2025

Who keeps the borrower? A deep dive into servicer retention

Recent mergers and acquisitions (M&A), regulatory changes and shifting market conditions have mortgage industry experts questioning whether servicers are better positioned than other competitors to capture the next wave of refinances. Data from ICE Mortgage Technology shared with HousingWire offers a deep dive into servicers’ performance at keeping a borrower in their books after a refinance...

Rare two-story penthouse in Downtown Miami has Jacuzzi rooftop terrace

A rare two-story penthouse at Epic Residences has just landed on the market for $5.75 million, giving buyers the chance to own one of the largest and most impressive homes in the building. Set high above Downtown Miami, the residence combines more than 4,300 square feet of interior space with an additional 2,000 square feet of private outdoor terraces. The result: sweeping views of Biscayne Bay, the...

Luxury buyers want more than cold plunges and golf simulators — off-site perks are the new must-have

Resort-style pools and in-building golf simulators no longer cut it for the wealthiest condo buyers. At the very top of the market, high-net-worth buyers — many of them shopping for second or even third homes — are raising the bar for what they expect from their luxury residences. The latest must-have? Exclusive perks that extend well beyond the building’s walls. From private beach clubs to...

U.S. Homebuyer Affordability Improves for Fourth Straight Month

Mortgage Payments Ease in August say the MBA Homebuyer affordability strengthened in August for the fourth consecutive month, as easing mortgage rates and rising incomes helped reduce monthly housing costs, according to new data from the Mortgage Bankers Association (MBA). The trade group's Purchase Applications Payment Index (PAPI) fell 1.2% to 157.5 in August from 159.4 in July, reflecting improved...

8 Ideas to Give Your Yard a Boost for Fall (9 photos)

As fall settles in, our homes and gardens take on a new character — inviting us to enjoy them in fresh ways. A vibrant pot of chrysanthemums can brighten an overlooked part of your porch, while outdoor lighting or a patio heater can make it feel cozy to linger outside on fall evenings. With just a...

Mortgage spreads are the hero of the 2025 housing market

Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices. What are mortgage spreads? In the slow dance between the 10-year yield and 30-year mortgage rates since 1971, the mortgage spread is the distance between them — the key variable keeping them close or distant.  In recent history, the normal mortgage spread has been between 1.60%...

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