2025

How Rate wants to close its ‘massive gap’ in the non-QM space

Top 10 U.S. mortgage lender Rate is investing in the nonqualified mortgage (non-QM) space by launching a new suite of products. It aims to attract borrowers with nontraditional financial profiles, including self-employed individuals, small-business owners, freelancers and real estate investors.The Chicago-based lender ranked as the eighth-largest in the country, originating $39.6 billion in mortgages in...

Realtors clash over NAR speech code

The National Association of Realtors‘ (NAR) speech code, formally known as Standard of Practice 10-5, has sparked a contentious debate within the real estate industry. Critics argue that it infringes upon free speech rights, while supporters assert it’s a necessary measure to uphold ethical standards and protect marginalized communities.​ Rob Hahn, founder and CEO of Las Vegas-based online...

The potential benefits of senior property tax deferral programs

Property taxes are rising dramatically across the country, and that reality has the potential to hit seniors living on a fixed income hardest of all. On top of that, keeping up with property tax and insurance costs are key requirements to keep any mortgage in good standing, whether it’s a forward or reverse loan. Some localities offer programs that allow older homeowners, specifically, to defer the...

LERETA, Sagent integrate real estate tax and flood service solutions

Mortgage technology provider Sagent has announced a new partnership with LERETA, a company specializing in real estate tax and flood services, to integrate LERETA’s solutions into Sagent’s platform. The collaboration aims to give mortgage servicers streamlined access to real-time tax data, flood zone determinations, payment processing and automated monitoring through Sagent’s Partner...

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