Sharp decline in mortgage rates revives hopes of a refi surge, LOs say

Mortgage rates briefly fell below 6% on Friday for the first time in nearly three years — driven by President Donald Trump’s proposed $200 billion push in the secondary market. If they stay that low, they are expected to spur refinance activity.  Historically, a 22–basis-point decline in the 30-year fixed mortgage rate, such as the one reported by Mortgage News Daily earlier on Friday, has been...

Housing starts fall to lowest point since 2020, led by a stall in the Sun Belt

Residential construction fell to its lowest point since May 2020, according to an October U.S. Census Bureau report that was delayed by last year’s government shutdown. Widening air pockets of demand over the past year led to an overbuild of speculative homebuilder inventory in — formerly booming — Sun Belt and Mountain West markets. Builders hit the brakes on new production to reset the...

29 Backyard pools that will make you miss summer even more

There’s something about a backyard pool that instantly shifts the mood. Even in the middle of winter — or during a long workday — it’s hard not to linger on sparkling pools and imagine you’re somewhere else entirely, enjoying warm air, quiet afternoons, and nothing on the schedule. From resort-style setups to classic family pools surrounded by trees, these private backyard pools tap into...

10 home features that defined the 1990s (and where they went)

The 1990s were a fascinating moment in American home design. Houses were getting bigger, technology was becoming central to daily life, and ideas of comfort and success were shifting fast. “Nice” homes weren’t minimalist or restrained: they were expressive, layered, and eager to show what they had. Many of the features that defined the decade were meant to signal modernity, progress, and a...

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