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As many as 80% of the 60-and-older population are unable to afford either long-term care or basic necessities like food, reflecting the serious financial challenges faced by older Americans despite their overwhelming preferences for aging in place. This is according to reporting by Phoenix-based National Public Radio (NPR) affiliate KJZZ, based on data from the National Council on Aging (NCOA) and...

Federal Housing Administration (FHA) Commissioner Julia Gordon offered her insights on the agency’s Home Equity Conversion Mortgage (HECM) program at this year’s National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting and Expo, reflecting on her journey toward greater understanding of both the program itself and the industry that utilizes it. Gordon also offered some perspectives on...

Have you ever taken a great photo only to realize later that there’s a random person in the background, an object that doesn’t belong or something you simply don’t want in it? Real estate agents now have a new tool to remove these distraction from home staging photos — and no, it’s not Apple Intelligence. Matterport, a technology company that creates 3D models of buildings, has rolled out a...

Whichever candidate — Kamala Harris or Donald Trump — wins the 2024 presidential election will not have a significant impact on the path of interest rates, but they will bring changes to the mortgage industry from a regulatory standpoint, according to Mortgage Bankers Association (MBA) president and CEO Bob Broeksmit.  “Neither candidate is serious about fiscal discipline,“ Broeksmit said on...

The Federal Housing Finance Agency (FHFA) is planning to examine innovations in the multifamily housing space following its TechSprint event in late July, which focused on innovative use cases in housing for generative artificial intelligence (gen AI).  “There’s a lot of innovation taking place in the multifamily space. There’s at least a desire for more innovation in that space,” said Anne...

In the scenic mountains near Tannersville, New York, a 31-acre property with a storied history, breathtaking natural surroundings, and oodles of rustic charm is now up for grabs. The historic Catskills house dates back to 1903 and was once home to a beloved stage actress who turned it into a gathering ground for art lovers and creative minds, taking advantage of the home’s proximity to the famed...

I love it so much, I’m buying it in all five scents. Better Homes & Gardens / Walmart While I love to shop, the item that I simply can’t stop buying is a candle. My collection is now at approximately 30 and counting, and while I’m showing no signs of slowing down my love of candles, I recently found a particular fall scent that doubles as decor and is my new go-to, and it’s from our...

Cue the nostalgia. WERNER STRAUBE The start of fall signals a lot of change, which could explain why watching our favorite fall-ish TV shows has become a staple of the season. Whether it's the nostalgic comfort or simply a way to slow down and recharge, there’s no denying that hitting play on Season 1 Episode 1 with a soft blanket and warm drink is the best part about temperatures dropping.As it...

Deck the halls with boughs of holly inspired by Swedish flora, fauna, and folklore using the latest holiday and winter collections from IKEA. IKEA With Halloween just weeks away, it’s naturally time to start thinking about your Christmas decor. As soon as you put the skeletons and witches back in the closet for another year, you're not alone if you start to feel the longing for seasonal baubles,...

Set a routine gutter cleaning schedule to avoid damage to your home's roof, siding, and foundation. Getty Images / Willowpix Gutter cleaning might not seem that important at first glance. In fact, some homeowners believe that rain and meltwater actually act as a self-cleaning system to remove debris from gutters, but this is not the case. Most small debris settles in the bottom of the gutters,...