Is mortgage demand really picking up?

Are we seeing the start of a market shift in mortgage demand? Notably, mortgage rates have been gradually declining, and we’ve observed back-to-back positive weeks in purchase application data for the first time since mid-March. While I typically prefer to see a sustained growth of 12-14 weeks before concluding there’s been a sea change, the low bar in purchase application data suggests that even a...

The Ultimate Guide to Tile Shapes for Your Next Home Renovation Project

From classic subway bricks to whimsical scallops, use this guide to tile shapes to choose the right combination for your space. CARSON DOWNING Tile is a practical choice for walls and floors in high-traffic areas, but it also presents an opportunity to get creative and add some personality to your space. It also comes in a variety of different shapes: Choose a classic, like subway tile or...

My Car Cleanup Solution Fits Neatly Into My Glove Box—Buy the Handheld Vacuum Now for 81% Off

It’s cordless, rechargeable, and easy to clean. Better Homes & Gardens / Amazon My husband’s car is a mess. This man cannot live without eating fistfuls of Goldfish crackers while traveling, and he’s often downing his favorite Italian sub en route to visit clients. Peanuts, popcorn—you name it—it’s being consumed to pass the time while he’s stuck in traffic on the interstate....

HUD offers new disaster relief in Hawaii following Biden executive order

The U.S. Department of Housing and Urban Development (HUD) on Friday announced a new round of disaster relief in the state of Hawaii that is targeted for the island of Kauai following severe storms, flooding and landslides that took place there in April. On June 17, President Joe Biden issued an executive order approving a disaster declaration in the state. He directed “federal assistance to...

Why are home prices at all-time highs with more inventory?

Both existing housing inventory and home prices have been rising together year over year, which might seem odd at first glance since existing home sales are trending near all-time lows. However, I can clear up any confusion on this topic. Let’s keep it simple: total active listings are still below 2019 levels nationally, and the days on market are under 30 days today. Existing home sales aren’t...

FHFA grants conditional approval for Freddie Mac second mortgage pilot

The Federal Housing Finance Agency (FHFA) on Friday announced that it has given conditional approval for Freddie Mac to begin purchasing closed-end second mortgages through a pilot program. The pilot program includes several limitations to the types of loans the government-sponsored enterprise will be allowed to purchase. The program is only for primary residences and the first mortgage must have a...

Real estate mailers: The ultimate guide for 2024

Real estate mailers aren’t dead — far from it. With so many agents focused on digital marketing, mailers can help you stand out from the crowd to attract new leads, increase brand awareness, generate more referrals, and ultimately close more deals. To get you started on the path to dominating your farm area with direct mail, I used my experience as an agent and coach to put together this guide....

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