Spreads play the superhero as mortgage rates move below 6% again

After a weekend of crazy headlines and a stock sell-off on Monday morning, bond yields are close to hitting 4% again, but mortgage rates are back under 6% once again, which is the multiyear low in recent history. The biggest reason rates are under 6% isn’t just that the 2025 labor market produced the lowest job-growth year in the 21st century outside of recession. It’s because mortgage spreads are...

10 design habits of people who have guests over constantly

Some homes are clearly built for hosting. You notice it almost immediately. People gather easily. No one awkwardly hovers. Drinks appear without disruption. Conversation flows naturally. And somehow, everything feels comfortable without feeling overly precious. It’s not always about size, either. Plenty of large homes still feel stiff or impractical when guests come over. Meanwhile, smaller homes...

Classic Lake House With Playful Surprises (34 photos)

When designing a new lakeside home for repeat clients, Jean Rehkamp Larson of award-winning Minnesota firm Rehkamp Larson Architects sought to capture the grace and symmetry of an old house while ensuring all the comforts of modern living. Collaborating closely with colleague Angela Taffe Wingate,...

U.S. Single-Family Rents Cool to 15-Year Lows in Late 2025

Single-family rent growth across the U.S. decelerated sharply at the end of 2025, underscoring a broad cooling in housing demand and rising tenant leverage in several Sun Belt markets. National rents for single-family homes rose 1.2% in December 2025 from a year earlier, according to Cotality's latest Single-Family Rent Index (SFRI). That marks a steep slowdown from the 2.5% annual gain recorded between...

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