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10 Welcoming Kitchen Breakfast Nooks (10 photos)

A cozy breakfast nook can make a kitchen feel more welcoming while adding practical function. Whether it’s a sunny spot for morning coffee, homework, family game night or casual meals, these inviting spaces create room to gather without getting in the cook’s way. The 10 kitchens below...

Lenders urged to solve business problems before adopting AI

Mortgage lenders that adopt artificial intelligence should focus first on the business problems they’re trying to solve rather than chasing the latest technology, according to panelists who spoke Tuesday at HousingWire’s AI Summit. Amanda Tucker, chief risk and compliance officer at Atlantic Bay Mortgage Group, and Michael Crockett, chief operating officer at Xactus, said the growing number of AI...

Mortgage insurers face larger safety net rule for VantageScore 4.0

Mortgage insurers will be required to keep a larger safety net for mortgages originated using VantageScore 4.0 than for comparable loans using Classic FICO, according to new guidance from the government-sponsored enterprises (GSEs). In late July, Fannie Mae and Freddie Mac published a new grid for their Private Mortgage Insurer Eligibility Requirements (PMIERs) that, for the first time, includes...

Epique Realty CEO Josh Miller offers 3-point fix for agent tech adoption

Josh Miller, CEO and co-founder of Epique Realty, told attendees at Tuesday’s HousingWire AI Summit that the real estate industry’s most expensive technology investments are often the least used. He offered a three-part prescription to solve the problem. Brokerages spend thousands of dollars on tools their agents refuse to adopt, and the solution lies not in building more technology but in aligning...

FirstTeam expands in Midwest with new Kansas City office

FirstTeam has expanded its national brokerage footprint into Kansas and Missouri, partnering with broker-owner Scott Eckhoff and Rival Real Estate to open the company’s first Midwest office in Kansas City, the company announced Tuesday. The move marks the next phase of FirstTeam’s national expansion strategy, which began in April 2025 and has since grown to include offices in California, Arizona,...

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