth is starting to stall, despite elevated mortgage rates. As new listings begin their seasonal decline, we might have already reached our peak percentage growth rate for 2025. The recent stalling has already gradually reduced the year-over-year growth percentage by a slight amount. For the rest of the year I’ll be watching to see if lower mortgage rates make the inventory data...

Michael Isaacs out as CEO of Go Mortgage

Go Mortgage‘s majority owner and CEO Michael Isaacs have parted ways, sources told HousingWire this week. Staff at the Ohio-based retail lender were told on Monday that Isaacs’ tenure was over, and that majority owner Jordan Hansell had named himself as interim CEO. The departure was a mutual decision, with Hansell and President Andrew Paganos running company operations, sources said. A search...

Tech Pulse: Lawmakers press FHFA on crypto for mortgages

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Senate Democrats press FHFA on crypto use in mortgages Five Senate Democrats are urging caution as the Federal Housing Finance Agency considers allowing unconverted...

Bright MLS: Housing market shifts toward necessity, balance

The U.S. housing market is entering a new phase defined less by competitive bidding and more by financial stress and practical necessity, according to a second-quarter Bright MLS agent survey released Friday. The findings reveal a marked departure from previous years’ demand-driven trends, with both home buyers and sellers increasingly motivated — or discouraged — by broader economic uncertainty...

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