The Consumer Financial Protection Bureau (CFPB) is creating a public database to identify nonbank financial companies that violate consumer laws, aiming to avoid recidivism trends. On Monday, the U.S. consumer financial watchdog announced that it finalized a rule establishing the new registry. It requires lenders caught violating consumer law to report certain final agency and court orders and...
As the U.S. and much of the world will have to reckon with a population that is growing older at a faster rate, governments are determining the best courses of action to deliver on age-related initiatives. To that end, the U.S. Department of Health and Human Services (HHS) has delivered a strategic framework for a national plan on aging. Released late last week, the framework includes what HHS calls the...
A study commissioned by the U.S. Department of Housing and Urban Development (HUD) Office of Policy Development and Research (PD&R) in 2022 aimed to assess the state of the Home Equity Conversion Mortgage (HECM) program over a 20-year period. Released late last year, the study examined three core elements of HECM program effectiveness between 2000 and 2020. It was conducted by analytics firm SP...
MoxiWorks, a real estate technology platform for agents, announced Monday that longtime CEO York Baur will be stepping down as CEO and Eric Elfman will replace him. Baur will remain on the company’s board of directors. Elfman will lead all aspects of the company. His focus will be ”improving the agent experience in MoxiWorks and accelerating the development of a modern platform for agents and...
Mortgage rates decided to bounce back into the 7s this week. We can see an impact in that immediately as home sales are slowing down. These are the homes that go into contract immediately after listing. We also see new pending sales slowing and price reductions ticking up. The most notable thing in the data this week is that, while home prices nationally are still holding a few percentage points higher...
A stunning Chateau-style French estate near Dallas has hit the market for $5.5 million, reminding us that not only is everything bigger in Texas but also that your dollar stretches further in the Lone Star State. Located at 6168 Beverly Drive in Frisco, TX, this magnificent home offers well over 10,000 square feet of living space and stately interiors, with a level of luxury that would command prices...
These are the best options for bulk food storage. Better Homes & Gardens / Alli Waataja For anyone who loves doing grocery hauls, buying bulk meat, and prepping meals in advance, even the best refrigerator may not have enough storage space. A chest freezer gives you way more storage space for frozen food items, leading to savings (in money and time) in the long run.Eva Lorena, commercial...
Learn how to plant, grow, and harvest home-grown spinach. Denny Schrock Spinach is a fast-growing and easy-to-grow garden staple. Best grown in spring or fall, spinach can provide three seasons of fresh leaves with a little care. Whether as a topping on a blue cheese burger, part of a healthy breakfast scramble, or a star ingredient in this game-day dip, there are hundreds of reasons to grow your...
Instagram is eating up this tiny trend perfect for kids (or anyone who wants to make their morning a little cuter). Christianna Silva Have you ever wanted to enjoy a breakfast of sunny-side-up eggs but with a tiny twist? Probably not—but millions on Instagram want to take a crack at it.In a Reel that now has more than 1.3 million likes, creators and parents @sofiadun10 and @wesdunlop made a...
Grab your snips and learn how to prune basil to delay flowering and encourage more flavorful leaves to grow. Cavan Images / Getty Images Harvesting and pruning basil are similar processes but are done for different purposes. If you’re growing only one basil plant, you'll likely be able to keep up with it by frequently harvesting leaves. But if you have a patch of basil, perhaps with making pesto...
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