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15 Flowers That Don’t Need to Be Deadheaded

Don't deadhead these plants. It isn’t needed and can reduce flowering and helpful seeding. Karlis Grants Deadheading is the process of clipping off old, faded flowers to refresh the look of perennials and annuals and encourage these plants to rebloom. While some garden favorites like geraniums, dianthus, cosmos, and marigolds benefit from deadheading, plenty of popular flowers don’t need to be...

4 New Kitchens With Fun Backsplash Ideas (8 photos)

A backsplash typically occupies a generous amount of visual space in a kitchen. Depending on your choice of colors and materials, you can play down the visual plane so it recedes from view, or you can punch it up with some attention-grabbing personality. Here, pros show examples of the latter. See...

How to Get Rid of Household Mold (11 photos)

You can procrastinate about some cleaning tasks, but when it comes to mold, it’s better to take care of it sooner rather than later. Mold can cause health problems and destroy whatever it grows on. The spores of mold fungi commonly float through the air, and when they adhere to damp surfaces and...

Almost 33 Million U.S. Homes at Risk of Potential Hurricane Damage in 2024

Total reconstruction cost for these properties is estimated at $10.8 trillion Based on CoreLogic's recently released 2024 Hurricane Risk Report, over 32.7 million residential properties from Texas to Maine are at risk of moderate or severe damage from hurricane-force winds. The total reconstruction cost for these properties is estimated at $10.8 trillion. It's important to note that not all homes will...

Rate-and-term refi locks jump 25.6% in May: Optimal Blue

Rate-and-term refinances rose 25.6% in May as mortgage rates trended down, according to a new report by Optimal Blue. The spike was a response to a modest drop in the 30-year conforming mortgage rate, which dropped to 6.8% on May 15 but ultimately ended the month at 7.02% on the Optimal Blue Mortgage Market Indices (OBMMI). “The sharp increase in demand for rate-and-term refinances following a dip in...

NAHREP recognizes top 250 Latino mortgage originators

The National Association of Hispanic Real Estate Professionals (NAHREP) this week released the 10th edition of its annual Top 250 Latino Mortgage Originators rankings, honoring the top-performing Latino mortgage originators across the country. For the second year running, DHI Mortgage earned the top position in the report among all companies, followed by Guaranteed Rate and CrossCountry Mortgage,...

NAF rebrands initiative designed to boost Black homeownership

Multichannel mortgage lender New American Funding (NAF) announced this week the relaunch of its initiative designed to recruit, educate and expand loan officer understanding around issues faced by borrowers of color as “NAF Black Impact.” This replaces the previous branding, “NAF Dream,” to emphasize a corporate commitment to “taking direct, action-oriented steps to address credit...

Two major reverse mortgage lenders to sponsor financial planner conference

The Alliance of Comprehensive Planners (ACP), a trade association for financial planners, will be holding its annual conference this October in Savannah, Georgia, and the event will feature two of the nation’s leading reverse mortgage lenders as key sponsors. Plano, Texas-based Finance of America (FOA), currently the industry leader in the reverse mortgage space, and Paramus, New Jersey-based reverse...

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