Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights (MSRs). In a letter sent Friday to the Federal Reserve, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency,...

With all the housing drama lately going on, one truth has stayed constant for years: new home sales are holding up due to rate buy-downs, but housing permits are still at recession levels! What gives here? First and foremost, new home sales have outperformed the existing home sales market for many years now, and they are still at 2019 levels, which would mean 1 to 1.3 million more existing home sales if we...

Home upgrades are supposed to make life better, or at the very least make a house feel current. But trends move fast. What looked cutting-edge five or ten years ago can quietly turn into the thing that dates a home the most. And unlike swapping out a couch or repainting a bedroom, many of these upgrades are expensive, permanent, and frustrating to undo. Some seemed smart at the time. Others were...

Luxury homes are time capsules. You can often tell exactly when a house was built just by walking through the front door. The materials change. The layouts shift. Ceiling heights rise and fall. Entire features appear — and then disappear — as lifestyles evolve. What wealthy buyers wanted in the 1950s looks nothing like what they demanded in the 1990s. And today’s trophy homes would have been...

These affordable, easy DIYs will help you upgrade your space in a flash and are perfect for renters and...

Freezing temperatures can cause brown, crispy growth on plants that are susceptible to frost damage. Frost damage can occur when temperatures dip to or below the freezing point, 32 degrees Fahrenheit (0 degrees Celsius). And both cold-hardy plants and tenderer plants that do best in warmer...

Image CEO Shawn Tibbetts highlights long-term focus on enhanced shareholder...

Pending home sales in the U.S. showed little movement in January 2026, highlighting the cautious stance of buyers despite improving affordability conditions. According to the National Association of Realtors (NAR) Pending Home Sales Report, contracts for existing homes declined 0.8% from December and were down 0.4% compared with a year earlier. Regionally, trends diverged: month-over-month sales rose in...

Huntington Bank — which is poised to become a $280 billion institution after its acquisitions of Cadence Bank and Veritex Bank — is aggressively expanding its mortgage footprint across Texas and the Southeast while emphasizing a “partnership” culture over a traditional acquisition model. That’s according to Carolyn Gorman, the bank’s senior vice president and mortgage director, who sat down...

For months, some affluent New Yorkers warned they would leave if progressive policies took hold at City Hall. With Zohran Mamdani now mayor and debate intensifying over a possible city wealth tax or property tax increase, early market data shows no sign of a luxury exodus. Instead, Manhattan’s top tier appears to be accelerating. HousingWire Data through Feb. 13 shows just 54 single-family...