Reverse mortgage educators Dan Hultquist and Jim McMinn brought their “Rules of the Game” presentation back to the National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting and Expo this year in San Diego. After getting some of the preliminaries out of the way regarding the importance of focused information, they drilled deeper into certain topics related to reverse mortgage product...
The third-quarter financials for Pennymac Financial Services illustrate the double-edged sword of declining interest rates for mortgage companies. It can improve loan production and acquisitions but hurt their servicing portfolios. When factoring both impacts on its earnings, the California-based lender delivered a profit of $69.4 million from July to September. That was less than its $98 million profit...
A new study from Morningstar focused on U.S. retirement readiness illustrates that while there has been some improvement over time, general retirement preparedness is lacking. Using data from the Federal Reserve’s Survey of Consumer Finances, Morningstar researchers analyzed data from 3,442 households before projecting 1,000 possible “life paths” for each of them. The company used savings rates,...
Whether you opt for real pumpkins or faux gourds, these decor ideas will give your space the perfect autumn upgrade. Kim Cornelison Pumpkins are a surefire way to set a fall scene, but they're not just limited to your front porch! There’s no wrong way to decorate with pumpkins—and you can do so indoors or out. Give your porch a festive grouping of pumpkins, or line your fall mantel with a...
These autumn aromas will turn your home into a sanctuary. Walmart Perhaps the best part of fall is the enticing scents, whether you prefer the aroma of fall leaves, crisp apples, or everything pumpkin-scented (and flavored). The Better Homes & Gardens collection of fragrances at Walmart has home accents that will enhance your fall decor through Thanksgiving, including an appropriately spooky...
These easy-to-grow types of bulbs to plant in fall will fill your garden with colorful spring flowers. Bob Stefko Spring-blooming bulbs ready for planting may not look like much, but after you tuck them in the ground in fall, these bulbs will burst into dazzling bloom in spring. Thanks to the diverse nature of this huge plant group, there is a bulb for nearly every need. Looking for something that...
This no-brainer technique will help you stay organized and save money. Learn how to use it in your everyday life with these tips. Anthony Masterson Photography If your household could benefit from a little more structure, the FIFO method of organizing just might be the answer. The strategy has long been used in the corporate world—particularly in inventory management and food service—but as a...
Study up on why, when—as well as when not to—tent your bird with foil. Blaine Moats When it comes to cooking a turkey, you have a lot of choices. Fresh or frozen? Free-range, organic, kosher, or conventional? To brine or not to brine? And we haven’t even dipped a toe into the topic of roasting vs. smoking vs. frying.Since roasting is the most common cooking method for turkey by far, we’ve...
WORLD PROPERTY CHANNEL TV (WPC TV), an emerging global real estate news streaming subscription service, announced this week it has begun platform construction and is scheduled to launch in late 2025. Once launched, this real estate-focused streaming platform will produce 6 to 8 hours of daily 'broadcast-caliber' real estate news programming, providing in-depth market coverage across various property...
Rates spike for third straight week, home buyers grow cautious Based on Freddie Mac's latest Primary Mortgage Market Survey, the 30-year fixed-rate mortgage (FRM) averaged 6.44 percent as of October 17, 2024. Sam Khater "The 30-year fixed-rate mortgage increased for the third consecutive week, moving closer to 6.5%," said Sam Khater, Freddie Mac's Chief Economist. "In general, higher rates reflect the...
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