New data from the Mortgage Bankers Association's Weekly Applications Survey for the week ending September 27, 2024, shows a 1.3 percent decline in U.S. mortgage applications compared to the previous week. The Market Composite Index, which measures overall mortgage loan application volume, fell 1.3 percent on a seasonally adjusted basis from the prior week. On an unadjusted basis, the Index dropped by 1...
You don't have to sacrifice safety for style. IKEA When selecting a piece of furniture, the first thing you consider probably isn't if it poses a safety risk (unless you've had an unfortunate personal experience). But dressers have long been a hazard for adults and children alike. The Consumer Product Safety Commission (CPSC) even adopted a mandatory rule in August 2023 that enforces standards to...
Turn your home into a thrilling movie set. Sunset Boulevard / Getty Images If you’re looking for the perfect Halloween decor theme this year, it's time for a scary movie marathon. As if you need another excuse to have a cozy night in, the horror genre offers so much inspiration. Whether you’re a fan of earlier classics like Halloween and The Exorcist or modern favorites like It, these films...
She's feeling "very Martha Stewart-slash-Ina Garten." NBC / Getty Images Katie Couric is busy with more than just journalism these days—she’s also the proud owner of an expansive vegetable garden, harvesting its produce to whip up fresh meals for her friends and family. She recently spoke to The New York Times about her favorite picks from her garden, so of course we had to dig up a few...
These viral cleaning tools are all over social media, but are electric scrub brushes as good as they look on TikTok? Dera Burreson Electric scrubbers have gained popularity through social media showcasing their ability to simplify cleaning routines. These battery-powered tools can scrub countless surfaces, from cooktops to bathtubs. But what exactly are electric scrubbers, and should you add one...
The recessed lighting over the front porch is a stylish touch. Better Homes & Gardens / Reese Herrington The Home Depot has a sleek tiny house for under $19,000 that will add some precious private space to your property for stretching out in.This California Studio tiny home kit from Well Done 1 Homes gives you the steel frame needed to build a 240-square-foot suite with a primary room, a full...
The Federal Reserve cut rates by 0.50% on Sept. 18 and mortgage rates and bond yields headed higher. But, we have to remember that mortgage rates had already made an almost 2% move lower since the highs of 2023 without rate cuts, as the bond market always gets ahead of the Fed. Since the Fed rate cut, we’ve also seen significant economic data lines beat estimates: housing starts, retail sales,...
Vetted by HousingWire | Our editors independently review the products we recommend. When you buy through our links, we may earn a commission. Whether you’re looking to launch a new career or renew your NMLS license before the end of the year, we’re here to help. In this article, we’ll give you some background, show you how to get your NMLS license, introduce our favorite NMLS licensing and CE...
Find out when to prune spirea, depending on bloom time, and get tips for pruning these shrubs properly. Marty Baldwin Spirea is a group of hardworking flowering shrubs that grow with gusto in all kinds of conditions. With all that growth, these plants benefit from an annual trim, but when to prune spirea? It depends on when your spirea blooms. And how to prune it depends on how overgrown your...
Autumn leaves make a valuable soil amendment, but they have lots of other uses too. Victoria Pearson Bagging fallen leaves in autumn and throwing them in the trash creates a lot of unnecessary waste, but it also channels energy away from your garden that could be used to make your plants grow better. Packed with carbon and other nutrients, chopped fall leaves make a valuable mulch and compost...
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