A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs without materially increasing risk in some cases, noting that mortgage servicing rights (MSR) investors...
For builders, particularly in the Sun Belt, the challenge from the get-go in 2026 will be to work through surplus entry-level inventory. As monthly-payment affordability pressures from high mortgage rates and home prices plague first-time buyers, solving this supply imbalance will only occur gradually. The wait, however long, will be both a test of patience and financial tolerance. Builders are...
Rate and Alianza have entered a multi-year collaboration that names Rate the official mortgage lending partner of Alianza, a grassroots soccer platform serving Latino communities across the United States. The agreement follows a pilot partnership in 2025 and will run through the 2026 and 2027 seasons, a release from Rate confirmed. Activations are planned across eight U.S. markets, with Rate engaging...
Blend’s Rapid Home Equity Blend’s Rapid Home Equity is an automated digital origination solution that leverages real-time data to accelerate the home equity lending cycle. It features instant pre-approvals, pre-filled applications, and integrated debt consolidation tools, enabling lenders to close loans in days rather than weeks with significantly higher pull-through and operational...
Some homes feel considered the moment you walk in; not flashy, not showy, just quietly right. The difference usually isn’t budget or size. It all comes down to planning. Thoughtfully built homes tend to reveal themselves slowly. They solve problems before they appear. They feel intuitive to live in. Nothing feels accidental, even if nothing is trying to impress. These features don’t always...
Not all homes are created the same way. Builder-led homes are often designed to move quickly, meet minimum standards, appeal to as many buyers as possible, and sell fast. Architect-led homes, on the other hand, start from a different premise entirely: how a house should live, age, and adapt over time. The difference isn’t just aesthetic. It shows up in the home’s overall flow, comfort,...
One of the most tightly held stretches of waterfront real estate in South Florida just gained a major celebrity listing. Fox News host Sean Hannity has put his sprawling ocean-to-Intracoastal compound in Manalapan, Florida, on the market for $44.9 million, immediately placing it among the most high-profile offerings on what locals increasingly call “Billionaire Row.” Located on the prohibitively...
The halls of the Maison & Objet 2026 trade fair, held Jan. 15-19 at the Paris Nord Villepinte exhibition center, were ablaze with interior inspiration and new product launches. But an area that stood out for its creativity was the Eco Responsible Design Collective. Bringing together...
Southern Nevada's housing market opened the year with momentum shifting toward buyers, as prices eased from recent peaks and the number of homes available for sale climbed sharply, according to data released Friday by Las Vegas Realtors. The median price of an existing single-family home sold through the group's Multiple Listing Service in January was $470,000, unchanged from December but 3.1% lower than a...
A Friday-morning news report suggesting that the Trump administration is exploring an antitrust probe into U.S. homebuilders landed with its intended shock value. The implication? Washington, having rattled its saber, may be preparing to treat large builders as a concentrated market actor whose behavior is contributing to America’s housing affordability crisis. By late Friday afternoon, however, a...
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