Below is a timeline of the actions the Trump administration or Congressional Republicans have taken that impact housing since President Trump took office on Jan. 20, 2025, along with additional coverage of those topics.
Opinions on Trump administration actions
ЦФПБ
- Trump fires CFPB Director Rohit Chopra Feb. 1
- Trump names Scott Bessent as new acting CFPB director Feb. 3
- New CFPB Director Bessent orders agency to stop working Feb. 3
- Chopra’s parting shot: A CFPB blueprint for state-level enforcement with teeth Feb. 4
- Enforcement experts fear the wild west of a weaker CFPB Feb. 4
- Mortgage servicers plan for a de-fanged CFPB Feb. 6
- Musk’s team has gained access to CFPB building, data systems Feb. 7
- Project 2025 architect Russel Vought takes over CFPB Feb. 8
- Vought shuts down most of CFPB’s function, cuts off funding Feb. 8
- Trump names Jonathan McKernan director of CFPB Feb. 11
- Legal experts weigh in on the CFPB and the future of regulation Feb. 13
- Meet Jonathan McKernan, the next director of the CFPB Feb. 13
- Lawsuit puts a pause on Trump’s plan to defund the CFPB Feb. 14
- What is Trump’s true plan for the CFPB? Feb. 14
- Appraisers wrestle with the CFPB’s dismantling Feb. 15
- Judge blocks CFPB firings amid Treasury labor union lawsuit Feb. 15
- Leading Senate Democrats demand a halt to HUD cuts Feb. 18
- The FHA denies facing 40% staff cuts but offers no layoff details Feb. 19
- Judge clears way for federal layoffs at CFPB and VA Feb. 20
- GOP bills would eliminate funding for the CFPB Feb. 21
- Trump allies fear DOGE’s methods to dismantle CFPB could backfire Feb. 22
- CFPB nominee McKernan gets grilled in Senate confirmation hearing 27 февр.
- CFPB nominee McKernan commits to protecting older Americans from financial abuse 27 февр.
- Assessing the whirlwind of housing policy changes in 2025 27 февр.
- CFPB drops lawsuit against Rocket, Jason Mitchell Group 27 февр.
- CFPB drops enforcement action against Capital One 27 февр.
- CFPB told to reinstate fired veterans, military spouses Feb. 28
- CFPB staff: McKernan plans to ‘carry out the closure of the agency’ Feb. 28
- CFPB staff told to continue ‘performing statutorily required work' March 3
- Warren blasts CFPB, FHFA nominees as they advance to Senate confirmation votes March 6
- CFPB COO gives details of DOGE’s scaling back of agency in court March 11
- Judge leans toward pause in Trump’s actions to unwind the CFPB March 12
- Сотрудник CFPB обвиняется в неправомерном поведении в иске Таунстоуна о «красной черте» 26 марта
- Федеральный судья постановил, что CFPB должна восстановить уволенных сотрудников March 28
- Jonathan McKernan could lead CFPB “imminently” April 9
- CFPB замораживает правило регистрации небанковских организаций после сопротивления отрасли April 11
- Russell Vought wants to revoke prior CFPB ‘sub-regulatory’ guidance 16 апреля
- CFPB fires 90% of staff, turns away from supervision April 17
- Inside the Trump administration’s plan to gut the CFPB 21 апреля
- Appeals court restores ban on CFPB mass layoffs April 29
- Where does Jonathan McKernan’s CFPB nomination stand? May 2
- There’s a new enforcement playbook for mortgage lenders May 7
- Jonathan McKernan nominated for Treasury role, out at CFPB 9 мая
- CFPB rescinds 67 guidance docs, including mortgage policies May 12
- CFPB seeks recsission of pandemic-era mortgage servicing rule May 16
- CFPB to scrap ‘unlawful’ open banking rule 27 мая
- Potential picks for CFPB director after McKernan’s nomination pulled 27 мая
- Federal Reserve watchdog investigates efforts to dismantle the CFPB June 12
- Judge blocks CFPB bid to undo Townstone redlining settlement June 12
- Senate ‘referee’ says CFPB funding can’t be cut by reconciliation June 20
- CFPB cuts short its monitoring of Bank of America mortgage practices June 24
Тарифы
- Trump places tariffs on Canada, China and Mexico Jan. 31
- Is President Trump bluffing on tariffs? Jan. 31
- Homebuilders ask Trump for tariff exemptions on building materials Jan. 31
- Trump pauses tariffs on Mexico after border security deal Feb. 3
- US strikes deal with Canada to pause tariffs for one month Feb. 3
- Trump paused tariffs, but homebuilders still see long-term risk Feb. 7
- More homebuilder headaches: Trump imposes 25% tariff on steel and aluminum Feb. 10
- Reciprocal tariffs would create chaos for homebuilders Feb. 24
- CFPB source details ‘wholesale termination’ of key contracts March 3
- Trump confirms 25% tariffs on Mexican and Canadian goods March 3
- Trump grants one-month pause on automobile tariffs March 5
- Trump grants one-month tariff delay on most Mexican building materials March 6
- Trump adds Canada to tariff pause on USMCA-compliant goods March 6
- Trump floats Canadian lumber tariffs in latest blow to homebuilders March 7
- Trump threatens to escalate tariffs on Canadian steel and aluminum by 50% March 11
- Trump softens stance on reciprocal tariffs but threat to homebuilders remains 24 марта
- What to know about Trump’s ‘Liberation Day’ tariff show April 2
- «День освобождения» Трампа вводит драматический глобальный тарифный режим April 2
- Доходность облигаций падает после новостей о тарифах. Ставки по ипотеке — следующие? April 2
- Tariff news sends mortgage rates to the lowest level of 2025 April 3
- Homebuilder stocks damaged after Trump’s tariff bombshell April 3
- Trump spares homebuilders on Canadian, Mexican imports, but China hit hard April 3
- Трамп ударил Китай дополнительным тарифом 50%, и акции застройщиков рухнули April 8
- Trump hikes China tariff to 125%, but pauses most others April 9
- Tariffs are creating a perfect storm for the housing market April 15
- Are trade deals good for mortgage rates? April 29
- US, China tariff detente has big implications for homebuilders May 12
- What happens to mortgage rates with more trade deals? May 12
- Federal court blocks Trump’s ‘Liberation Day’ tariffs 28 мая
- Whiplash: As second court orders halt to tariffs, appeals court keeps them in place May 29
- CFPB enforcement head resigns, criticizes Trump administration June 10
- Американцы разделились во мнениях о влиянии иммиграции и пошлин на жилищный сектор June 13
- Trump says he’s terminating trade negotiations with Canada. What does that mean for tariffs? June 27
HUD
- HUD watchdog swept up in large-scale firings of inspector general Jan. 27
- Memo mixup: Trump calls for freeze of 100 HUD programs, then denies it Jan. 28
- Where things currently stand in Trump’s flurry of federal funding memos 29 января
- Trump’s first-term budget requests could foreshadow the future of HUD funding Feb. 4
- Scott Turner, Trump’s HUD secretary, confirmed by the Senate and sworn in Feb. 5
- New HUD secretary to prioritize GSE privatization Feb. 6
- HUD Secretary Turner holds town hall, says there are ‘two genders’ Feb. 7
- As White House scrutinizes HUD programs, union leaders offer a waste target Feb. 13
- HUD to cut 50% of its workforce Feb. 13
- HUD announces launch of DOGE taskforce, targest AFFH rule Feb. 14
- These are the functions of the HUD offices targeted for mass firings Feb. 14
- DOGE says it has recovered $1.9B in ‘misplaced’ HUD funds Feb. 15
- Fair housing nonprofit sues Scott Turner, HUD over ‘DEI’ orders Feb. 19
- Internal memo outlines DOGE’s plan to gut HUD Feb. 24
- Federal workers union sends cease and desist to HUD, OPM over DOGE directive Feb. 24
- Trump, Musk targeted by falsified video at HUD headquarters F eb. 24
- DOGE accessed confidential HUD data on housing discrimination Feb. 26
- Trump administration ends Affirmatively Furthering Fair Housing rule Feb. 26
- Trump nominates Andrew Hughes as HUD’s deputy secretary March 11
- HUD reportedly axes Biden-era green retrofit program March 12
- Trump prepares to develop affordable housing on federal land 17 марта
- HUD расторгает технологический контракт, связанный с HECM, по указанию DOGE 24 марта
- HUD и DHS стремятся помешать нелегальным иммигрантам использовать федеральные жилищные программы 24 марта
- FHA restricts loan eligibility to US citizens and permanent residents 26 марта
- Новые требования к гражданству и месту жительства FHA применяются к обратной ипотеке 26 марта
- What the FHA’s new eligibility requirements means for immigrant homebuyers 27 марта
- Federal judge temporarily cancels HUD cuts to fair housing grants 27 марта
- HUD cuts 90% of its website content, citing low traffic 1 апреля
- The GAO to investigate HUD’s attempted fair housing cuts April 2
- Scott Turner’s busy day on X April 3
- HUD doubles down: No FHA financing for ‘unqualified aliens’ 7 апреля
- Trump’s FHA restrictions could impact Hispanic homeownership April 8
- FHA further extends foreclosure, eviction moratorium for Helene and Milton victims April 8
- HUD and DOGE target mixed immigration status households 16 апреля
- HUD makes it official: It will seek new headquarters April 17
- Сенатор-демократ открыт для сотрудничества с HUD по вопросу федеральных земель для жилья April 24
- FHA walks back Biden-era restrictions on foreclosed properties April 28
- HUD Secretary on withholding funds to cities over homelessness 30 апреля
- Trump’s budget request seeks $33B in HUD cuts May 2
- White House proposes elimination of Section 8 housing May 5
- HUD announces Virginia disaster aid following presidential declaration 6 мая
- Trump budget outlines proposed cuts to rental assistance 6 мая
- Civil rights, housing advocates urge HUD to rescind ‘watered down’ fair housing rule May 7
- Секретарь HUD защищает отмену правила справедливого жилья May 12
- FHA cites AI emergence as it ‘archives’ inactive policy documents May 13
- HUD blames Biden for lapse of emergency housing voucher funding May 13
- HUD announces $1.1B in funding for affordable housing in tribal lands May 13
- HUD approves Asheville hurricane recovery plan after initial objection over DEI May 16
- Joe Gormley addresses those pesky Ginnie Mae rumors May 19
- Scott Turner tours Nevada federal land to talk housing development May 19
- HUD walks back mortgage default guidance as ‘too burdensome’ June 3
- HUD is more vulnerable to fraud after staff cuts June 5
- Senate confirms Andrew Hughes as HUD’s deputy secretary, but key vacancies remain June 12
- HUD signs agreement with South Korean housing finance agency June 13
- Without VASP, veterans don’t have a foreclosure safety net June 20
- HUD officially ditches Weaver building for new HQ June 26
- FHA rescinds 12 policies as Trump pushes to cut red tape June 27
- HUD announces three senior leadership positions June 27
ФХФА
- MBA поддерживает кандидата от FHFA Билла Пулта 29 января
- Номинант FHFA Билл Пулт раскрывает инвестиции 25 февр.
- Билл Пулт излагает видение FHFA при Трампе 27 февр.
- Сенат утверждает Билла Пулта на должность директора FHFA 13 марта
- Новый директор FHFA Билл Пулт сосредоточен на реформе GSE 13 марта
- Билл Пулт обещает тщательно проверить «неэффективные» Fannie и Freddie, искоренить ипотечное мошенничество 14 марта
- Пулте вносит радикальные изменения в советы директоров GSE 17 марта
- Получит ли Fannie, Freddie лечение DOGE? 18 марта
- CHLA urges FHFA Director to keep issues for small IMBs in mind 19 марта
- Член совета директоров Fannie Mae, связанный с DOGE, покидает свой пост через день после назначения 20 марта
- FHFA сокращает персонал, поскольку Freddie Mac объявляет об окончании удаленной работы 20 марта
- Уволены главные руководители Freddie Mac и FHFA 20 марта
- Бессент выпускает акции, добавляя GSE в суверенный фонд благосостояния 24 марта
- Закрытие офисов FHFA влияет на справедливое кредитование и защиту прав потребителей 24 марта
- Пулте не будет сокращать лимиты по соответствующим кредитам для Fannie, Freddie. 25 марта
- Пулте прекращает действие SPCP, выпускает ряд приказов об отмене бюллетеня UDAP 25 марта
- Лидеры ипотечного кредитования отреагировали на решение FHFA прекратить действие SPCP 26 марта
- FHFA makes changes to climate risk, radon inspection policies March 27
- FHFA заменяет члена совета директоров Freddie Mac на фоне других изменений 1 апреля
- Пулте говорит, что он отменил $6.4M в «DEI-чуши» на Fannie и Freddie 7 апреля
- FHFA создает горячую линию по мошенничеству с ипотекой 16 апреля
- Пулте говорит, что он закончил менять руководство в GSE 21 апреля
- Билл Пулт делится планами по повышению производительности труда GSE 30 апреля
- Пулте: граждане Северной Кореи и Китая, работающие в GSE, направлены в Министерство юстиции 6 мая
- Министерство юстиции расследует дело Летиции Джеймс о мошенничестве с ипотекой по направлению Пулте 9 мая
- Билл Пулт отправляет «толстых» Фанни и Фредди «на беговую дорожку» 20 мая
- Trump says he’s giving ‘serious consideration’ to releasing Fannie Mae, Freddie Mac 22 мая
- Выход Трампа из GSE — сложная задача (и может быть дорогостоящей) 22 мая
- Бессент взвешивает риск ипотечных ставок при потенциальном выпуске GSE 24 мая
- Директор FHFA Пулте призывает Пауэлла снизить процентные ставки 26 мая
- Трамп: я выношу Fannie и Freddie на «публичный рынок» с неявной гарантией 27 мая
- What an implicit guarantee means for mortgage rates on GSEs’ release 27 мая
- CHLA поддерживает позицию Pulte по ценообразованию FICO 28 мая
- Trump to Powell: It’s a mistake to not lower interest rates May 29
- Как Билл Пулт преобразовал FHFA и GSE 30 мая
- Updated list of Pulte’s actions that impact FHFA, GSEs 30 мая
- Nevada democrat calls on FHFA for transparency in home purchases by investors June 3
- GSEs could go public while staying under government control June 3
- Senators call on FHFA Director Pulte to pause GSE privatization plans June 6
- Trump wants Powell to lower interest rates. Here’s how to do that June 19
- Директор FHFA Билл Пулт призывает главу ФРС Пауэлла уйти в отставку June 19
- Fed Vice Chair Michelle Bowman supports July interest rate cut June 23
- Jerome Powell says the Fed isn’t budging on interest rates June 24
- Fannie, Freddie will prepare for cryptocurrencies in mortgage June 25
- It starts: Trump initiates plan to install a shadow Fed president June 26
- FHFA Director Bill Pulte still being contacted by arrested would-be bomber June 26
Federal employees/hiring, funding and regulatory freeze
- Trump initiates federal hiring freeze, return-to-office mandate Jan. 21
- Trump’s regulatory freeze brings uncertainty to the housing market Jan. 21
- Trump’s order to end DEI initiatives will impact federal housing agencies Jan. 21
- Federal hiring freeze could impact the rollout of HMBS 2.0, former Ginnie Mae head says Jan. 28
- White house offer to federal employees sparks concern, union opposition Jan. 30
- Judge halts deadline for White House ‘buyout’ of federal workers Feb. 6
- DOGE tells federal employees to detail their workweek or be fired Feb. 23
- Trump memo calls for escalation of mass layoffs at federal agencies Feb. 26
- Federal judge orders release of DOGE operational records March 12
- Судьи постановили, что сотрудники CFPB и HUD, находящиеся на испытательном сроке, все еще имеют работу — на данный момент March 15
- After Trump fires Democratic FTC commissioners, could Powell be next? 19 марта
- Министерство финансов планирует сократить тысячи сотрудников 25 марта
- Affordable housing upgrades stalled by federal grant freeze 26 марта
- Judge orders Trump administration to reinstate federal employees April 2
- Fannie Mae fires over 100 employees, citing unethical conduct April 8
- Trump executive order aims to lower costs for federal agency buildings 16 апреля
- Supreme Court case could impact Federal Reserve independence 16 апреля
- Bessent reportedly cautions Trump over Powell comments April 17
- DOGE отправляет весь персонал агентства по борьбе с бездомностью в отпуск April 17
- Команда ESG в Fannie Mae была уволена: источники. April 25
- Will Trump install a shadow Fed president to get lower rates? April 29
- DOGE cuts to AmeriCorps imperil Habitat for Humanity programs 30 апреля
- Senators call for investigation of possible DOGE ethics violations June 3
- Bessent announces 10 new appointments at Treasury June 27
- Официально: сокращение DOGE влияет на рынок жилья в округе Колумбия June 27
Executive orders
- Trump issues executive order: Emergency price relief on housing Jan. 20
- How Trump’s executive orders impact homebuilders Jan. 21
- Trump’s path to lower housing costs has to navigate local concerns Jan. 21
- Trump issues executive order: DOGE workforce optimization initiative Feb. 11
- Trump makes move to control independent regulatory agencies Feb. 20
- Trump orders immediate expansion of US timber production March 1
- Trump expects TikTok sale deal ahead of Saturday deadline March 31
- How a housing nonprofit survives the age of DOGE April 2
- Нападки Трампа на DEI не положило конец федеральным усилиям по искоренению предвзятости оценок June 26
Opinions on Trump administration actions
- On his first day, President Trump reversed these fair housing protections Jan. 31
- Why the CFPB enforcement pause is not a free pass to lenders Feb. 10
- The Trump administration thinks HUD’s disaster relief is a waste of money. They’re wrong Feb. 19
- Trump will be a huge positive to mortgage, Mat Ishbia says Feb. 26
- As the DOJ takes shape, housing must be front and center March 21
- President Trump’s administration cuts more fair housing policies. What’s at stake? April 2
- GSE privatization effort must navigate ‘race to the bottom’ June 17
- Fannie Mae’s new AI-powered crime detection unit: The Pulte/Palantir project June 27