January 2026

U.S. Home Sales Hit Three-Year High in December as Rates Ease

U.S. existing-home sales rebounded sharply in December 2025, posting their strongest seasonally adjusted pace in nearly three years as easing mortgage rates and slower price growth began to thaw a market that has been frozen by affordability pressures. Sales rose 5.1% from November to a seasonally adjusted annual rate of 4.35 million, according to data released by the National Association of Realtors. The...

Proprietary reverse mortgage market share continues to climb

New View Advisors on Tuesday published the newest installment of its Proprietary Reverse Mortgage Production Index, which showed that private-label reverse mortgages are continuing to become a preferred product among lenders and borrowers. The company estimated that proprietary loan volume totaled $250 million in December 2025, $730 million in the fourth quarter of 2025 and nearly $2.5 billion for all...

Home care crisis drives innovation for aging in place

A growing shortage of home care workers is threatening older Americans’ ability to remain in their homes. Despite rising demand, the sector struggles with low wages, high turnover and limited benefits — leaving families and patients scrambling for support, according to recent data highlighted by KFF. “This is not about what’s going to happen a decade from now,” Steven Landers, CEO of the...

Kind Lending restructures leadership team with new president and COO

Kind Lending announced multiple leadership changes this week as company co-founder Yvonne Ketchum moves from the president role’s to a part-time role as president emeritus and executive adviser as she begins semi-retirement. As a result, chief operating officer Jennifer Folk will assume the role of president and Stephanie Gibbons has been promoted to COO. Before co-founding Kind Lending, Ketchum...

Is the lock-in effect loosening its grip on housing? Realtor.com thinks so

U.S. homeowners who carry mortgages with rates of 6% or more now outnumber those with rates below 3%. This should drive a “meaningful shift in the housing market after years of historically low borrowing costs,” according to a Realtor.com report released Wednesday. The company analyzed residential mortgage data from the Federal Housing Finance Agency (FHFA) and found that 21.2% of outstanding loans...

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