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Builders Tell Congress Government Rules Are Pricing Americans Out of Housing

U.S. home builders pressed lawmakers on Tuesday to roll back what they describe as a growing web of federal regulations that they say is exacerbating the nation's housing affordability crisis by constraining supply and inflating construction costs. Appearing before a congressional panel focused on housing affordability, National Association of Home Builders Chairman Buddy Hughes argued that regulatory...

Tapping a 401(k) for homeownership is risky business, experts say

President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, particularly as housing costs rise and retirement savings gaps widen, according to a recent report from...

New deduction may lower seniors’ Social Security tax burden

The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme — director of financial planning at Tableaux...

AmeriTrust hires Shea Pallante as it preps for correspondent lending launch

AmeriTrust Mortgage Corp. has appointed Shea Pallante as chief revenue officer as the lender pursues a growth strategy that includes expanding into nondelegated correspondent channels and more than doubling its monthly origination volume. A mortgage industry veteran, Pallante joins AmeriTrust from non-QM wholesale lender Brokers First Funding. He previously served as president of now-defunct non-QM...

NAR outlines legal risk mitigation, litigation strategy in 2025 report

It is no secret that the National Association of Realtors (NAR) has faced its fair share of legal challenges over the past few years. From the commission lawsuits, to an investigation by the Department of Justice (DOJ) to lawsuits over the three-way membership agreement and the now defunct, optional no-commingling rule, NAR’s legal team has been busy. As the association looks to regroup after these...

Digging into how an institutional investor ban would play out

President Donald Trump’s executive order restricting large institutional investors from purchasing single-family homes has broad – even bipartisan – political appeal. Still, most housing experts doubt that it will exert a significant impact on affordability. The order could also pose risks for builders that have made a practice of selling in bulk to institutional investors in for-sale communities,...

14 design choices that instantly make ceilings feel higher

Some homes have naturally high ceilings. Others just feel like they do — and that difference is almost always design. Ceiling height is one of the biggest drivers of how expensive and open a space feels, but it doesn’t always come down to construction. It comes down to what the eye is being encouraged to notice. Interior designers understand this instinctively. They know how to stretch vertical...

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