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Trade groups push for lower MSR capital charges, tailored mortgage risk weights

Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights (MSRs). In a letter sent Friday to the Federal Reserve, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency,...

January “green shoots” won’t tell homebuilders what July will

If you walked the aisles at this year’s International Builders Show, you could feel it. The vibe wasn’t panic. It wasn’t euphoria. It was something in between – a cautious optimism that maybe, just maybe, the worst is behind us. Traffic anecdotes sounded a little better. Some builders spoke about steadier January sales activity. Conversations drifted toward the idea that the bottom of the...

Zillow seeks dismissal of consolidated RESPA lawsuit in Seattle

Zillow is seeking to have the consolidated Taylor-Armstrong Real Estate Settlement Procedures Act (RESPA) lawsuit dismissed.  The real estate giant filed its motion to dismiss in U.S. District Court in Seattle on Friday. The lawsuit, which was consolidated in early December, began in mid-September, when plaintiff Alucard Taylor filed his initial complaint. Taylor alleged that the portal tricks...

New home sales still at multiyear highs

With all the housing drama lately going on, one truth has stayed constant for years: new home sales are holding up due to rate buy-downs, but housing permits are still at recession levels! What gives here? First and foremost, new home sales have outperformed the existing home sales market for many years now, and they are still at 2019 levels, which would mean 1 to 1.3 million more existing home sales if we...

What luxury architecture looked like in every decade since the 1950s

Luxury homes are time capsules. You can often tell exactly when a house was built just by walking through the front door. The materials change. The layouts shift. Ceiling heights rise and fall. Entire features appear — and then disappear — as lifestyles evolve. What wealthy buyers wanted in the 1950s looks nothing like what they demanded in the 1990s. And today’s trophy homes would have been...

12 home upgrades people regret most after the trend fades

Home upgrades are supposed to make life better, or at the very least make a house feel current. But trends move fast. What looked cutting-edge five or ten years ago can quietly turn into the thing that dates a home the most. And unlike swapping out a couch or repainting a bedroom, many of these upgrades are expensive, permanent, and frustrating to undo. Some seemed smart at the time. Others were...

Despite U.S. Mortgage Rates Falling to 6 Percent, Homebuyers Remain Hesitant

Pending home sales in the U.S. showed little movement in January 2026, highlighting the cautious stance of buyers despite improving affordability conditions. According to the National Association of Realtors (NAR) Pending Home Sales Report, contracts for existing homes declined 0.8% from December and were down 0.4% compared with a year earlier. Regionally, trends diverged: month-over-month sales rose in...

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