Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study. A survey from mortgage technology firm Cloudvirga, conducted in September, gathered insights from more than 1,000 millennial and Gen Z respondents, the majority of...
American Identity Group, an information security company that monitors and fixes security breaches and primarily operates in the wholesale lending space, has also become well established in the title and home warranty industries. The company now aims to embed its services in forward and reverse mortgages. Representatives journeyed to San Diego last month to meet with lending professionals at the...
Retirement benefits for recipients of the U.S. Social Security program must be scaled back by 2033 if there is to be any chance of sustaining full retirement benefit payouts, but a consistent lack of attention by both chambers of Congress could necessitate a benefit cut if inaction persists over the next nine years. This is according to a new report by CNBC, citing recent research from the American...
Why are home prices still rising even as mortgage rates have gone higher? A number of people predicted that home prices would experience a steep drop as mortgage rates rose, but that’s not what has happened. This is not a new idea — I’ve been dealing with people predicting a housing crash since 2012. Doom porn is trendy in America and it’s usually done by people who hate the Federal Reserve....
According to ATTOM’s third quarter 2024 Home Equity and Underwater Report, 48.3% of mortgaged residential properties in the U.S. are considered equity rich. In the first quarter of 2024, homeowners across the U.S. saw a remarkable surge in their equity, gaining an impressive $28,000 on average. According to CoreLogic, total home equity skyrocketed to an astounding $33.8 trillion by May 2024—up from...
When it comes to sprawling mansions and oceanfront estates, nothing holds a candle to affluent Palm Beach. This stretch of South Florida is lined with some of the most spectacular estates in the entire country, many of which face the azure waters of the Atlantic Ocean and command mind-boggling, eight-figure prices if not more. Billionaire Oracle founder Larry Ellison bought himself an $80 million...
Before you go out looking for the best place to buy condo in Florida, you might want to check out this investor’s guide to buying condos first. 7 Things...
They’re all under $300. Better Homes & Gardens / Francesca Fasciglione Giving your home a luxurious makeover doesn’t have to drain your wallet. You can add luxe-looking furniture to your space without high price tags by shopping the newest releases from the Better Homes & Gardens furniture line at Walmart. The latest launch features timeless designs and luxurious textures that you can...
Embrace the timeless charm and simplicity of a traditional shower curtain. Stacy Zarin Goldberg Are shower curtains a design staple of the past? As many contemporary homes implement frameless glass doors, we're seeing a decline in the use of shower curtains, especially in primary bathrooms. Although frameless glass doors offer a more sleek aesthetic, greater durability, and a better way to...
These native vining plants support wildlife and they’re an eco-friendly alternative to popular invasive vines. Ryann Ford Invasive, non-native vines, like kudzu and oriental bittersweet, have given vining plants a bad reputation. However, North America has a lot of native vines that play an important role in the ecosystem, support pollinators, and have plenty of ornamental charm. When you need...
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