Political, Economic Uncertainty in America Delaying Homebuyer Decisions According to national property broker Redfin, the typical monthly housing payment for a U.S. homebuyer was $2,671 during the four weeks ending July 21, 2024, marking the lowest level in four months and a $166 decrease from the record high reached at the end of April 2024. This decline in housing payments is attributed to falling...

California-based mortgage lender loanDepot appointed Nancy Smith to lead its Colorado and Wyoming branches as regional vice president of in-market retail. Smith will be responsible for growing sales volume in Colorado, which has the sixth-fastest percentage rate of population growth of all states, and Wyoming, a market traditionally underserved by independent mortgage banks, loanDepot said on...

The U.S. Department of Housing and Urban Development (HUD) on Wednesday announced updates to its manufactured housing construction and safety standards, a move it called the most extensive such updates in three decades as the department seeks to modernize the features of these homes to drive demand. The new standards, scheduled to be published via a final rule in the Federal Register on Sept. 16, were...

On this crazy day with the bond market, mortgage rates dropped to another yearly low after the CPI inflation print. How low? Mortgage News Daily came out with a shocking print of 6.11% mortgage rates for their top-tier borrowers, while HousingWire’s Mortgage Rates Center, which tracks actual loan lock data from Polly, is also at a year-to-date low of 6.44%. That means some borrowers are getting mortgage...

Michigan-based United Wholesale Mortgage (UWM) has launched proprietary technology that will use artificial intelligence (AI) to send pre-validated refinance opportunities. Dubbed “KEEP,” the system identifies borrowers who can save on their monthly mortgage payments and will automatically communicate these savings to them through an email that provides a link to a refi application, UWM announced...

ICE Mortgage Technology will be sunsetting legacy integrations for its flagship Encompass platform by Oct. 31, 2025, which will modernize the mortgage market even if some vendors have to go kicking and screaming. In an email to partners on Tuesday, ICE said that it will be closing down the Encompass SDK (Software Development Kit) on the same day it sunsets the program’s Technology Partner Network,...

There’s nothing that makes my morning coffee taste better than sitting down and penning an article on a midcentury modern gem designed by one of the style’s most masterful architects. Richard Neutra, the Austrian-American architect, spent most of his career in Southern California, designing masterpieces like the Kaufmann House, the Lovell House, and the Singleton House, to name just a few of his...

Throw pillows, colorful wreaths, scented candles, and more start at $7. Better Homes & Gardens / Tyler Roeland If you’re ready for crisp, golden days with warm pops of color everywhere you turn, your favorite season is finally here. What better way to embrace the start of autumn than by sprucing up your home with seasonal decorations?Create the ultimate autumn-inspired oasis you’ll want to...

Take the stress out of shopping with these easy, affordable, crowd-pleasing gifts. Better Homes & Gardens / Marcus Millán Shopping for gifts is a stressful experience if you don’t know where to start. Amazon is a convenient place to shop thanks to Prime’s fast and free shipping, but the thousands of options can be overwhelming. Whether you’re shopping for family, friends, neighbors, or...

These underrated trees offer a ton of beauty, adaptability, and wildlife value. Lynn Karlin  The recent decimation of our native ash trees because of a tiny insect proves that everyone planting the same type of tree, yard after yard, is not a smart idea. Not only that, but when you play “follow the leader,” you miss out on the chance to plant something unique. A diverse plant selection adds...