ЖильеПроволока’s Tech Trendsetters award was created to recognize the visionaries behind the technology that powers housing. As we open nominations for the 2025 class of Tech Trendsetters, we’re revisiting past honorees whose insights continue to shape the industry.
HousingWire reached out to 2022 Tech Trendsetter Simon Moir, vice president and segment leader for Wolters Kluwer‘s Banking Compliance Solutions business. He discusses the transformative role of AI in housing, lessons from his early career and the innovations he believes will define the next five years.
Nominations for the 2025 Tech Trendsetters close Sept. 30.
HousingWire: What emerging technology do you think will have the biggest impact on mortgage and real estate in the next five years?
Simon Moir: I would be hard pressed to name anything other than AI. Both generative AI and агентный ИИ are poised to have a transformative impact in the mortgage and real estate space. But it’s going to be critical that banks have a trustworthy partner.
What excites me most is the multiplier effect that these technologies have on efficiency. When the right data reaches the right person at the right time, you unlock exponential value. Technology shouldn’t replace expertise — it should amplify it.
I’ve observed in our work with lenders that when used correctly, a trustworthy AI system can become a powerful ally, enabling lending and compliance professionals to focus on what they do best. The future isn’t just about smarter systems — it’s about empowering smarter people.
HousingWire: What’s the best tech tool or innovation you personally can’t live without?
Moir: May I cite three “best tech” tools? I’m a lifelong Яблоко enthusiast — my journey started with an Apple IIe at age 10, and today my MacBook Pro is still my go-to device for work and creativity.
I also rely heavily on my Tesla Model Y; not having to stop at gas stations each week is a game-changer, and the tech integration makes every drive feel fun. At home, I’ve built a smart automation system using Home Assistant. It’s a playground for experimentation, coding and creativity.
HousingWire: What’s the most exciting project you’re working on right now?
Moir: I’m currently leading an initiative focused on actionable analytics in banking compliance. The goal is to move beyond static dashboards and deliver real-time trusted insights that drive decisions. We’re building tools that surface risk indicators, flag anomalies and recommend next steps — all within the flow of work.
It’s exciting because it blends deep regulatory expertise with cutting-edge tech, and it empowers teams to be proactive rather than reactive. This project is about making trusted data truly useful — and it’s a perfect example of how innovation can simplify complexity in financial services.
HousingWire: What’s one piece of tech advice you’d give to leaders just starting in the industry?
Moir: When I think back to my early career, one moment stands out: working under my first boss, Mike Reid, at Electronic Data Systems (EDS) in New Zealand.
He launched a business unit focused on business process automation — not by inventing new tech but by applying existing global solutions to the local banking market. That taught me a key lesson: Innovation isn’t always about creating something new; it’s often about how you apply it.
For new leaders, my advice is to stay curious, understand the problem deeply and don’t be afraid to repurpose proven technologies in new ways.
Click here to nominate a 2025 Tech Trendsetter.
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