NAMB urges FHA to end lifetime mortgage insurance rule

The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its “life of loan” mortgage insurance rule and let borrowers cancel premiums once they’ve paid down their loan to 78% of their home’s value. NAMB believes the policy is outdated and unfair. Current rules mean that many FHA borrowers must pay mortgage insurance premiums (MIP) for as long...

$26M Sarasota trophy home is the priciest direct Gulf-front property on the market today

Sarasota just got a fresh new benchmark for “we’re not playing around anymore.” A newly listed estate at 7366 Point of Rocks Road has officially entered the chat at $26 million, landing as the priciest direct Gulf-front listing currently on the market in the Sarasota region — and one of the highest-priced single-family listings in the county overall. And while there is one nearby listing...

Old-school luxury design features we’d love to see making a comeback

Luxury has always had a funny relationship with time. Some features go out of fashion not because they were bad, but because tastes swung hard in the opposite direction: less formality, fewer layers, more “clean,” more open, more minimal. But lately? The mood is changing. After years of smooth white walls, bare windows, open shelving, and furniture that tries to disappear, there’s growing...

Las Vegas Area Home Sales Hit 18-Year Low in 2025

Las Vegas-area home prices edged lower at the end of 2025 as sales slowed and inventory climbed, underscoring a gradual cooling in one of the US housing market's most volatile metros. The median price of an existing single-family home sold in Southern Nevada in December 2025 was $470,000, down 1.1% from a year earlier and nearly 4% below the record $488,995 reached in November, according to data from Las...

Skyrocketing health care costs threaten early retirement

Skyrocketing health care costs are threatening early retirement dreams for millions of Americans. Enhanced Affordable Care Act (ACA) subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs unless Congress acts. Middle-income Americans ages 50 to 64 are most at risk, according to KFF data cited in a recent report from Kiplinger.   This...

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