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10 Welcoming Kitchen Breakfast Nooks (10 photos)

A cozy breakfast nook can make a kitchen feel more welcoming while adding practical function. Whether it’s a sunny spot for morning coffee, homework, family game night or casual meals, these inviting spaces create room to gather without getting in the cook’s way. The 10 kitchens below...

FirstTeam expands in Midwest with new Kansas City office

FirstTeam has expanded its national brokerage footprint into Kansas and Missouri, partnering with broker-owner Scott Eckhoff and Rival Real Estate to open the company’s first Midwest office in Kansas City, the company announced Tuesday. The move marks the next phase of FirstTeam’s national expansion strategy, which began in April 2025 and has since grown to include offices in California, Arizona,...

Small businesses shun retirement plans over cost, complexity fears

Only about half of U.S. private-sector workers participate in an employer-sponsored retirement plan at any given time — a gap driven almost entirely by small employers, according to new research from the Center for Retirement Research at Boston College. While more than 90% of larger employers offer retirement plans, just 49% of firms with fewer than 50 employees do so. Small businesses account for the...

Lenders urged to solve business problems before adopting AI

Mortgage lenders that adopt artificial intelligence should focus first on the business problems they’re trying to solve rather than chasing the latest technology, according to panelists who spoke Tuesday at HousingWire’s AI Summit. Amanda Tucker, chief risk and compliance officer at Atlantic Bay Mortgage Group, and Michael Crockett, chief operating officer at Xactus, said the growing number of AI...

Mortgage insurers face larger safety net rule for VantageScore 4.0

Mortgage insurers will be required to keep a larger safety net for mortgages originated using VantageScore 4.0 than for comparable loans using Classic FICO, according to new guidance from the government-sponsored enterprises (GSEs). In late July, Fannie Mae and Freddie Mac published a new grid for their Private Mortgage Insurer Eligibility Requirements (PMIERs) that, for the first time, includes...

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