7 Stylish Ways to Get the Modern Cottage Look (7 photos)

Love the idea of a cottage aesthetic but want to bring it more up to date? Modern cottage style takes the warmth and coziness of traditional cottage style but pares it down a little to create a cleaner, more airy look. Placing an emphasis on natural materials, soft tones and a link to the outdoors...

U.S. Commercial Mortgage Debt Climbs Toward $5 Trillion

U.S. commercial and multifamily mortgage balances expanded again in the third quarter of 2025, underscoring the resilience of apartment finance even as broader real estate markets contend with economic and capital-market uncertainty. Outstanding commercial and multifamily mortgage debt rose by $53.4 billion in the quarter, a 1.1% increase, lifting the total to $4.93 trillion, according to the Mortgage...

NAMB urges FHA to end lifetime mortgage insurance rule

The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its “life of loan” mortgage insurance rule and let borrowers cancel premiums once they’ve paid down their loan to 78% of their home’s value. NAMB believes the policy is outdated and unfair. Current rules mean that many FHA borrowers must pay mortgage insurance premiums (MIP) for as long...

Lower mortgage rates support steady new home sales

After a long delay caused by the government shutdown, we finally have a new home sales report for October! The report shows that lower mortgage rates, which are now moving toward 6%, are helping to keep new home sales steady, similar to what we see in the existing home sales market. New home sales are still at 2019 levels today, which means they’re not as depressed as the existing home sales market. So,...

Builders greet 2026 squeezed by policy flux and margin erosion

By the time the homebuilding industry reaches Super Bowl LX on Sunday, Feb. 8, the stakes will be unmistakable. That date marks more than the unofficial kickoff to Spring Selling Season, for U.S. homebuilders large and small. It signals the point at which months of price capitulation, incentive layering, cost cutting, and balance-sheet triage either begin to show signs of stabilization—or force...

Cost of retirement comfort soars, leaving most far short

Retirement is widely portrayed as the reward for decades of work, but many Americans who have already stopped working say that promise is slipping out of reach. Rising costs and inadequate savings are reshaping expectations — and fueling fears — about life after work, according to findings from a recent Clever Real Estate survey. Clever solicited responses from 1,000 American retirees who stopped...

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