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The Importance of Design in Property Investment

Choosing property investment means focusing on location, different market situations, and potential appreciation. All these factors are vital; one prime aspect that often gets neglected is the property design itself. The design of a residence or structure is a key influencer in terms of its marketability, resale value, and general attractiveness. Be it seasoned investors or first-time buyers, having an...

California Home Sales Dip in March Amid Rising Economic Concerns

California home sales took a step back in March 2025 as growing economic uncertainty and consumer anxiety weighed on the state's housing market, according to the latest report from the California Association of Realtors (C.A.R.). Closed escrow sales of existing, single-family detached homes totaled a seasonally adjusted annualized rate of 277,030 in March, representing a 2.3% drop from February's pace of...

Why this week’s Fed meeting is critical for mortgage rates

This week, the Federal Reserve is holding a crucial meeting that could significantly influence the housing market in 2025 and 2026. The outcome could set the stage for mortgage rate cuts or a pause in action until there are shifts in the labor market. As many have observed, President Trump has expressed dissatisfaction with Jerome Powell’s reluctance to lower rates. While replacing Powell is not...

The labor market is still keeping mortgage rates elevated

Another jobs week has come and gone, and while we see some signs of a slowdown in the labor market, it’s not breaking. Since 2022, I have suggested that to get mortgage rates below 6% with a longer duration, we need to see either a shift in the labor market or additional rate cuts that would lower the Fed Funds rate to around 3.5% or below. The growth rate of inflation has made encouraging progress,...

8 Furniture Trends to Know in 2025 (13 photos)

Each season brings fresh takes on broader design trends in home furnishings, which manufacturers showcase at the twice-annual trade-only High Point Market in North Carolina. At the recent spring market (April 26-30) — where curves, natural motifs and materials, and warm colors once again reigned —...

NRMLA co-chair outlines reverse mortgage advocacy plan

The reverse mortgage industry’s premier trade association held its first event of 2025 this past week. While the mood was generally upbeat among the roughly 150 attendees who made the journey to Irvine, California, for the event hosted by the National Reverse Mortgage Lenders Association (NRMLA), there was also an acknowledgement of challenges faced by the industry when it comes to getting the word out...

How Rate wants to close its ‘massive gap’ in the non-QM space

Top 10 U.S. mortgage lender Rate is investing in the nonqualified mortgage (non-QM) space by launching a new suite of products. It aims to attract borrowers with nontraditional financial profiles, including self-employed individuals, small-business owners, freelancers and real estate investors.The Chicago-based lender ranked as the eighth-largest in the country, originating $39.6 billion in mortgages in...

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