NAR: Homebuyers still have down payment misconceptions

Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024. That share jumps to 91% for first-time buyers, said Jessica Lautz, NAR’s deputy chief economist and vice...

NAMB issues support for CHLA white paper on LO compensation

The National Association of Mortgage Brokers (NAMB) on Monday issued a letter of support for the Community Home Lenders of America (CHLA)’s white paper on LO compensation reform. CHLA‘s white paper, released last week, urged Congress to roll back the loan originator compensation rule to focus on its original purpose — a ban on yield spread premiums (YSP), a predatory practice from the financial...

Home equity cushions homeowners against economic shocks

The most recent National Mortgage Database (NMDB) Aggregate Statistics report from FHFA reveals the significant amount of home equity that American households possess. This should put an end to any discussions suggesting that the housing market is on the verge of a mass foreclosure crisis or that national home prices will crash like they did from 2007 to 2011. Vast home equity cushion Keep this very...

AI Hyperscalers Drive Record Data Center Leasing in Early 2025

Vacancy Hits Record Low as Cloud Giants Push into Secondary Markets Worldwide Record-breaking demand from hyperscalers and cloud providers drove data center leasing volumes to new highs in the first quarter of 2025, fueled by the global AI boom and tightening power supply, according to CBRE's latest Global Data Center Trends report. Vacancy rates across global data centers fell to a record low of 6.6%,...

10 Outdoor Pavilions for Savoring Summer (10 photos)

With its solid roof, a pavilion offers more protection from sun and rain than a pergola typically does. It’s usually larger too, meaning more space for lounging, noshing and sometimes even cooking. Here you’ll see just how designers decked out both freestanding and attached pavilions to make them...

Have slightly lower mortgage rates stabilized the housing market?

Mortgage rates have been slowly decreasing, but is this drop significant enough to influence our weekly housing data? Keep in mind that our weekend tracker reports provide insights months ahead of the reports most Americans typically read. Therefore, we closely monitor changes in our data trends whenever mortgage rates fluctuate. The last two weeks have been particularly noteworthy, and I wanted to discuss...

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